Perspective
ActiveSummary
The computed 12-month bankruptcy probability of Perspective is 3.9% (moderate). The 2025 annual accounts show negative equity (-€6,186) and a net result of -€7,018. The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
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Signals
This company filed its last 2 accounts on average on the deadline day; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
History
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Financials · fiscal year 2025, abbreviated schema
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Peer companies
Historical observationOf the 1,554 companies that looked in July 2024 the way this one looks now, 4.1% went bankrupt within 24 months and 91% are still going.
- Micro
- 2 to 5 years old
- negative equity
- a small loss
A further 1.0% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 3.9% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,554 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €17,568 | €6,471 | ▼ 63.2% |
| Other operating charges640/8 | €3,177 | €1,621 | ▼ 49.0% |
| Gross operating margin9900 | €7,066 | €7,033 | ▼ 0.5% |
| Operating profit (loss)9901 | -€13,678 | -€1,059 | ▲ 92.3% |
| Financial charges65/66B | €10,489 | €5,959 | ▼ 43.2% |
| Recurring financial charges65 | €10,489 | €5,959 | ▼ 43.2% |
| Profit (loss) for the period before taxes9903 | -€24,168 | -€7,018 | ▲ 71.0% |
| Profit (loss) for the period9904 | -€24,168 | -€7,018 | ▲ 71.0% |
| Profit (loss) for the period to be appropriated9905 | -€24,168 | -€7,018 | ▲ 71.0% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €257,270 | €246,935 | ▼ 4.0% |
| Formation expenses20 | €1,418 | €971 | ▼ 31.5% |
| Fixed assets21/28 | €246,149 | €240,125 | ▼ 2.4% |
| Tangible fixed assets22/27 | €246,149 | €240,125 | ▼ 2.4% |
| Land and buildings22 | €246,149 | €240,125 | ▼ 2.4% |
| Current assets29/58 | €9,704 | €5,839 | ▼ 39.8% |
| Cash at bank and in hand54/58 | €9,556 | €5,684 | ▼ 40.5% |
| Deferred charges and accrued income490/1 | €148 | €155 | ▲ 5.3% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €257,270 | €246,935 | ▼ 4.0% |
| Equity10/15 | €832 | -€6,186 | ▼ 843% |
| Contributions10/11 | €25,000 | €25,000 | = |
| Profit (loss) carried forward14 | -€24,168 | -€31,186 | ▼ 29.0% |
| Amounts payable17/49 | €256,438 | €253,121 | ▼ 1.3% |
| Amounts payable after more than one year17 | €250,639 | €247,095 | ▼ 1.4% |
| Financial debts170/4 | €146,464 | €140,438 | ▼ 4.1% |
| Other amounts payable178/9 | €104,175 | €106,657 | ▲ 2.4% |
| Amounts payable within one year42/48 | €5,798 | €6,025 | ▲ 3.9% |
| Current portion of amounts payable after more than one year42 | €5,798 | €6,025 | ▲ 3.9% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | -€24,168 | -€7,018 | ▲ 71.0% |
| + Depreciation and write-downs630 | €17,568 | €6,471 | ▼ 63.2% |
| Operating cash flow (approximation) | -€6,600 | -€548 | ▲ 91.7% |
| Investment in fixed assets (approximation) | - | -€447 | - |
| Change in cash | - | -€3,872 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35002B0188/00C000 | Flanders | 594 m² | 1 · 129 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Identification & contact
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.