PERSOPROJECT
ActiveSummary
PERSOPROJECT has been active since 2003 and the Belgian Official Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €516,785 and a net result of €34,685. Equity has been growing by about 28% per year since 2018. Its solvency ranks better than 47% of 9,456 sector peers (NACE 82, financial year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 11-04-2003 Normal situation
- Registered office
- 30 active companies are registered at this address 1 started in the 12 months before. Source: KBO register, as of 3 November 2026.
- Activity
- Office administrative and support services NACE 82100
- Establishment unit
- 2.133.055.536 1000 Brussel, since 01-05-2003
- Financial year end
- 31 December
- Peppol
- Reachable since 01-10-2025
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.4%
- Gross margin
- €754,067
- ▼ 4.5%
- Turnover
- ≈ €1.2m
- estimated
- Profit
- €34,685
- ▼ 63.0%
- Equity
- €516,785
- ▲ 7.2%
- Total assets
- €1.1m
- ▼ 28.2%
- Staff
- ≈ 5.8 FTE
- estimated
- 2025 accounts not filed, 95 days past the deadline
Score breakdownraises riskCapped at 59: a confirmed filing finding1 financial year not filed after the legal deadline; last filed accounts filed 76 days late; 3 of the last 3 accounts lateFigures for financial year 2024 (filed on 16-10-2025)lowers riskFounded in 2003Sector: Office administrative, office support and other business support activities (NACE 82)Show the evidence
Checked score
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro). It does better than 49% of them on solvency, 56% on liquidity, 20% on profitability and 52% on growth.
The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 6 accounts on average 104 days after the deadline. In the sector (NACE 82), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.
Searched, nothing found (1)
Financials
Financials · financial year 2024, micro format
2025 annual accounts not yet filed, deadline passed on 31 July 2026 The financial year closed on 31 December 2025. The accounts are due at the latest 7 months after the close (Companies Code art. 3:10). Source: NBB filings, as of 3 November 2026.
Annual accounts 2024 filed on 15-10-2025 PDF all 22 filings
Every figure per financial year
The operating result for 2024 is 13% lower than in 2023.
The turnover shown is an estimate from the gross margin.
Investments
| Item | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|
| Tangible fixed assets | - | - | €0 | €1,003 |
| Depreciation and write-downs of the year | €54,891 | €54,891 | €74,588 | €36,567 |
Source: notes to the 2021 to 2024 annual accounts (statement of fixed assets)
Subsidies and aid
Flemish government
2022 to 2025 · 4 entries · €15,124 awarded · €15,124 paid| Year | Entries | Awarded | Paid |
|---|---|---|---|
| 2025 | 1 | €2,134 | €2,134 |
| 2024 | 1 | €6,522 | €6,522 |
| 2023 | 1 | €5,246 | €5,246 |
| 2022 | 1 | €1,222 | €1,222 |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | - | €143,232 | €237,632 | €379,653 | €405,549 | ▲ 6.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €76,907 | €69,239 | €153,317 | €54,891 | €54,891 | €74,588 | €36,567 | ▼ 51.0% |
| Other operating charges640/8 | - | - | - | €29,062 | €32,615 | €20,710 | €38,615 | ▲ 86.5% |
| Gross operating margin9900 | €411,696 | €352,407 | €500,463 | €413,955 | €452,222 | €789,689 | €754,067 | ▼ 4.5% |
| Operating profit (loss)9901 | €90,757 | €5,948 | €158,644 | €186,770 | €127,083 | €314,739 | €273,335 | ▼ 13.2% |
| Financial income75/76B | - | - | - | €14,216 | - | €53,087 | €16,129 | ▼ 69.6% |
| Recurring financial income75 | €16,230 | €3,259 | €15,348 | €14,216 | - | €53,087 | €16,129 | ▼ 69.6% |
| Non-recurring financial income76B | - | - | - | - | - | €53,087 | €16,129 | ▼ 69.6% |
| Financial charges65/66B | - | - | - | €819 | €5,912 | €244,163 | €244,779 | ▲ 0.3% |
| Recurring financial charges65 | €39,346 | €37,239 | €26,621 | €819 | €5,912 | €244,163 | €244,779 | ▲ 0.3% |
| Profit (loss) for the period before taxes9903 | €67,641 | -€28,032 | €142,920 | €200,167 | €121,171 | €123,663 | €44,685 | ▼ 63.9% |
| Income taxes67/77 | €36,941 | €32,000 | €36,000 | €20,000 | €40,000 | €30,000 | €10,000 | ▼ 66.7% |
| Profit (loss) for the period9904 | €30,700 | -€60,032 | €106,920 | €180,167 | €81,171 | €93,663 | €34,685 | ▼ 63.0% |
| Profit (loss) for the period to be appropriated9905 | €30,700 | -€60,032 | €106,920 | €180,167 | €81,171 | €93,663 | €34,685 | ▼ 63.0% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||
| Total assets20/58 | €2.0m | €1.9m | €2.0m | €1.5m | €1.4m | €1.5m | €1.1m | ▼ 28.2% |
| Fixed assets21/28 | €0.9m | €0.9m | €0.8m | €0.7m | €0.6m | €0.6m | €0.6m | ▼ 5.8% |
| Intangible fixed assets21 | €0.001m | €0.001m | €450 | €450 | €450 | - | - | - |
| Tangible fixed assets22/27 | €0.9m | €0.9m | €0.8m | €0.7m | €0.6m | €0.6m | €0.6m | ▼ 5.8% |
| Land and buildings22 | - | - | - | €0.6m | €0.6m | €0.5m | €0.5m | ▼ 6.1% |
| Plant, machinery and equipment23 | - | - | - | €0.007m | €0.003m | - | - | - |
| Furniture and vehicles24 | - | - | - | €0.05m | €0.05m | €0.07m | €0.07m | ▼ 3.7% |
| Current assets29/58 | €1.0m | €1.1m | €1.3m | €0.8m | €0.8m | €0.9m | €0.5m | ▼ 43.1% |
| Amounts receivable within one year40/41 | €0.8m | €0.8m | €0.8m | €0.4m | €0.4m | €0.09m | €0.3m | ▲ 266% |
| Trade receivables40 | - | - | - | €0.3m | €0.2m | €0.04m | €0.04m | ▲ 11.7% |
| Other amounts receivable41 | - | - | - | €0.1m | €0.2m | €0.05m | €0.3m | ▲ 472% |
| Cash at bank and in hand54/58 | €0.2m | €0.2m | €0.5m | €0.4m | €0.3m | €0.2m | €0.2m | ▲ 0.1% |
| Deferred charges and accrued income490/1 | - | - | - | €0.001m | €0.001m | €0.6m | - | - |
| Equity and liabilities | ||||||||
| Total equity and liabilities10/49 | €2.0m | €1.9m | €2.0m | €1.5m | €1.4m | €1.5m | €1.1m | ▼ 28.2% |
| Equity10/15 | €0.08m | €0.02m | €0.1m | €0.3m | €0.4m | €0.5m | €0.5m | ▲ 7.2% |
| Contributions10/11 | €0.02m | €0.02m | €0.02m | €0.02m | €0.02m | €0.02m | €0.02m | = |
| Capital10 | - | - | - | €0.02m | €0.02m | €0.02m | €0.02m | = |
| Issued capital100 | - | - | - | €0.02m | €0.02m | €0.02m | €0.02m | = |
| Reserves13 | €0.04m | €0.04m | €0.04m | €0.04m | €0.04m | €0.04m | €0.04m | = |
| Non-distributable reserves130/1 | - | - | - | €0.04m | €0.04m | €0.04m | €0.04m | = |
| Legal reserve130 | - | - | - | €0.002m | €0.002m | €0.002m | €0.002m | = |
| Other1319 | - | - | - | €0.04m | €0.04m | €0.04m | €0.04m | = |
| Profit (loss) carried forward14 | €0.02m | -€0.04m | €0.07m | €0.2m | €0.3m | €0.4m | €0.5m | ▲ 8.2% |
| Amounts payable17/49 | €1.9m | €1.9m | €1.9m | €1.2m | €1.0m | €1.1m | €0.6m | ▼ 44.5% |
| Amounts payable after more than one year17 | €1.2m | €1.3m | €1.0m | €0.8m | €0.6m | €0.6m | €0.3m | ▼ 56.5% |
| Financial debts170/4 | - | - | - | €0.8m | €0.6m | €0.6m | €0.3m | ▼ 56.5% |
| Amounts payable within one year42/48 | €0.7m | €0.6m | €0.9m | €0.4m | €0.4m | €0.4m | €0.3m | ▼ 27.8% |
| Current portion of amounts payable after more than one year42 | - | - | - | €0.3m | €0.3m | €0.3m | €0.1m | ▼ 47.4% |
| Trade debts44 | €0.06m | €0.08m | €0.1m | €0.006m | €0.03m | €0.01m | €160 | ▼ 98.5% |
| Suppliers440/4 | - | - | - | €0.006m | €0.03m | €0.01m | €160 | ▼ 98.5% |
| Taxes, remuneration and social security45 | - | - | - | €0.06m | €0.09m | - | - | - |
| Remuneration and social security454/9 | - | - | - | €0.06m | €0.09m | - | - | - |
| Other amounts payable47/48 | - | - | - | - | - | €0.2m | €0.2m | ▲ 7.0% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €30,700 | -€60,032 | €106,920 | €180,167 | €81,171 | €93,663 | €34,685 | ▼ 63.0% |
| + Depreciation and write-downs630 | €76,907 | €69,239 | €153,317 | €54,891 | €54,891 | €74,588 | €36,567 | ▼ 51.0% |
| Operating cash flow (approximation) | €107,607 | €9,207 | €260,237 | €235,058 | €136,062 | €168,251 | €71,252 | ▼ 57.7% |
| Investment in fixed assets (approximation) | - | -€1 | -€42,209 | €10,135 | €0 | -€55,098 | -€1,003 | ▲ 98.2% |
| Change in cash | - | €8,120 | €273,095 | -€74,440 | -€112,372 | -€120,132 | €194 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 14,766 companies had the same profile as PERSOPROJECT has now. Two years later, 96.2% were still going and 0.2% had gone bankrupt.
- Small
- 20 years or older
- solvency 30% or more
- a profit under 5% of the balance sheet
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of PERSOPROJECT itself: 0.4% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 14,766 companies, not a prediction for PERSOPROJECT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Latest 10 of 22 filings with the National Bank
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2024 | micro format | 15-10-2025 | 2025-00543858 | |
| 31-12-2023 | micro format | 29-10-2024 | 2024-00521203 | |
| 31-12-2022 | micro format | 31-10-2023 | 2023-00502900 | |
| 31-12-2021 | micro format | 05-12-2022 | 2022-20531672 | |
| 31-12-2020 | full format | 04-11-2021 | 2021-76300599 | |
| 31-12-2019 | full format | 18-12-2020 | 2020-76300158 | |
| 31-12-2018 | full format | 29-10-2019 | 2019-71900515 | |
| 31-12-2017 | full format | 01-10-2018 | 2018-67400147 | |
| 31-12-2016 | full format | 09-10-2017 | 2017-66800242 | |
| 31-12-2015 | full format | 18-11-2016 | 2016-68100219 |
Board & ownership
Directors
Owners and capital
Capital transactions
- 02-08-2024 Converted to unavailable equity
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| WAHBI Rachid |
|
Articles of association
- Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
- “Moitie cedant moitie acquereurs prorata si plusieurs, toutes_cessions_entre_vifs_onereux_gratuit_volontaires_forcees_exclusion_retrait_usufr…”
Articles of association, deed of 02-08-2024 (in French)
Network & group
PERSOPROJECT shares no director with another company.
Companies at the same address
29 other companies- JEM 18 Registered office · since 2026 1033262113
- MYCLOSET Registered office · since 2023 0799095896
- BH HOLDINGS Registered office · since 2021 0767406788
- XAVIER HUFKENS Establishment · since 2019 0430373459
- ELREY Registered office · since 2019 0728658555
- JOYA INVEST Registered office · since 2019 0726880287
- GYM&GO Registered office · since 2019 0723484792
- Atom Tower Belgium Registered office · since 2018 0712836667
- HOLDIMMO Registered office · since 2017 0668715723
- Empire Productions Registered office · since 2016 0655933301
Connections & network
1 current directorThe network starts from the directors of PERSOPROJECT. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
13-03
Gazette deed
Resignations & appointmentsPower of attorney · Director in office4 points ▸
- General meeting, 27-02-2026
- Power of attorney, BOUGARD Charlotte
- Other provision, “point 2 de l'ordre du jour, Néant” (deed in French)
- Director in office, WAHBI Rachid (manager)
09-10
Gazette deed
Resignations & appointmentsPower of attorney · Director in office5 points ▸
- General meeting, 01-10-2025
- Power of attorney, Charlotte BOUGARD
- Power of attorney, Anis WAHBI
- Director in office, WAHBI Rachid (manager)
- Other provision, “point 2, Néant” (deed in French)
24-01
Gazette deed
Power of attorney: Gaëlle SPELEERS3 points ▸
- General meeting, 08-01-2025
- Power of attorney, Gaëlle SPELEERS
- Other provision, “deuxièmepointdeladélibération, Néant” (deed in French)
02-08
Gazette deed
Change of role: WAHBI Rachid, from manager to directorPower of attorney · Director discharge · Registered office clause15 points ▸
- Power of attorney, Florence le Maire
- Director resignation, WAHBI Rachid (manager)
- Director appointment, WAHBI Rachid (director (not named in the articles))
- Director discharge, WAHBI Rachid
- Registered office clause, “1000 Bruxelles,rue Van Eyck 44” (deed in French)
- Other provision, “info@persoproject.be, site internet et adresse e-mail” (deed in French)
- Other provision, “toutes les décisions, majorité des décisions” (deed in French)
- General meeting, 25-07-2024
- Other provision, “dispositions du Code des sociétés et des associations” (deed in French)
- Capital conversion, “compte de capitaux propres statutairement indisponible” (deed in French)
- Other provision, “compte de capitaux propres “apports non appelés”” (deed in French)
- Reserve release, “suppression, rendre ces fonds disponibles pour distribution” (deed in French)
- The act holds 3 more points.
18-04
Gazette deed
Resignations & appointmentsPower of attorney · Director in office5 points ▸
- General meeting, 03-04-2023
- Power of attorney, Marine POMPIER
- Power of attorney, Gaëlle SPELEERS
- Director in office, WAHBI Rachid (manager)
- Other provision, “point 2, Néant” (deed in French)
29-04
Gazette deed
Resignations & appointmentsPower of attorney · Director in office4 points ▸
- General meeting, 01-01-2022
- Power of attorney, KRANTZ Mélina
- Director in office, WAHBI Rachid (manager)
- Other provision, “point2” (deed in French)
Show earlier events
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
Codes under NACEBEL 2003
8 activities
- L’activité de transports rémunérés de personnes ou de location de véhicule avec chauffeur,d’une société de taxis,
- L’activité de courrier express,
- Le transport national et international des marchandises et de personnes pour le compte d’autrui et pour compte propre;
- La consultance juridique et les ressources humaines,
- L’interim,
- « Head Hunter »,
- La location de services,la sous-traitance,
- Le secrétariat social,
Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 21807G0211/00Z011 | Brussels | 840 m² | 1 · 421 m² | 24.3 m · 5 |