Financials
- Fiscal year
- 2025
- Total assets
- €4,968
- Profit
- €9,796
- Solvency
- -332.9%
PERSPECTIEVEN
ActiveSummary
PERSPECTIEVEN has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€16,541) and a net result of €9,796. Equity is growing by ~12.2% per year across the filed fiscal years. Its solvency ranks better than 5% of 597 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Activity
Other social work without accommodation
NACE 88999
1 site
Size
€4,968total assets 2025
- Equity
- -€16,541
- Profit
- €9,796
Turnover not published (abridged schema)
Structure
Accounts 27 d early0 of 3 deeds read
Why 56Capped at 59: negative equity- Negative equity -€16,541+ Size: total assets €4,968+ Sector Social work activities without accommodation (NACE 88)+ Liquidity: current ratio 0.23, cash €2,879Show the evidence
Checked score
Score 2025
56
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 50% of its sector peers (NACE 88, micro)
Performance against the sector, not lower risk
Negative equity caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Average
Solvency
0=
equity -332.9% of total assets
Liquidity
50=
short-term debt 432.9% · cash 57.9%
Profitability
100+100
return on assets 197.2%
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 14 months
09-2025: 0.3%highest value
10-2025: 0.3%● 0.0% vs 09-2025highest value
11-2025: 0.3%▼ -0.6% vs 10-2025
12-2025: 0.3%● 0.0% vs 11-2025
01-2026: 0.3%● 0.0% vs 12-2025
02-2026: 0.3%▼ -3.2% vs 01-2026
03-2026: 0.3%▼ -1.0% vs 02-2026
04-2026: 0.3%● 0.0% vs 03-2026
05-2026: 0.3%▼ -2.0% vs 04-2026
06-2026: 0.3%▼ -3.1% vs 05-2026
07-2026: 0.3%▲ +6.7% vs 06-2026
08-2026: 0.1%▼ -69.8% vs 07-2026lowest value
09-2026: 0.1%● 0.0% vs 08-2026lowest value
10-2026: 0.1%● 0.0% vs 09-2026lowest value
- Size: total assets €4,968 lowers the probability for this profile
- Sector Social work activities without accommodation (NACE 88) lowers the probability
- Negative equity -€16,541 raises the probability
- Liquidity: current ratio 0.23, cash €2,879 lowers the probability
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 88, micro). Better than this share of them on solvency 3%, liquidity 29%, profitability 93%, growth against the median 76%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 597 sector peers (2025).
NBB · sector comparisonPosition among 597 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-07-2026, 27 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
27 d early
2024
28 d late
2023
30 d late
2022
31 d late
2021
16 d late
2020
62 d late
2019
119 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 37 days after the deadline; the sector median for financial year 2024 is 24 days before the deadline, and 25% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 28 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Back to profitnet €9,796
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 13
- Since
- 2018
- Next accounts
- by 31-07-2027
- 04-07-2026Annual accounts filed
- 31-12-2025Back to profit
- 28-08-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company (pre-2019)
- Activity
- Other social work without accommodationNACE 88999
- Founded
- 26-05-2016
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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