PERTEC
ActivePERTEC has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €55k and a net result of €-9k. Equity remains stable across the filed fiscal years (±1.2% per year). Its solvency ranks better than 92% of 1025 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency76▼-1
Growth32=
Stability100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days only on tighter terms
Liquidity short (current ratio 0.9 against 0.97 in 2024), and 11% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 25
Relative position
BE, all sectors
reference
Sector 25
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
89%
Return on assets
-14%
Age of the figures
14 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year -€9k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 17-12-2025, 45 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
45 d early
2024
22 d early
2023
on the day
2022
6 d early
2021
7 d early
2020
5 d early
2019
60 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close12-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€55k▼ 13.6%
2024 · €64k
2019: €68k
2020: €68k
2021: €67k
2022: €68k
2023: €69k
2024: €64k
2019 → 2025
Total assets
€62k▼ 29.6%
2024 · €88k
2019: €117k
2020: €119k
2021: €113k
2022: €111k
2023: €116k
2024: €88k
2019 → 2025
Net result
€-9k▼ 65.3%
2024 · €-5k
2019: €-1k
2020: €153
2021: €-2k
2022: €2k
2023: €1k
2024: €-5k
2019 → 2025
Working capital
€-183▲ 71.3%
2024 · €-636
2019: €-28k
2020: €-21k
2021: €-15k
2022: €-8k
2023: €-793
2024: €-636
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€67k-€68k▲ 2.7%€69k▲ 1.7%€64k▼ 7.6%€55k▼ 13.6%
Operating result€-2k-€4k€3k▼ 4.4%€-5k€-9k▼ 73.0%
Net result€-2k-€2k€1k▼ 36.9%€-5k€-9k▼ 65.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €9k in 2025 against €5k in 2024; the loss grows and 2025 is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €62k
Fixed assets
€61k▼ 6.5%
Current assets
€2k▼ 93.1%
Equity and liabilities €62k
Equity
€55k▼ 13.6%
Debt
€7k▼ 71.9%
The debt ratio falls from 27.4% to 11.0%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€-5k▼
2024 · €205
Cash flow
€-5k▼
2024 · €157
Solvency
89.0%▲
2024 · 72.6%
Current ratio
0.90▼
2024 · 0.97
Quick ratio
0.90▼
2024 · 0.97
Debt / equity
0.12▼
2024 · 0.38
ROE
-15.8%▼
2024 · -8.2%
ROA
-14.0%▼
2024 · -6.0%
Interest coverage
-44.81▼
2024 · 2.60
Debt
€7k▼
2024 · €24k
Debt ≤ 1 year
€2k▼
2024 · €24k
Debt > 1 year
€5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€88k€62k▼
Fixed assets21/28€65k€61k▼
Tangible fixed assets22/27€65k€61k▼
Land and buildings22€65k€61k▼
Current assets29/58€24k€2k▼
Amounts receivable within one year40/41€967€1k▲
Other amounts receivable41€967€1k▲
Cash at bank and in hand54/58€15k€157▼
Deferred charges and accrued income490/1€8k-
Equity and liabilities
Total equity and liabilities10/49€88k€62k▼
Equity10/15€64k€55k▼
Contributions10/11€36k€40k▲
Reserves13€18k€14k▼
Non-distributable reserves130/1€4k-
Reserves not available under the articles1311€4k-
Distributable reserves133€14k€14k=
Profit (loss) carried forward14€-5k€-14k▼
Investment grants15€16k€16k=
Amounts payable17/49€24k€7k▼
Amounts payable after more than one year17-€5k
Financial debts170/4-€5k
Amounts payable within one year42/48€24k€2k▼
Trade debts44€978€438▼
Suppliers440/4€978€438▼
Other amounts payable47/48€23k€1k▼
Income statement
Code20242025
Non-recurring operating income76A€8k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€4k▼
Other operating charges640/8€851€744▼
Gross operating margin9900€1k€-4k▼
Operating profit (loss)9901€-5k€-9k▼
Financial income75/76B€31€430▲
Recurring financial income75€31€430▲
Financial charges65/66B€79€109▲
Recurring financial charges65€79€109▲
Profit (loss) for the period before taxes9903€-5k€-9k▼
Profit (loss) for the period9904€-5k€-9k▼
Profit (loss) for the period to be appropriated9905€-5k€-9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-5k€-14k▼
Profit (loss) brought forward from the previous period14P-€-5k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
17-12
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
30-06
Financial
Weakest financial yearnet €-9k
Net result drops to €-9k, the lowest in the series.
09-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
25-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
24-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
26-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Back to profitnet €153
Net result €153 after one loss-making year.
2019
02-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
28-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
13-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
07-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 directors, no change since 2024
Commanditaire vennootschap 'Valic'
CurrentDirector · since 28-09-2024 · Limited partnership · perm. rep.: CommV Valic
28-09-2024
Commanditaire vennootschap 'Valic': Appointed as Director
27-09-2024
Peter Van Reet: Resigned as Director
07-11-2023
Lenaerts Rudi: Resigned as Director
Location & real-estate footprint
Registered office, Hulshout · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Probastraat 52235 HulshoutGround area
4,311 m²
Building footprint
4,313 m²
Volume, LiDAR
18,000 m³
Parcel 13050B0365/00A000, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Pertec
since 20172.271.137.016
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13050B0365/00A000 | Flanders | 4,311 m² | 1 · 4,313 m² | 9.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
GESPRO Team
BE 0884.807.373
Flémalle · Eq €55k
FerroWeld
BE 1025.761.736
Tessenderlo-Ham · Eq €56k
CMM
BE 0836.961.332
Oosterzele · Eq €55k
FP Atelier
BE 1003.546.063
Brecht · Eq €56k
FREBO
BE 0454.690.270
Aarschot · Eq €56k
Of 3,448 companies in sector 25530 we hold annual accounts for 1,645. 1,066 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-05-2012
Fiscal year end30-06
Activities, NACEBEL
25530Machining of metals
25110Manufacture of metal structures and parts of structures
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.