Active BE 0879.560.861Private limited company (pre-2019)Open bankruptcy

PERMENTIER

Aartstraat 48 ·9310 Aalst, Belgium· 20 yrs active

Sector: Specialised construction (43310)

Conclusion Checked

A bankruptcy procedure is open for PERMENTIER according to publications in the Belgian State Gazette. The 2023 annual accounts show equity of €15k and a net result of €23k.

Based on the State Gazette, CBE and 6 annual accounts.

Key figures

Equity	€15k
Net result	€23k
Staff (FTE)	0.9
Better than sector	37%

Snowflake analysis 5 axes · computed by Checked

46 / 100

Mixed profile: strong on profitability, weaker on stability.

Health 26

Profitability 100

Solvency 45

Growth 58

Stability 0

Bankruptcy probability (12 mo) Checked model v1 · free

Bankruptcy opened

A bankruptcy procedure is already open — a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.

Risk Assessment rule-based

50 / 100

High risk

Components

· Open bankruptcy (+50)

Trust signals 1 signals

Open bankruptcy

Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.

Administrative Flags 0 events

No administrative flags

Health barometer FY 2023 · computed

26 / 100 Weak

050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative — not credit advice.

Financial overview10 NBB filings

Annual accounts filed on 30-01-2024 with the NBB · fiscal year 2023 · micro

Operating resultNet result

Sector comparison

Fiscal year 2023 · NACE 43 — Specialised construction · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	25.6%	35.4%	better than 37% of 2149 sector peers
Net result	€23k	€13k	better than 66% of 2146 sector peers
Equity	€15k	€22k	better than 37% of 2150 sector peers
Gross operating margin	€64k	€31k	better than 74% of 2143 sector peers
Staff costs	€36k	€20k	higher than 62% of 715 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

EBITDA

€26k

+40.0% 18–23

Net profit

€23k

+51.9% 18–23

Cash flow

€24k

+50.6% 18–23

Total assets

€60k

+45.0% 18–23

Equity

€15k

— 18–23

Working capital

€12k

— 18–23

Employees (FTE)

1

0.0% 18–23

Staff costs

€36k

-17.2% 18–23

Income taxes

€206

-89.2% 18–23

Debt

€45k

-9.6% 18–23

Debt ≤ 1y

€45k

-9.6% 18–23

Debt > 1y

€130k

-9.0% 18–23

Current ratio

1.27

+66.1% 18–23

Quick ratio

1.27

+66.1% 18–23

Solvency

25.6%

— 18–23

Debt / equity

2.91

— 18–23

ROE

152.3%

— 18–23

ROA

39.0%

+4.8% 18–23

Interest coverage

12.08

+78.4% 18–23

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2023
Revenue	—
EBITDA	€26k
Net profit	€23k
Cash flow	€24k
Staff costs	€36k
Income taxes	—
Dividends	—
Total assets	€60k
Equity	€15k
Debt	€45k
of which ≤ 1y	€45k
of which > 1y	—
Working capital	€12k
Employees (FTE)	0.9

Ratios (computed)

	2023
Current ratio	1.27
Quick ratio	1.27
Working capital ratio	20.4%
Solvency	25.6%
Debt / equity	2.91
Long-term debt ratio	—
Interest coverage	12.08
Gross margin	—
Net margin	—
ROA	39.0%
ROE	152.3%
EBITDA margin	—
Days sales outstanding	—
Days payable outstanding	—
Inventory turnover	—
Days inventory (DSI)	—

Balance-sheet composition 2023

Assets

Fixed assets €3k · 5.2% Current assets €57k · 94.8%

Equity & liabilities

Equity €15k · 25.6% Debt €45k · 74.4%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2023
Balance sheet — Assets
TOTAL ASSETS	20/58	€60k
Fixed assets	21/28	€3k
Tangible fixed assets	22/27	€1k
Financial fixed assets	28	€2k
Current assets	29/58	€57k
Amounts receivable within one year	40/41	€56k
Cash & bank	54/58	€1k
Balance sheet — Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€60k
Equity	10/15	€15k
Contributions / capital	10/11	€19k
Reserves	13	€36k
Accumulated profits (losses)	14	€-39k
Amounts payable	17/49	€45k
Amounts payable within one year	42/48	€45k
Trade debts payable within one year	44	€20k
Income statement
Gross operating margin	9900	€64k
Operating result	9901	€26k
Financial income	75	€0
Financial charges	65	€2k
Result before taxes	9903	€23k
Net result for the period	9904	€23k
Result to be appropriated	9905	€23k

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Ratios computed by Checked.

Directors & mandates1 person

Role	Name	Tenure	Source
Curator	PETRA SEYMOENS EDINGSESTEENWEG 268, 9400 NINOVE ↔ Also on 62 other cases	27-01-2025 → present	Belgian State Gazette

Legal Structure

NACE primary	Specialised construction(43310)
Legal form	Private limited company (pre-2019)(015)
Incorporation	23-02-2006
Status	Active
Postal code	9310
First BS signal	31-01-2025
Latest BS signal	31-01-2025

Company structure — linked entities1 linked entities

Mandates

↔ 1 of these mandate-holders are active on other cases — click any red card to open that KBO.

Establishment units 1 location

PERMENTIER

Aartstraat 48, 9310 AalstStukadoorswerk

since 20062.152.866.203

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates — not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
41026A0589/00C003	Flanders	172 m²	1 · 101 m²	9.9 m · 1 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data — this is not proof of ownership.

Updates 11 events

A single timeline of everything that happened to this company — publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025

31-01-2025

Bankruptcy Opening

Ondernemingsrechtbank Gent, afdeling Dendermonde · PERMENTIER BV AART- STRAAT 48, 9310 MOORSEL · event 27-01-2025

2024

30-01-2024