PERFECT
ActivePERFECT has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €247k and a net result of €23k. Equity is growing by ~8.5% per year across the filed fiscal years. Its solvency ranks better than 47% of 672 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
84
/ 100
Excellent▲ +21 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability47▲+47
Solvency65▼-1
Growth52=
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days acceptable
Liquidity ample (current ratio 1.87 against 1.7 in 2024), but 75.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
24.1%
Return on assets
2.3%
Age of the figures
11 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 55
Relative position
BE, all sectors
reference
Sector 55
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
on the day
2022
2 d late
2020
89 d late
2019
122 d late
2018
18 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
09-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€247k▼ 24.3%
2024 · €326k
2018: €87k
2019: €189k
2020: €321k
2022: €488k
2023: €457k
2024: €326k
2018 → 2025
Total assets
€1.02M▼ 13.2%
2024 · €1.18M
2018: €482k
2019: €627k
2020: €1.14M
2022: €1.60M
2023: €1.79M
2024: €1.18M
2018 → 2025
Net result
€23k
2024 · €-53k
2018: €81k
2019: €103k
2020: €132k
2022: €166k
2023: €-30k
2024: €-53k
2018 → 2025
Working capital
€425k▲ 6.5%
2024 · €399k
2018: €-145k
2019: €-120k
2020: €-192k
2022: €340k
2023: €420k
2024: €399k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202022202320242025Trend
Equity€321k-€488k▲ 51.8%€457k▼ 6.2%€326k▼ 28.8%€247k▼ 24.3%
Operating result€176k-€240k▲ 36.3%€100k▼ 58.5%€-56k€34k
Net result€132k-€166k▲ 25.9%€-30k€-53k▼ 74.1%€23k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €34k after a loss of €56k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.02M
Fixed assets
€106k▼ 49.6%
Current assets
€917k▼ 5.3%
Equity and liabilities €1.02M
Equity
€247k▼ 24.3%
Provisions
€285k=
Debt
€491k▼ 13.6%
The debt ratio falls from 48.2% to 48.0%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€139k▲
2024 · €54k
Cash flow
€128k▲
2024 · €58k
Solvency
24.1%▼
2024 · 27.6%
Current ratio
1.87▲
2024 · 1.70
Quick ratio
1.87▲
2024 · 1.70
Debt / equity
1.99▲
2024 · 1.74
ROE
9.5%▲
2024 · -16.2%
ROA
2.3%▲
2024 · -4.5%
Interest coverage
10.32▲
2024 · 6.20
Debt
€491k▼
2024 · €568k
Debt ≤ 1 year
€491k▼
2024 · €568k
Income taxes
€4k
Staff costs
€335k▼
2024 · €381k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.18M€1.02M▼
Fixed assets21/28€211k€106k▼
Intangible fixed assets21€105k€79k▼
Tangible fixed assets22/27€106k€27k▼
Plant, machinery and equipment23€1k€79▼
Furniture and vehicles24€14k€6k▼
Other tangible fixed assets26€91k€21k▼
Current assets29/58€968k€917k▼
Amounts receivable after more than one year29€85k€85k=
Other amounts receivable291€85k€85k=
Amounts receivable within one year40/41€429k€387k▼
Trade receivables40€64k€205k▲
Other amounts receivable41€365k€181k▼
Cash at bank and in hand54/58€452k€422k▼
Deferred charges and accrued income490/1€1k€23k▲
Equity and liabilities
Total equity and liabilities10/49€1.18M€1.02M▼
Equity10/15€326k€247k▼
Contributions10/11€6k€6k=
Reserves13€403k€300k▼
Non-distributable reserves130/1€2k-
Reserves not available under the articles1311€2k-
Distributable reserves133€401k€300k▼
Profit (loss) carried forward14€-83k€-60k▲
Provisions and deferred taxes16€285k€285k=
Provisions for liabilities and charges160/5€285k€285k=
Other liabilities and charges164/5€285k€285k=
Amounts payable17/49€568k€491k▼
Amounts payable within one year42/48€568k€491k▼
Trade debts44€438k€394k▼
Suppliers440/4€438k€394k▼
Taxes, remuneration and social security45€79k€42k▼
Taxes450/3€12k€852▼
Remuneration and social security454/9€68k€41k▼
Other amounts payable47/48€51k€56k▲
Income statement
Code20242025
Remuneration, social security and pensions62€381k€335k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€111k€105k▼
Other operating charges640/8€22k€36k▲
Gross operating margin9900€457k€509k▲
Operating profit (loss)9901€-56k€34k▲
Financial income75/76B€16k€7k▼
Recurring financial income75€16k€7k▼
Financial charges65/66B€12k€13k▲
Recurring financial charges65€9k€13k▲
Non-recurring financial charges66B€4k€8▼
Profit (loss) for the period before taxes9903€-53k€28k▲
Income taxes67/77-€4k
Profit (loss) for the period9904€-53k€23k▲
Profit (loss) for the period to be appropriated9905€-53k€23k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-83k€-60k▲
Profit (loss) brought forward from the previous period14P€-30k€-83k▼
Transfer from equity791/2€79k€103k▲
Profit to be distributed694/7€79k€103k▲
Return on contributions (dividend)694€79k€103k▲
Social balance
Average headcount (FTE)90877.47.6▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-09
Financial
Back to profitnet €23k
Net result €23k after 2 loss-making years.
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-09
Financial
Weakest financial yearnet €-53k
Net result drops to €-53k, the lowest in the series; recovery starts the following year.
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
02-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 2 days late
2022
30-09
Financial
Highest result since 2018net €166k ▲25.9%
Operating result €240k, net result €166k, both a record.
2021
28-10
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 89 days late
2020
31-12
Financial
Equity above €200kEq €321k ▲69.8%
3 profitable years in a row build equity to €321k.
30-11
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 122 days late
2019
31-12
Financial
Equity above €150kEq €189k ▲118%
2 profitable years in a row build equity to €189k.
13-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2018
Ground area
902 m²
Building footprint
1,347 m²
Volume, LiDAR
18,431 m³
Parcel 11802B1541/00K000, Flanders · tallest building 24.6 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
PERFECT
since 20182.273.589.136
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11802B1541/00K000 | Flanders | 902 m² | 1 · 1,347 m² | 24.6 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
AIR BnC
BE 0667.753.839
Herstal · Eq €247k
DENIZ IMMO
BE 0725.665.512
Genk · Eq €246k
Hotel Development Veemarkt
BE 0538.691.280
Gent · Eq €245k
DE LOFT
BE 0459.827.807
Veurne · Eq €249k
ORION NV
BE 0477.930.480
Geraardsbergen · Eq €250k
Of 2,384 companies in sector 55100 we hold annual accounts for 1,506. 1,111 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-02-2018
Fiscal year end30-09
Activities, NACEBEL
55100Hotels and similar accommodation
56101Full-service restaurants
56111Full-service restaurants
56210Event catering
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 08-09-2026. Scores and ratios are computed by Checked and are not a credit decision.