A.G.H.
ActiveA.G.H. has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-19k) and a net result of €-14k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 9% of 31540 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
43
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability13▲+1
Solvency19▼-4
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity tight (current ratio 1.47 against 1.92 in 2024; short-term debt: 68.2% and cash: 2.1% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-5.8%
Return on assets
-4.3%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-19k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
15 d early
2023
8 d early
2022
4 d early
2021
20 d early
2020
24 d late
2019
91 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-19k▼ 285%
2024 · €-5k
2018: €226k
2019: €246k
2020: €189k
2021: €53k
2022: €37k
2023: €7k
2024: €-5k
2018 → 2025
Total assets
€319k▲ 46.8%
2024 · €218k
2018: €263k
2019: €298k
2020: €318k
2021: €157k
2022: €62k
2023: €45k
2024: €218k
2018 → 2025
Net result
€-14k▼ 16.9%
2024 · €-12k
2018: €112k
2019: €19k
2020: €-56k
2021: €-136k
2022: €-16k
2023: €-30k
2024: €-12k
2018 → 2025
Working capital
€101k▼ 2.4%
2024 · €104k
2018: €226k
2019: €246k
2020: €189k
2021: €53k
2022: €37k
2023: €2k
2024: €104k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€53k-€37k▼ 30.4%€7k▼ 81.3%€-5k€-19k▼ 285%
Operating result€-148k-€-14k▲ 90.7%€-27k▼ 93.1%€-7k▲ 74.6%€-9k▼ 28.2%
Net result€-136k-€-16k▲ 88.2%€-30k▼ 86.4%€-12k▲ 60.9%€-14k▼ 16.9%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €9k in 2025 against €7k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €319k
Fixed assets
€109▼ 92.3%
Current assets
€319k▲ 47.7%
Key figures and ratios
EBITDA
€-7k▼
2024 · €-3k
Cash flow
€-12k▼
2024 · €-8k
Solvency
-5.8%▼
2024 · -2.2%
Current ratio
1.47▼
2024 · 1.92
Quick ratio
0.98▼
2024 · 1.92
Debt / equity
-18.19▲
2024 · -46.05
ROA
-4.3%▲
2024 · -5.4%
Interest coverage
-1.49▼
2024 · -0.63
Debt
€338k▲
2024 · €222k
Debt ≤ 1 year
€218k▲
2024 · €112k
Debt > 1 year
€120k▲
2024 · €110k
Income taxes
€84▲
2024 · €84
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€218k€319k▲
Fixed assets21/28€1k€109▼
Tangible fixed assets22/27€1k€0▼
Furniture and vehicles24€1k€0▼
Financial fixed assets28€109€109=
Current assets29/58€216k€319k▲
Stocks and contracts in progress3-€106k
Stocks30/36-€106k
Amounts receivable within one year40/41€212k€207k▼
Trade receivables40€70k€40k▼
Other amounts receivable41€142k€167k▲
Cash at bank and in hand54/58€4k€7k▲
Deferred charges and accrued income490/1€218€0▼
Equity and liabilities
Total equity and liabilities10/49€218k€319k▲
Equity10/15€-5k€-19k▼
Contributions10/11€19k€19k=
Reserves13€227k€227k=
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€227k€227k=
Profit (loss) carried forward14€-251k€-264k▼
Amounts payable17/49€222k€338k▲
Amounts payable after more than one year17€110k€120k▲
Financial debts170/4€110k€120k▲
Amounts payable within one year42/48€112k€218k▲
Financial debts43€55k€100k▲
Credit institutions430/8€55k€100k▲
Trade debts44€41k€106k▲
Suppliers440/4€41k€106k▲
Taxes, remuneration and social security45€2k€168▼
Taxes450/3€2k€168▼
Other amounts payable47/48€14k€12k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€1k▼
Other operating charges640/8€1k€910▼
Gross operating margin9900€-2k€-6k▼
Operating profit (loss)9901€-7k€-9k▼
Financial income75/76B€0€0▲
Recurring financial income75€0€0▲
Financial charges65/66B€5k€5k▲
Recurring financial charges65€5k€5k▲
Profit (loss) for the period before taxes9903€-12k€-14k▼
Income taxes67/77€84€84▲
Profit (loss) for the period9904€-12k€-14k▼
Profit (loss) for the period to be appropriated9905€-12k€-14k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-251k€-264k▼
Profit (loss) brought forward from the previous period14P€-239k€-251k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
16-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
11-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-136k
Net result drops to €-136k, the lowest in the series; recovery starts the following year.
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 24 days late
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
01-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
02-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
03-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herentals · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Atealaan(HRT) 342200 HerentalsGround area
17.8 ha
Building footprint
4.5 ha
Parcel 13302D0060/00S000, Flanders. Linked by address, not a title deed.
1 establishment unit
Atealaan(HRT) 34, 2200 Herentals
since 19992.092.459.551
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13302D0060/00S000 | Flanders | 17.8 ha | 1 · 4.5 ha | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 18,928 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-05-1999
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
77210Renting and leasing of sports and recreation goods
77340Rental and leasing activities
85532Education
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.