PERFECT TALENT
ActivePERFECT TALENT has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €203k and a net result of €23k. Equity is growing by ~21.3% per year across the filed fiscal years. Its solvency ranks better than 86% of 781 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
93
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability56▼-34
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity ample (current ratio 7.08 against 3.57 in 2024), and 13.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
86.2%
Return on assets
9.7%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 78
Relative position
BE, all sectors
reference
Sector 78
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-07-2026, 19 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
19 d early
2024
17 d early
2023
13 d early
2022
25 d early
2021
17 d early
2020
29 d early
2019
25 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€203k▲ 12.6%
2024 · €180k
2018: €77k
2019: €65k
2020: €76k
2021: €92k
2022: €116k
2023: €148k
2024: €180k
2018 → 2025
Total assets
€236k▼ 4.9%
2024 · €248k
2018: €109k
2019: €102k
2020: €126k
2021: €154k
2022: €178k
2023: €224k
2024: €248k
2018 → 2025
Net result
€23k▼ 29.7%
2024 · €32k
2018: €-10k
2019: €-13k
2020: €11k
2021: €16k
2022: €24k
2023: €32k
2024: €32k
2018 → 2025
Working capital
€197k▲ 13.8%
2024 · €173k
2018: €61k
2019: €52k
2020: €65k
2021: €85k
2022: €109k
2023: €141k
2024: €173k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€92k-€116k▲ 26.2%€148k▲ 28.0%€180k▲ 21.9%€203k▲ 12.6%
Operating result€31k-€39k▲ 24.2%€54k▲ 39.0%€51k▼ 5.2%€44k▼ 14.0%
Net result€16k-€24k▲ 49.3%€32k▲ 34.6%€32k▲ 0.2%€23k▼ 29.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 14% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €236k
Fixed assets
€6k▼ 14.4%
Current assets
€230k▼ 4.6%
Equity and liabilities €236k
Equity
€203k▲ 12.6%
Debt
€32k▼ 51.9%
The debt ratio falls from 27.2% to 13.8%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€44k
Cash flow
€23k
Solvency
86.2%▲
2024 · 72.8%
Current ratio
7.08▲
2024 · 3.57
Quick ratio
7.08▲
2024 · 3.56
Debt / equity
0.16▼
2024 · 0.37
ROE
11.2%▼
2024 · 18.0%
ROA
9.7%▼
2024 · 13.1%
Interest coverage
10.85
Debt
€32k▼
2024 · €67k
Debt ≤ 1 year
€32k▼
2024 · €67k
Income taxes
€14k▼
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€248k€236k▼
Fixed assets21/28€7k€6k▼
Tangible fixed assets22/27€2k€6k▲
Plant, machinery and equipment23€2k€2k=
Other tangible fixed assets26-€4k
Financial fixed assets28€5k€280▼
Current assets29/58€241k€230k▼
Stocks and contracts in progress3€1k-
Stocks30/36€1k-
Amounts receivable within one year40/41€84k€85k▲
Trade receivables40€83k€80k▼
Other amounts receivable41€1k€4k▲
Current investments50/53€150k€139k▼
Cash at bank and in hand54/58€2k€416▼
Deferred charges and accrued income490/1€4k€6k▲
Equity and liabilities
Total equity and liabilities10/49€248k€236k▼
Equity10/15€180k€203k▲
Contributions10/11€6k€6k=
Reserves13€174k€197k▲
Distributable reserves133€174k€197k▲
Amounts payable17/49€67k€32k▼
Amounts payable within one year42/48€67k€32k▼
Financial debts43€9k€4k▼
Credit institutions430/8€9k€4k▼
Trade debts44€39k€22k▼
Suppliers440/4€39k€22k▼
Taxes, remuneration and social security45€20k€6k▼
Taxes450/3€20k€6k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€528
Provisions for liabilities and charges: additions (uses and reversals)635/8€-5k-
Other operating charges640/8€8k€3k▼
Gross operating margin9900€54k€47k▼
Operating profit (loss)9901€51k€44k▼
Financial income75/76B€3k€2k▼
Recurring financial income75€3k€2k▼
Financial charges65/66B€4k€9k▲
Recurring financial charges65€4k€4k▼
Non-recurring financial charges66B-€5k
Profit (loss) for the period before taxes9903€50k€36k▼
Income taxes67/77€17k€14k▼
Profit (loss) for the period9904€32k€23k▼
Profit (loss) for the period to be appropriated9905€32k€23k▼
Appropriation of the result
Profit (loss) to be appropriated9906€32k€23k▼
Transfer to equity691/2€32k€23k▼
To other reserves6921€32k€23k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €200kEq €203k ▲12.6%
6 profitable years in a row build equity to €203k.
14-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €32k ▲0.2%
Net result €32k, the highest in the series.
31-12
Financial
Equity above €150kEq €180k ▲21.9%
5 profitable years in a row build equity to €180k.
18-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
06-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100kEq €116k ▲26.2%
3 profitable years in a row build equity to €116k.
14-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
02-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €11k
Net result €11k after 2 loss-making years.
06-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-13k
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
09-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
11-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
10-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waregem · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zultseweg 1118790 WaregemGround area
2,771 m²
Building footprint
279 m²
Volume, LiDAR
1,508 m³
Parcel 34452A0087/00G000, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Zultseweg 111, 8790 Waregem
since 20102.184.741.490
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34452A0087/00G000 | Flanders | 2,771 m² | 1 · 279 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 3 entries · 341 EUR awarded · 866 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 176 EUR | 176 EUR |
| 2024 | 1 | 165 EUR | 165 EUR |
| 2023 | 1 | 0 EUR | 525 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 1,009 companies in sector 78200 we hold annual accounts for 644. 451 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-01-2010
Fiscal year end31-12
Activities, NACEBEL
78200Temporary employment agencies and other provision of personnel
78300Employment activities
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.