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Persoc + buro

Active
Private limited company (pre-2019)founded 200917 yrs activeKortrijksestraat 11, 8850 Ardooie, BelgiumKBO/BCE: BE 0810.793.504
Summary

Persoc + buro has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €142,667 and a net result of €7,919. Equity is growing by ~7.9% per year across the filed fiscal years. Its solvency ranks better than 95% of 976 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch ReportCompare
Persoc + buroActiveChecked score 93/100
Risk analysis ReportCompare

Overview

Activity
Temporary employment agencies and other provision of personnel
NACE 78200NACE 78300
1 site
Size
€150,004total assets 2025
Equity
€142,667
Profit
€7,919
Turnover not published (abridged schema)
Financial health
93 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Structure
Accounts 133 d early
Why 93- 1 of the last 3 late- Size: total assets €150,004+ Founded in 2009+ Equity €142,667 (95.1% of total assets)Show the evidence

Checked score

Score 2025
93 / 100
Excellent
Probability in this band: under 0.55%
Better than 57% of its sector peers (NACE 78, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 100=
equity 95.1% of total assets
Liquidity 67+13
short-term debt 4.9% · cash 13.3%
Profitability 75+57
return on assets 5.3%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (1,371 companies)
Last 24 months 11-2024: 0.5% 12-2024: 0.5%● 0.0% vs 11-2024 01-2025: 0.5%▼ -1.6% vs 12-2024 02-2025: 0.5%▲ +1.8% vs 01-2025 03-2025: 0.6%▲ +21.7% vs 02-2025 04-2025: 0.6%● 0.0% vs 03-2025 05-2025: 0.6%● 0.0% vs 04-2025 06-2025: 0.6%● 0.0% vs 05-2025 07-2025: 0.6%● 0.0% vs 06-2025 08-2025: 0.6%● 0.0% vs 07-2025 09-2025: 0.6%● 0.0% vs 08-2025 10-2025: 0.6%● 0.0% vs 09-2025 11-2025: 0.6%● 0.0% vs 10-2025 12-2025: 0.6%● 0.0% vs 11-2025 01-2026: 0.6%▼ -1.3% vs 12-2025 02-2026: 0.6%▲ +1.6% vs 01-2026highest value 03-2026: 0.6%▼ -1.4% vs 02-2026 04-2026: 0.1%▼ -79.5% vs 03-2026 05-2026: 0.1%● 0.0% vs 04-2026 06-2026: 0.1%● 0.0% vs 05-2026 07-2026: 0.1%● 0.0% vs 06-2026 08-2026: 0.1%● 0.0% vs 07-2026 09-2026: 0.1%▼ -4.0% vs 08-2026lowest value 10-2026: 0.1%● 0.0% vs 09-2026lowest value
  • Founded in 2009 lowers the probability for this profile
  • 1 of the last 3 late raises the probability
  • Size: total assets €150,004 raises the probability for this profile
  • Equity €142,667 (95.1% of total assets) lowers the probability
Credit up to €13,000 at 30 days acceptable
Liquidity ample (current ratio 20.44 against 4.92 in 2024; short-term debt: 4.9% and cash: 13.3% of total assets), and 4.9% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 78, micro). Better than this share of them on solvency 89%, liquidity 60%, profitability 48%, growth against the median 30%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Founded in 2009
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · 1 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · Size: total assets €150,004
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
lowers risk · Equity €142,667 (95.1% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-03-2026, 133 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
133 d early
2024
171 d early
2023
90 d late
2022
153 d late
2021
820 d late
2020
31 d late
2019
396 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 169 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 30% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 October (4 of the last 5 filed years within 262 days of that day).
Companies Code · seven months
Position in the running window
06-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Back to profitnet €7,919
  3. Liquidity quadruplescurrent ratio 20.44

Key points

  • Positive: Among the best 5% on solvencysector median 49.8% · 976 companies 95.1% View
  • Total assets 20256 fiscal years filed €150,004 View
  • Active since 2009founded 30-03-2009 17 years View

By topic

Financials

Fiscal year
2025
Total assets
€150,004
Profit
€7,919
Solvency
95.1%
Total assets▼ 24.1%
Net result
20182025
Go to Financials

Timeline

Events
18
Since
2018
Next accounts
by 31-07-2027
  1. 20-03-2026Annual accounts filed
  2. 31-12-2025Back to profit
  3. 31-12-2025Liquidity quadruples
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Temporary employment agencies and other provision of personnelNACE 78200
Founded
30-03-2009
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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