Equity
PERSOPROJECT has made a profit without a break since 2020.
PERSOPROJECT has made a profit without a break since 2020.
The result fell in 2024: the 2023 profit included a one-off income of €53,087.
The accounts state no turnover.
2025 accounts not filed: deadline was 31-07-2026.
More equity than 91% of companies in office administrative support. Sector median €56,920 · 9,476 companies.
A confirmed filing finding caps the score at 59.
The dashed line is the sector median: 0.2% across 12,672 companies (NACE 82, micro).
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro). It does better than 49% of them on solvency, 56% on liquidity, 20% on profitability and 53% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2024.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 14,766 companies had the same profile as PERSOPROJECT has now. Each dot stands for 37 companies, two years later.
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of PERSOPROJECT itself: 0.4% within 12 months.
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 14,766 companies, not a prediction for PERSOPROJECT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Liquidity is ample, with a current ratio of 1.65 (2.09 in 2023), above the usual 1.5. Short-term debt is 28.9% and cash 18.7% of total assets. However, 53.1% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 6 accounts on average 104 days after the deadline. In the sector (NACE 82), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.
| Company | ||||
|---|---|---|---|---|
| PERSOPROJECT Brussels | €1.1m | €0.8m | 46.9% | - |
| OVERLEGPLATFORM VOEDERMIDDELENKOLOM - PLATE-FORME DE CONCERTATION DE LA FILIERE ALIMENTATION ANIMALE Brussels | €1.0m | €0.8m | 69.3% | 7.1 |
| NOVOFFICE DIGIDOC Woluwe-Saint-Lambert | €0.9m | €0.7m | 8.1% | 7.9 |
| IUS LABORIS INTERNATIONAL EMPLOYMENT LAW, PENSIONS AND EMPLOYEE BENEFITS ALLIANCE Watermael-Boitsfort | €1.5m | €1.2m | 19.4% | 6 |
| Initial P Forest | €1.8m | €1.0m | 4.4% | 14 |
| DE MAILINGMAN Kortrijk | €1.3m | €0.7m | 17.3% | 9 |
| AXFIN-B Middelkerke | €0.8m | €0.7m | 28.9% | 5.1 |
These companies have the same main activity as PERSOPROJECT: office administrative and support services (NACE 82100). They are comparable in size and age: total assets between €778,000 and €1.8m, founded between 1997 and 2008.
PERSOPROJECT files the micro format. That format states no turnover. The gross margin rose from €147,604 in 2006 to €754,067 in 2024.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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