Turnover
≈ €27,000 estimated
The micro format states no turnover.
PERFECTOR
Lifetime
6 annual accounts with figures on one time axispeak €12,575 (2020)
€3,506▼ 20.8%
lowest -€4,112 (2021)
€1,055▼ 47.4%
peak €6,894 (2020)
€534▲ €1,055
€19,346▲ 19.6%
Board1 name since 2019
1 directorDechamps Jozef Arseen Lodewijk Maria
Documentsfilings and deeds
29-01-20262 days before the deadline
2025micro format
Gross margin from €4,429 to €3,506Result from €2,005 to €1,055Equity from -€521 to €534Debts from €16,178 to €19,346Cash from €9,367 to €15,220
Key points
from the 2025 annual accountsChecked score
93
Excellent
Financially stronger than 53% of micro companies in publishing (NACE 58)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 1,282 companies (NACE 58, micro).
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.7%
01-2025: 0.7%● unchanged vs 12-2024highest value
02-2025: 0.4%▼ -0.3 percentage points vs 01-2025
03-2025: 0.4%● unchanged vs 02-2025
04-2025: 0.4%● unchanged vs 03-2025
05-2025: 0.4%● unchanged vs 04-2025
06-2025: 0.4%● unchanged vs 05-2025
07-2025: 0.2%▼ -0.2 percentage points vs 06-2025
08-2025: 0.2%● unchanged vs 07-2025
09-2025: 0.2%● unchanged vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.3%▲ +0.1 percentage points vs 12-2025
02-2026: 0.1%▼ -0.2 percentage points vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026lowest value
08-2026: 0.1%● unchanged vs 07-2026lowest value
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Equity €534 (2.7% of total assets)
lowers risk
Sector: Publishing activities (NACE 58)
Liquidity: current ratio 0.80, cash €15,220
Size: total assets €19,880
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 58, micro). It does better than 21% of them on solvency, 39% on liquidity, 57% on profitability and 96% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,153 companies had the same profile as PERFECTOR has now. Each dot stands for 6 companies, two years later.
96.0%
were still trading
2.2%
stopped another way
1.7%
went bankrupt
The bankruptcy probability of PERFECTOR itself is lower: 0.1% within 12 months. It rests on far more data about PERFECTOR than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,153 companies, not a prediction for PERFECTOR. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 825 sector peers (2025).
NBB · sector comparisonPosition among 825 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
2 days early
2024
29 days early
2023
11 days early
2022
5 days early
2021
18 days early
2020
25 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 15 days before the deadline. In the sector (NACE 58), the median for financial year 2024 was 7 days before the deadline, and 37% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 20 January (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end10-11-2026 today31-01-2027 deadline
Board and ownership
- Dechamps Jozef Arseen Lodewijk Maria 100 sharesdeed of 23-07-2019
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0730896582
Registered office moved from De Haan to Blankenberge
New registered office: Koning Albert-I-laan 53 te 8370 Blankenberge · Previous registered office: Driftweg 94 te 8420 De Haan · Board meeting of 02-06-2023 · Gazette deed
Incorporation
Founding capital of €1,000, 100 shares · Founder: Dechamps Jozef Arseen Lodewijk Maria · Appointment: Dechamps Jozef Arseen Lodewijk Maria (director) · published on 23-07-2019 · Gazette deed
First establishment
Koning Albert-I-laan 53, Blankenberge
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| PERFECTOR Blankenberge | €19,880 | €3,506 | 2.7% | - |
| VISIOTALENT BENELUX Brussels | €14,831 | €2,382 | -1741.8% | - |
| Mavisoft Peer | €27,527 | €3,870 | -49.6% | - |
| ATHLETin Liège | €20,982 | €1,576 | 47.6% | - |
| Teamoo Antwerp | €22,935 | €1,305 | 97.1% | - |
| WAYSTOBE Saint-Ghislain | €17,787 | €1,398 | 59.6% | - |
| YATMO Auderghem | €22,922 | €8,351 | 80.6% | - |
These companies have the same main activity as PERFECTOR: other software publishing (NACE 58290). They are comparable in size and age: total assets between €14,800 and €27,500, founded between 2015 and 2021.
Official details
Source: KBO- Status
- Active since 19-07-2019Normal situation
- Activity
- Other software publishingNACE 58290
- Establishment unit
- 2.291.467.9198370 Blankenberge, since 19-07-2019
- Financial year end
- 30 June
- Peppol
- Reachable since 17-07-2025
Annual accounts to 30-06-2025
- €19,880▲ 27.0%
- Filing
- Filed on 29-01-2026, 2 days before the end of the filing period
Insights on PERFECTOR
PERFECTOR files the micro format. That format states no turnover. The gross margin fell from €12,575 in 2020 to €3,506 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about PERFECTOR
- What is the company number of PERFECTOR?
- The company number of PERFECTOR is 0730.896.582. The VAT number is the same number with BE in front: BE 0730.896.582.
- Where is PERFECTOR based?
- The registered office is at Koning Albert-I-laan 53, 8370 Blankenberge.Company details
- What does PERFECTOR do?
- According to the KBO register, the main activity is other software publishing (NACE 58290).
- What is the legal form of PERFECTOR?
- PERFECTOR is a private limited company (BV).
- When was PERFECTOR founded?
- PERFECTOR was founded on 19-07-2019.
- Is PERFECTOR still active?
- Yes, PERFECTOR is an active enterprise in the KBO register.
- What is the turnover of PERFECTOR?
- The turnover in financial year 2025 is ≈ €27,000. This figure is estimated from the gross margin of €3,506 and 6,299 comparable companies of the same size. It probably lies between €12,000 and €64,000. It is a rough estimate.Financials
- Is PERFECTOR profitable?
- In financial year 2025, PERFECTOR made a profit of €1,055.
- Where can I find the annual accounts of PERFECTOR?
- PERFECTOR filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of PERFECTOR due?
- PERFECTOR must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
Next steps
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