Equity
-€6,186
Debts exceed assets in financial year 2025.
Perspective
Overview
Lifetime
2 annual accounts with figures on one time axispeak €7,066 (2024)
€7,033▼ 0.5%
lowest -€24,168 (2024)
-€7,018▲ €17,149
peak €832 (2024)
-€6,186▼ €7,018
€253,121▼ 1.3%
Board1 name since 2022
1 director
Documentsfilings and deeds
30-04-2026on the last day
2025abbreviated format
Loss of €7,018Equity from €832 to -€6,186Cash from €9,556 to €5,684
Key points
from the 2025 annual accountsLosses
-€31,186 in two years
The 2024 and 2025 financial years closed with a loss. 2024 was the heaviest.
Turnover
≈ €48,000 estimated
The abbreviated format states no turnover.
Debts
€253,121 103% of the balance sheet
After one year 98%Within one year 2%
€146,464 of the debts are secured on the company's own assets. In 2024 that was €152,262.
Liquidity
0.97 was 1.67 in 2024
Short-term debts rose from €5,798 to €6,025.
Starting capital
€25,000 1,000 shares
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 1,556 companies had the same profile as Perspective has now. Each dot stands for 4 companies, two years later.
91.3%
were still trading
3.8%
stopped another way
4.6%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,556 companies, not a prediction for Perspective. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0793876803
Incorporation
Founding capital of €25,000, 1,000 shares · Founder: · Appointment: (director) · published on 25-11-2022 · Gazette deed
First establishment
Breeweg 6, Bredene
Official details
Source: KBO- Status
- Active since 23-11-2022Normal situation
- Activity
- “Het aanleggen, het oordeelkundig uitbouwen en beheren van een onroerend vermogen; alle verrichtingen met…” (deed in Dutch)From the articles, 6 activitiesNo NACE code in the KBO yet
- Establishment unit
- 2.339.059.6818450 Bredene, since 23-11-2022
- Financial year end
- 30 September
- Peppol
- Reachable since 19-12-2025
Annual accounts to 30-09-2025
- €7,033▼ 0.5%
- €7,018▼ 71.0%
- -€6,186
- €246,935▼ 4.0%
- Filing
- Filed on 30-04-2026, on the last day of the filing period
Insights on Perspective
Perspective has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€6,186) and a net result of -€7,018.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
abbreviated format, filed on 30-04-2026, on the day of the deadline€7,033
▼ 0.5%
-€1,059
▲ €12,619
-€7,018
▲ €17,149
-€186
▼ €4,091
-2.5%
▼ 2.8 percentage points
0.97
▼ 0.70
Turnover and EBIT margin are not published. The abbreviated format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €48,000. Estimated: probably between €20,000 and €120,000.
Balance sheet
balance sheet total €246,935 on 30-09-2025What the company ownsHow it is paid for
in euro
in euro
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| Balance sheet: assets | |||
20/58 |
246,935 | 257,270 | |
20 |
971 | 1,418 | |
21/28 |
240,125 | 246,149 | |
22/27 |
240,125 | 246,149 | |
22 |
240,125 | 246,149 | |
29/58 |
5,839 | 9,704 | |
54/58 |
5,684 | 9,556 | |
490/1 |
155 | 148 | |
| Balance sheet: equity and liabilities | |||
10/49 |
246,935 | 257,270 | |
10/15 |
-6,186 | 832 | |
10/11 |
25,000 | 25,000 | |
14 |
-31,186 | -24,168 | |
17/49 |
253,121 | 256,438 | |
17 |
247,095 | 250,639 | |
170/4 |
140,438 | 146,464 | |
178/9 |
106,657 | 104,175 | |
42/48 |
6,025 | 5,798 | |
42 |
6,025 | 5,798 | |
| Income statement | |||
9900 |
7,033 | 7,066 | |
630 |
6,471 | 17,568 | |
640/8 |
1,621 | 3,177 | |
9901 |
-1,059 | -13,678 | |
65/66B |
5,959 | 10,489 | |
65 |
5,959 | 10,489 | |
9903 |
-7,018 | -24,168 | |
9904 |
-7,018 | -24,168 | |
9905 |
-7,018 | -24,168 | |
| Appropriation of the result | |||
9906 |
-31,186 | -24,168 | |
14P |
-24,168 | - | |
| Document | |||
The notes to these accounts have 14 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).
Source: Annual accounts 2025 (PDF), filed on 30-04-2026.
Filings
each dot is a set of accounts, on the day it reached the National BankKey figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| 5,412 | 3,890 | ||
| -548 | -6,600 | ||
| 447 | 262,898 | ||
| -3,872 | - | ||
| -186 | 3,905 | ||
| -2.5% | 0.3% | ||
| 0.97 | 1.67 | ||
| -2.8% | -9.4% | ||
| 0.91 | 0.37 |
Debt to equity is not shown because equity is negative. Debt divided by negative equity means nothing.
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Securities and guarantees
on own assets and for others| Item | 30-09-2025 | 30-09-2024 |
|---|---|---|
| Debts secured on the company's own assets | €146,464 | €152,262 |
| Mortgages, amount registered | €27,500 | €27,500 |
| €149,600 | €149,600 | |
| Carrying value of the mortgaged assets | €240,125 | €246,149 |
Source: notes to the 2024 to 2025 annual accounts (statement of debts and off-balance-sheet rights and commitments)
Investments
fixed assets acquired| Item | 30-09-2025 | 30-09-2024 |
|---|---|---|
| Tangible fixed assets | - | €262,898 |
| €6,471 | €17,568 |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
Insights on Perspective
The operating result for 2025 is a loss of €1,059, smaller than the loss of €13,678 in 2024.
Equity is negative. Debt (€253,121) exceeds the balance-sheet total (€246,935).
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
since 23-11-2022
term without a fixed end
listed in the 2025 annual accounts, filed on 30-04-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 25-11-2022
Mandates through the years
1 name, the dashed line is todayDirector (not named in the articles)
Board
Mandates as a list
-
- Director (not named in the articles), from 23-11-2022 to date
Control
Founder
This company
Perspective
Equity -€6,186
Loss €7,018 in 2025
Capital
- Contribution
- €25,000
- Shares
- 1,000
- Contribution per share
- €25
- Equity per share
- -€6.19 in 2025
- Source
- deed of 25-11-2022
Articles of association
deed of 25-11-2022 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Saturday of March at 10:00
Shareholders
At incorporation
deed of 25-11-2022 ↗
- 1,000 shares (100%) · €25,000 in cash
Network & group
No group
Perspective has no parent and no holdings in its annual accounts. is the only director. Perspective shares no director with another company.
Timeline
Timeline
5 events since 2022Filings
Establishments
20222023202420252026
Deadline for the 2026 accounts: 30-04-2027
2026
Annual accounts 2025 filed PDFabbreviated format · on the deadline day
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:0793876803
Annual accounts 2024 filed PDFabbreviated format · on the deadline day
2022
IncorporationFounding capital of €25,000, 1,000 shares · Founder: · Appointment: (director) · published on 25-11-20225 points ▸
- Founder,
- Founding capital, €25,000, 1,000 shares
- Registered office clause, Breeweg 6, 8450 Bredene
- Board rule, 1
- Director appointment, (director (not named in the articles))
- The deed holds 2 more points.
First establishment Breeweg 6, Bredene
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Identity
- Enterprise number
- 0793.876.803
- VAT number
- BE 0793.876.803
- Peppol ID
- 0208:0793876803
- Other Peppol ID
- 9925:BE0793876803
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 23-11-2022
- Financial year
- ends on 30 September
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Saturday of March at 10:00deed of 25-11-2022 (in Dutch)
- Peppol
- Reachable since 19-12-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- Perspective in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 25-11-2022 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest”deed of 25-11-2022 (in Dutch)
Activities
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Het aanleggen, het oordeelkundig uitbouwen en beheren van een onroerend vermogen; alle verrichtingen met betrekking tot onroerende goederen…”deed of 25-11-2022 (in Dutch)
6 activities
- Het aanleggen, het oordeelkundig uitbouwen en beheren van een onroerend vermogen; alle verrichtingen met betrekking tot onroerende goederen en onroerende zakelijke rechten zoals de huurfinanciering van onroerende goederen aan derden, het aankopen, verkopen, ruilen, bouwen, verbouwen, onderhouden, verhuren, huren, verkavelen, prospecteren en uitbaten van onroerende goederen; de aan- en verkoop, huur en verhuur van roerende goederen, alsmede alle handelingen die rechtstreeks of onrechtstreeks met dit voorwerp in verband staan en die van aard zijn de opbrengst van de roerende en onroerende goederen te bevorderen, alsmede zich borg te stellen voor het goede verloop van verbintenissen door derde personen aangegaan die het genot zouden hebben van deze roerende en onroerende goederen.
- Het aanleggen, het oordeelkundig uitbouwen en beheren van een roerend patrimonium, alle verrichtingen met betrekking tot roerende goederen en rechten, van welke aard ook, zoals het verwerven door inschrijving of aankoop en het beheren van aandelen, obligaties, kasbons of andere roerende waarden, van welke vorm ook, van Belgische of buitenlandse, bestaande of nog op te richten rechtspersonen en ondernemingen.
- De vennootschap mag alle verrichtingen stellen van commerciële, industriële, onroerende, roerende of financiële aard die rechtstreeks of onrechtstreeks met haar voorwerp verwant of verknocht zijn of de verwezenlijking ervan kunnen bevorderen.
- Zij mag deze activiteiten uitvoeren voor eigen rekening, voor rekening van derden of in deelneming met derden, in commissie, als tussenpersoon of als vertegenwoordiger.
- De vennootschap mag betrokken zijn bij wijze van inbreng, samensmelting, inschrijving of op elke andere wijze, in de ondernemingen, verenigingen of vennootschappen, die een gelijkaardig, soortgelijk of samenhangend voorwerp hebben of die nuttig zijn voor de verwezenlijking van het geheel of een gedeelte van haar voorwerp.
- Bovenvermelde opsomming is niet beperkend, zodat de vennootschap alle handelingen kan stellen, die op welke wijze ook kunnen bijdragen tot de verwezenlijking van haar voorwerp.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Breeweg 6 registered office 8450 Bredene 68201 Renting and operating of own or leased residential real estate, excluding social housing | 23-11-2022 | 2.339.059.681 |
Buildings and parcels at the address
- Ground area
- 594 m²
- Buildings
- 129 m²
- Volume, LiDAR
- 679 m³
- Tallest building
- 7.7 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 35002B0188/00C000 | 594 m² | 1 · 129 m² | 7.7 m · 2 |