WAYSTOBE
ActiveWAYSTOBE has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €11k and a net result of €764. Equity is growing by ~47.2% per year across the filed fiscal years. Its solvency ranks better than 56% of 678 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability48▼-52
Solvency85▲+2
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 2.48 against 2.38 in 2024; short-term debt: 40.4% and cash: 4.5% of total assets), and 40.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 58
Relative position
BE, all sectors
reference
Sector 58
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
29 d early
2024
on the day
2023
2 d early
2022
30 d late
2021
26 d late
2020
25 d late
2019
90 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€11k▲ 7.8%
2024 · €10k
2018: €-4k
2019: €-9k
2020: €-8k
2021: €-481
2022: €2k
2023: €5k
2024: €10k
2018 → 2025
Total assets
€18k▲ 4.9%
2024 · €17k
2018: €10k
2019: €4k
2020: €3k
2021: €9k
2022: €9k
2023: €15k
2024: €17k
2018 → 2025
Net result
€764▼ 85.3%
2024 · €5k
2018: €2k
2019: €-5k
2020: €1k
2021: €7k
2022: €3k
2023: €3k
2024: €5k
2018 → 2025
Working capital
€11k▲ 7.8%
2024 · €10k
2018: €-8k
2019: €-11k
2020: €-8k
2021: €-481
2022: €2k
2023: €5k
2024: €10k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-481-€2k€5k▲ 121%€10k▲ 112%€11k▲ 7.8%
Operating result€7k-€3k▼ 62.8%€3k▼ 0.8%€5k▲ 94.2%€933▼ 82.4%
Net result€7k-€3k▼ 64.0%€3k▼ 1.5%€5k▲ 104%€764▼ 85.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 82% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €18k
Equity
€11k▲ 7.8%
Debt
€7k▲ 0.9%
The debt ratio falls from 42.0% to 40.4%. Equity and debt are higher.
Key figures and ratios
Solvency
59.6%▲
2024 · 58.0%
Current ratio
2.48▲
2024 · 2.38
Quick ratio
2.48▲
2024 · 2.38
Debt / equity
0.68▼
2024 · 0.72
ROE
7.2%▼
2024 · 52.8%
ROA
4.3%▼
2024 · 30.6%
Debt
€7k▲
2024 · €7k
Debt ≤ 1 year
€7k▲
2024 · €7k
Income taxes
€28
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€17k€18k▲
Current assets29/58€17k€18k▲
Amounts receivable within one year40/41€16k€17k▲
Trade receivables40€16k€16k▲
Other amounts receivable41€44€889▲
Cash at bank and in hand54/58€808€794▼
Deferred charges and accrued income490/1€56€24▼
Equity and liabilities
Total equity and liabilities10/49€17k€18k▲
Equity10/15€10k€11k▲
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€2k€3k▲
Amounts payable17/49€7k€7k▲
Amounts payable within one year42/48€7k€7k▲
Trade debts44€0-
Suppliers440/4€0-
Advances received on contracts in progress46-€36
Taxes, remuneration and social security45-€28
Taxes450/3-€28
Other amounts payable47/48€7k€7k=
Income statement
Code20242025
Other operating charges640/8€451€465▲
Gross operating margin9900€6k€1k▼
Operating profit (loss)9901€5k€933▼
Financial income75/76B€16€0▼
Recurring financial income75€16€0▼
Financial charges65/66B€126€140▲
Recurring financial charges65€126€140▲
Profit (loss) for the period before taxes9903€5k€792▼
Income taxes67/77-€28
Profit (loss) for the period9904€5k€764▼
Profit (loss) for the period to be appropriated9905€5k€764▼
Appropriation of the result
Profit (loss) to be appropriated9906€2k€3k▲
Profit (loss) brought forward from the previous period14P€-3k€2k▲
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
2021
31-12
Financial
Highest result since 2018net €7k ▲439%
Operating result €7k, net result €7k, both a record.
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 25 days late
2020
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 90 days late
2019
31-12
Financial
Weakest financial yearnet €-5k ▼381%
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 26 days late
2018
16-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 60 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Saint-Ghislain · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Genêts(B) 157331 Saint-GhislainGround area
2,381 m²
Building footprint
145 m²
Volume, LiDAR
821 m³
Parcel 53009A0117/00A016, Wallonia · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
WAYSTOBE
since 20162.248.470.985
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53009A0117/00A016 | Wallonia | 2,381 m² | 1 · 145 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,284 companies in sector 58290 we hold annual accounts for 593. 266 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-12-2015
Fiscal year end31-12
Activities, NACEBEL
58290Other software publishing
62010Computer programming, consultancy and related activities
62100Computer programming
77330Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.