Equi-librium/De Levensloop
ActiveSummary
Equi-librium/De Levensloop has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€108,419) and a net result of €18,034. Equity is growing by ~9.7% per year across the filed fiscal years. Its solvency ranks better than 5% of 532 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency0=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.09 against 0.1 in 2024; short-term debt: 822.8% and cash: 47.3% of total assets), and equity is negative.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 88
Relative position
BE, all sectors
reference
Social work activities without accommodation (NACE 88)
about 62% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-722.8%
Return on assets
120.2%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 532 sector peers (2025).
NBB · sector comparisonPosition among 532 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 18-12-2025, 44 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
44 d early
2024
1 d early
2023
2 d early
2022
57 d early
2021
on the day
2020
3 d early
2019
2 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 16 days before the deadline; the sector median for financial year 2024 is 24 days before the deadline, and 25% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 29 January (4 of the last 5 filed years within 42 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close29-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
-€108,419▲ 14.3%
2024 · -€126,453
Total assets
€15,001▲ 3.6%
2024 · €14,478
Net result
€18,034▼ 31.0%
2024 · €26,141
Working capital
-€112,831▲ 10.8%
2024 · -€126,453
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 88, Social work activities without accommodation, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€3,767€19,851€20,722▲ 4.4%€26,315▲ 27.0%€18,149▼ 31.0%
Net result-€3,826below the sector's middle half€19,727within the sector's middle half€20,580within the sector's middle half▲ 4.3%€26,141within the sector's middle half▲ 27.0%€18,034within the sector's middle half▼ 31.0%
Equity-€199,101below the sector's middle half▼ 2.0%-€179,374below the sector's middle half▲ 9.9%-€152,594below the sector's middle half▲ 14.9%-€126,453below the sector's middle half▲ 17.1%-€108,419below the sector's middle half▲ 14.3%
Total assets€6,629below the sector's middle half▼ 17.6%€7,875below the sector's middle half▲ 18.8%€14,963below the sector's middle half▲ 90.0%€14,478below the sector's middle half▼ 3.2%€15,001below the sector's middle half▲ 3.6%
Debt€205,731▲ 1.2%€187,249▼ 9.0%€167,557▼ 10.5%€140,931▼ 15.9%€123,419▼ 12.4%
Working capital-€199,101below the sector's middle half▼ 2.0%-€179,374below the sector's middle half▲ 9.9%-€152,594below the sector's middle half▲ 14.9%-€126,453below the sector's middle half▲ 17.1%-€112,831below the sector's middle half▲ 10.8%
Solvency-873.4%below the sector's middle half-722.8%below the sector's middle half▲ 150.7pp
Current ratio0.03below the sector's middle half▼ 0.010.04below the sector's middle half▲ 0.010.09below the sector's middle half▲ 0.050.10below the sector's middle half▲ 0.010.09below the sector's middle half▼ 0.02
Return on assets (ROA)-57.7%below the sector's middle half▼ 105.6pp250.5%above the sector's middle half▲ 308.2pp137.5%above the sector's middle half▼ 113.0pp180.6%above the sector's middle half▲ 43.0pp120.2%above the sector's middle half▼ 60.3pp
above
within
below
the middle half (P25 to P75) of NACE 88, Social work activities without accommodation, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 31% below 2024.
Balance-sheet composition
Assets €15,001
Fixed assets
€4,412
Current assets
€10,588
Key figures and ratios
EBITDA
€18,518
Cash flow
€18,403
Debt to equity
-1.14▼
2024 · -1.11
Interest coverage
135.25
Debt ≤ 1 year
€123,419▼
2024 · €140,931
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 3,632 companies that looked in July 2024 the way this one looks now, 2.9% went bankrupt within 24 months and 92% are still going.
- Micro
- 10 to 20 years old
- negative equity
- a profit of 5% of the balance sheet or more
2.9%
went bankrupt
4.8%
stopped otherwise
92%
still going
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,632 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | - | - | €369 | - |
| Other operating charges640/8 | - | €833 | €457 | €493 | €505 | ▲ 2.4% |
| Gross operating margin9900 | -€3,666 | €20,684 | €21,179 | €26,809 | €19,023 | ▼ 29.0% |
| Operating profit (loss)9901 | -€3,767 | €19,851 | €20,722 | €26,315 | €18,149 | ▼ 31.0% |
| Financial income75/76B | - | €4 | €1 | €3 | €22 | ▲ 611% |
| Recurring financial income75 | €48 | €4 | €1 | €3 | €22 | ▲ 611% |
| Financial charges65/66B | - | €128 | €142 | €177 | €137 | ▼ 22.8% |
| Recurring financial charges65 | €107 | €128 | €142 | €177 | €137 | ▼ 22.8% |
| Profit (loss) for the period before taxes9903 | -€3,826 | €19,727 | €20,580 | €26,141 | €18,034 | ▼ 31.0% |
| Profit (loss) for the period9904 | -€3,826 | €19,727 | €20,580 | €26,141 | €18,034 | ▼ 31.0% |
| Profit (loss) for the period to be appropriated9905 | -€3,826 | €19,727 | €20,580 | €26,141 | €18,034 | ▼ 31.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €6,629 | €7,875 | €14,963 | €14,478 | €15,001 | ▲ 3.6% |
| Fixed assets21/28 | - | - | - | - | €4,412 | - |
| Tangible fixed assets22/27 | - | - | - | - | €4,412 | - |
| Plant, machinery and equipment23 | - | - | - | - | €4,412 | - |
| Current assets29/58 | €6,629 | €7,875 | €14,963 | €14,478 | €10,588 | ▼ 26.9% |
| Amounts receivable within one year40/41 | €959 | €3,871 | €6,768 | €8,127 | €3,245 | ▼ 60.1% |
| Trade receivables40 | - | €3,871 | €6,512 | €8,042 | €3,245 | ▼ 59.6% |
| Other amounts receivable41 | - | - | €256 | €85 | - | - |
| Cash at bank and in hand54/58 | €5,671 | €3,422 | €7,569 | €6,275 | €7,098 | ▲ 13.1% |
| Deferred charges and accrued income490/1 | - | €582 | €626 | €76 | €245 | ▲ 223% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €6,629 | €7,875 | €14,963 | €14,478 | €15,001 | ▲ 3.6% |
| Equity10/15 | -€199,101 | -€179,374 | -€152,594 | -€126,453 | -€108,419 | ▲ 14.3% |
| Contributions10/11 | - | €6,200 | €12,400 | €12,400 | €12,400 | = |
| Profit (loss) carried forward14 | -€205,301 | -€185,574 | -€164,994 | -€138,853 | -€120,819 | ▲ 13.0% |
| Amounts payable17/49 | €205,731 | €187,249 | €167,557 | €140,931 | €123,419 | ▼ 12.4% |
| Amounts payable within one year42/48 | €205,731 | €187,249 | €167,557 | €140,931 | €123,419 | ▼ 12.4% |
| Trade debts44 | €3,517 | €4,849 | €6,234 | €3,973 | €5,890 | ▲ 48.3% |
| Suppliers440/4 | - | €4,849 | €6,234 | €3,973 | €5,890 | ▲ 48.3% |
| Taxes, remuneration and social security45 | - | €24 | €2,543 | €3,160 | €1,441 | ▼ 54.4% |
| Taxes450/3 | - | €24 | €2,543 | €3,160 | €1,441 | ▼ 54.4% |
| Other amounts payable47/48 | - | €182,375 | €158,780 | €133,798 | €116,088 | ▼ 13.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€3,826 | €19,727 | €20,580 | €26,141 | €18,034 | ▼ 31.0% |
| + Depreciation and write-downs630 | - | - | - | - | €369 | - |
| Operating cash flow (approximation) | -€3,826 | €19,727 | €20,580 | €26,141 | €18,403 | ▼ 29.6% |
| Change in cash | - | -€2,249 | €4,147 | -€1,293 | €823 | ▲ 164% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
18-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Highest result since 2019net €26,141 ▲27%
Operating result €26,315, net result €26,141, both a record.
29-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
05-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial
Back to profitnet €19,727
Net result €19,727 after one loss-making year.
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
28-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Back to profitnet €3,857
Net result €3,857 after one loss-making year.
29-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
22-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
23-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
20-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zoersel · 1 establishment unit since 2015
Ground area
1,335 m²
Building footprint
327 m²
Volume, LiDAR
1,754 m³
Parcel 11055B0179/00W003, Flanders · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Equi-librium
since 20152.239.322.006
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11055B0179/00W003 | Flanders | 1,335 m² | 1 · 327 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 93 EUR awarded · 93 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 93 EUR | 93 EUR |
Recognitions · licences · registrations
Care and welfare
1 serviceEqui-librium
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 2,200 companies in sector 88999 we hold annual accounts for 806. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded05-01-2015
Fiscal year end30-06
Activities, NACEBEL 2025
88999Other social work without accommodation
70200Business and other management consultancy
86931Psychology services
86995Nutrition and dietetics services
96994Pet training
E-invoicing
Reachable via Peppol
Peppol ID
0208:0507899027
Also
9925:BE0507899027
Registered
11-01-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.