Gv Construct
ActiveGv Construct has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €211k and a net result of €8k. Equity is growing by ~31.6% per year across the filed fiscal years. Its solvency ranks better than 39% of 8663 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
60
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability41▲+21
Solvency65▼-4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 1.66 against 1.79 in 2024; short-term debt: 60.4% and cash: 1.7% of total assets), but 60.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
39.6%
Return on assets
1.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
on the day
2023
30 d late
2022
31 d late
2021
25 d late
2020
26 d late
2019
89 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€211k▲ 4.0%
2024 · €203k
2018: €31k
2019: €51k
2020: €70k
2021: €91k
2022: €106k
2023: €198k
2024: €203k
2018 → 2025
Total assets
€533k▲ 15.7%
2024 · €461k
2018: €39k
2019: €84k
2020: €141k
2021: €259k
2022: €308k
2023: €790k
2024: €461k
2018 → 2025
Net result
€8k▲ 47.0%
2024 · €6k
2018: €-2k
2019: €30k
2020: €19k
2021: €21k
2022: €16k
2023: €91k
2024: €6k
2018 → 2025
Working capital
€211k▲ 4.0%
2024 · €203k
2018: €31k
2019: €51k
2020: €68k
2021: €90k
2022: €106k
2023: €198k
2024: €203k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€91k-€106k▲ 17.4%€198k▲ 85.9%€203k▲ 2.8%€211k▲ 4.0%
Operating result€26k-€20k▼ 23.5%€116k▲ 482%€-8k€12k
Net result€21k-€16k▼ 24.1%€91k▲ 481%€6k▼ 94.0%€8k▲ 47.0%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €12k after a loss of €8k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €533k
Equity
€211k▲ 4.0%
Debt
€322k▲ 25.0%
The debt ratio rises from 55.9% to 60.4%. Equity and debt are higher.
Key figures and ratios
Solvency
39.6%▼
2024 · 44.1%
Current ratio
1.66▼
2024 · 1.79
Quick ratio
1.23▼
2024 · 1.78
Debt / equity
1.52▲
2024 · 1.27
ROE
3.8%▲
2024 · 2.7%
ROA
1.5%▲
2024 · 1.2%
Debt
€322k▲
2024 · €258k
Debt ≤ 1 year
€322k▲
2024 · €258k
Income taxes
€3k▲
2024 · €978
Staff costs
€170▲
2024 · €163
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€461k€533k▲
Current assets29/58€461k€533k▲
Stocks and contracts in progress3€2k€137k▲
Contracts in progress37€2k€137k▲
Amounts receivable within one year40/41€415k€387k▼
Trade receivables40€136k€196k▲
Other amounts receivable41€279k€191k▼
Cash at bank and in hand54/58€44k€9k▼
Deferred charges and accrued income490/1-€444
Equity and liabilities
Total equity and liabilities10/49€461k€533k▲
Equity10/15€203k€211k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€183k€191k▲
Amounts payable17/49€258k€322k▲
Amounts payable within one year42/48€258k€322k▲
Trade debts44€213k€175k▼
Suppliers440/4€213k€175k▼
Advances received on contracts in progress46€33k€142k▲
Taxes, remuneration and social security45€11k€6k▼
Taxes450/3€11k€6k▼
Income statement
Code20242025
Remuneration, social security and pensions62€163€170▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0-
Other operating charges640/8€599€1k▲
Gross operating margin9900€-7k€14k▲
Operating profit (loss)9901€-8k€12k▲
Financial income75/76B€15k€1k▼
Recurring financial income75€0€1k▲
Non-recurring financial income76B€15k€0▼
Financial charges65/66B€179€3k▲
Recurring financial charges65€179€3k▲
Profit (loss) for the period before taxes9903€6k€11k▲
Income taxes67/77€978€3k▲
Profit (loss) for the period9904€6k€8k▲
Profit (loss) for the period to be appropriated9905€6k€8k▲
Appropriation of the result
Profit (loss) to be appropriated9906€183k€191k▲
Profit (loss) brought forward from the previous period14P€177k€183k▲
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 28 days late
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Equity above €200kEq €203k ▲2.8%
6 profitable years in a row build equity to €203k.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 30 days late
2023
31-12
Financial
Highest result since 2018net €91k ▲481%
Operating result €116k, net result €91k, both a record.
31-12
Financial
Equity above €150kEq €198k ▲85.9%
5 profitable years in a row build equity to €198k.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
2022
31-12
Financial
Equity above €100kEq €106k ▲17.4%
4 profitable years in a row build equity to €106k.
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 25 days late
2021
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 26 days late
2020
28-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 89 days late
2019
31-12
Financial
Back to profitnet €30k
Net result €30k after one loss-making year.
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 27 days late
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 27 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brecht · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kraaienhorst 1C2960 BrechtGround area
3,352 m²
Building footprint
1,463 m²
Volume, LiDAR
8,529 m³
Parcel 11043D0667/00M000, Flanders · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Gv Construct
since 20142.231.259.029
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11043D0667/00M000 | Flanders | 3,352 m² | 1 · 1,463 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
2 categoriesGv Construct BV#10158
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,577. 39,610 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-05-2014
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
41001General construction of residential buildings
68121Development of residential building projects
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.