PESCO
ActivePESCO has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €309k and a net result of €-2k. Equity is growing by ~7% per year across the filed fiscal years. Its solvency ranks better than 53% of 31697 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability68▼-11
Solvency84▲+2
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €22k at 30 days acceptable
Liquidity short (current ratio 0.18 against 0.26 in 2024; short-term debt: 21.7% and cash: 0.2% of total assets), and 40.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
1 d early
2024
26 d late
2023
5 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€309k▼ 0.7%
2024 · €311k
2023: €266k
2024: €311k
2023 → 2025
Total assets
€522k▼ 5.2%
2024 · €551k
2023: €356k
2024: €551k
2023 → 2025
Net result
€-2k
2024 · €46k
2023: €259k
2024: €46k
2023 → 2025
Working capital
€-93k▲ 10.3%
2024 · €-103k
2023: €114k
2024: €-103k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€266k-€311k▲ 17.2%€309k▼ 0.7%
Operating result€352k-€66k▼ 81.1%€-184
Net result€259k-€46k▼ 82.4%€-2k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €184 after €66k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €522k
Fixed assets
€502k▼ 2.5%
Current assets
€21k▼ 42.7%
Equity and liabilities €522k
Equity
€309k▼ 0.7%
Debt
€213k▼ 10.9%
The debt ratio falls from 43.5% to 40.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€13k▼
2024 · €79k
Cash flow
€11k▼
2024 · €58k
Solvency
59.2%▲
2024 · 56.5%
Current ratio
0.18▼
2024 · 0.26
Quick ratio
0.18▼
2024 · 0.26
Debt / equity
0.69▼
2024 · 0.77
ROE
-0.8%▼
2024 · 14.7%
ROA
-0.4%▼
2024 · 8.3%
Interest coverage
41.57▼
2024 · 500.03
Debt
€213k▼
2024 · €239k
Debt ≤ 1 year
€113k▼
2024 · €139k
Income taxes
€2k▼
2024 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€551k€522k▼
Fixed assets21/28€515k€502k▼
Tangible fixed assets22/27€515k€502k▼
Land and buildings22€467k€467k=
Furniture and vehicles24€47k€34k▼
Financial fixed assets28€40€40=
Current assets29/58€36k€21k▼
Amounts receivable within one year40/41€28k€18k▼
Trade receivables40€27k€16k▼
Other amounts receivable41€498€2k▲
Cash at bank and in hand54/58€7k€888▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€551k€522k▼
Equity10/15€311k€309k▼
Contributions10/11€300€300=
Reserves13€7k€7k=
Distributable reserves133€7k€7k=
Profit (loss) carried forward14€304k€302k▼
Amounts payable17/49€239k€213k▼
Amounts payable within one year42/48€139k€113k▼
Trade debts44€10k€12k▲
Suppliers440/4€10k€12k▲
Advances received on contracts in progress46€14k€14k=
Taxes, remuneration and social security45€40k€24k▼
Taxes450/3€40k€24k▼
Remuneration and social security454/9€0-
Other amounts payable47/48€76k€63k▼
Accrued charges and deferred income492/3€100k€100k=
Income statement
Code20242025
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€13k▲
Other operating charges640/8€822€992▲
Non-recurring operating charges66A€0-
Gross operating margin9900€80k€14k▼
Operating profit (loss)9901€66k€-184▼
Financial income75/76B€80€0▼
Recurring financial income75€80€0▼
Financial charges65/66B€159€308▲
Recurring financial charges65€159€308▲
Profit (loss) for the period before taxes9903€66k€-492▼
Income taxes67/77€21k€2k▼
Profit (loss) for the period9904€46k€-2k▼
Profit (loss) for the period to be appropriated9905€46k€-2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€304k€302k▼
Profit (loss) brought forward from the previous period14P€259k€304k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-2k ▼105%
Net result drops to €-2k, the lowest in the series.
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Thonetlaan 1102050 AntwerpenGround area
1,227 m²
Building footprint
639 m²
Volume, LiDAR
21,069 m³
Parcel 11813N0895/00R000, Flanders · tallest building 36.5 m, ±11 floors. Linked by address, not a title deed.
1 establishment unit
peSco Consult
since 20162.280.484.549
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11813N0895/00R000 | Flanders | 1,226 m² | 1 · 639 m² | 36.5 m · 11 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,577. 37,969 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-05-2016
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.