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PESO

Active
Private limited companyfounded 199827 yrs activeBuitenland(BOR) 27, 2880 Bornem, BelgiumKBO/BCE: BE 0464.368.494
Summary

PESO has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €246,242 and a net result of -€21,462. Equity is shrinking by ~7.2% per year across the filed fiscal years. Its solvency ranks better than 87% of 34931 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Activity
Business and other management consultancy
NACE 70200Business consulting NACE 70220NACE 74142
1 site
Size
€277,277total assets 2025
Equity
€246,242
Loss
-€21,462
Turnover not published (abridged schema)
Financial health
89 Excellent Checked score 2025
Bankruptcy chance 12 m
0.2%
Structure
Accounts filed 27 d late0 of 4 deeds read
Why 89- Loss of €21,462, the second in a row (FY 2025)- Liquidity: current ratio 1.05, cash €5,095+ Sector Activities of head offices; management consultancy activities (NACE 70)+ Size: total assets €277,277Show the evidence

Checked score

Score 2025
89 / 100
Excellent
Probability in this band: under 0.55%
Better than 41% of its sector peers (NACE 70, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Average
Solvency 100=
equity 88.8% of total assets
Liquidity 52=
short-term debt 11.0% · cash 1.8%
Profitability 9+3
return on assets -7.7%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (47,477 companies)
Last 9 months 02-2026: 0.2% 03-2026: 0.2%▲ +0.9% vs 02-2026 04-2026: 0.2%▲ +5.0% vs 03-2026 05-2026: 0.2%▼ -4.3% vs 04-2026 06-2026: 0.2%▲ +1.8% vs 05-2026 07-2026: 0.2%▲ +6.2% vs 06-2026 08-2026: 0.4%▲ +53.1% vs 07-2026highest value 09-2026: 0.2%▼ -57.2% vs 08-2026lowest value 10-2026: 0.2%● 0.0% vs 09-2026lowest value
  • Sector Activities of head offices; management consultancy activities (NACE 70) lowers the probability
  • Size: total assets €277,277 lowers the probability for this profile
  • Loss of €21,462, the second in a row (FY 2025) raises the probability
  • Liquidity: current ratio 1.05, cash €5,095 raises the probability
Credit up to €21,000 at 30 days acceptable
Liquidity tight (current ratio 1.05 against 1.44 in 2024; short-term debt: 11% and cash: 1.8% of total assets), and 11.2% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, micro). Better than this share of them on solvency 86%, liquidity 39%, profitability 10%, growth against the median 29%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Sector Activities of head offices; management consultancy activities (NACE 70)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Size: total assets €277,277
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Loss of €21,462, the second in a row (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Liquidity: current ratio 1.05, cash €5,095
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€21,462
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
27 d late
2024
12 d late
2023
50 d early
2022
54 d early
2021
48 d early
2020
45 d early
2019
44 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 29 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 13 June (4 of the last 5 filed years within 60 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Risk: 8 loss-making years in a rowloss fiscal year 2025 -€21,462 View
  • Caution: Among the weakest 7% on net resultsector median €26,813 · 34,947 companies -€21,462 View
  • Active since 1998founded 14-10-1998 27 years View

By topic

Financials

Fiscal year
2025
Total assets
€277,277
Loss
-€21,462
Solvency
88.8%
Total assets▼ 5.3%
Net result
20182025
Go to Financials

Timeline

Events
12
Since
2017
Next accounts
by 31-07-2027
  1. 27-08-2026Annual accounts filed
  2. 12-08-2025Annual accounts filed
  3. 11-06-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Business and other management consultancyNACE 70200
Founded
14-10-1998
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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