PERADA
ActivePERADA has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €50k and a net result of €-8k. Equity is growing by ~12.4% per year across the filed fiscal years. Its solvency ranks better than 49% of 3111 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▼-11
Solvency57▼-16
Growth85▲+13
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity short (current ratio 0.58 against 1.81 in 2024; short-term debt: 49.1% and cash: 0.2% of total assets), and 67.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
32.1%
Return on assets
-4.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
2023
50 d late
2022
49 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€73k▲ 68.7%
2024 · €43k
2023: €40k
2024: €43k
2023 → 2025
EBIT margin
-7.3%▼ 41.7pp
2024 · 34.4%
2023: 28.7%
2024: 34.4%
2023 → 2025
Net result
€-8k
2024 · €10k
2022: €-10k
2023: €11k
2024: €10k
2022 → 2025
Working capital
€-32k
2024 · €22k
2022: €-28k
2023: €8k
2024: €22k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Turnover€40k€43k▲ 8.6%€73k▲ 68.7%
Equity€40k-€49k▲ 23.9%€58k▲ 18.2%€50k▼ 14.7%
Operating result€-10k-€11k€15k▲ 30.2%€-5k
Net result€-10k-€11k€10k▼ 5.3%€-8k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €5k after €15k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €154k
Fixed assets
€111k▲ 54.6%
Current assets
€44k▼ 11.9%
Equity and liabilities €154k
Equity
€50k▼ 14.7%
Debt
€105k▲ 65.9%
The debt ratio rises from 52.1% to 67.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€20k▼
2024 · €43k
Cash flow
€18k▼
2024 · €38k
Solvency
32.1%▼
2024 · 47.9%
Current ratio
0.58▼
2024 · 1.81
Quick ratio
0.58▼
2024 · 1.81
Debt / equity
2.12▲
2024 · 1.09
ROE
-15.1%▼
2024 · 17.2%
ROA
-4.9%▼
2024 · 8.2%
Interest coverage
6.32▼
2024 · 11.52
Debt
€105k▲
2024 · €63k
Debt ≤ 1 year
€76k▲
2024 · €28k
Debt > 1 year
€29k▼
2024 · €36k
Income taxes
€115▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€121k€154k▲
Fixed assets21/28€71k€111k▲
Tangible fixed assets22/27€71k€111k▲
Land and buildings22€41k€56k▲
Plant, machinery and equipment23€9k€44k▲
Furniture and vehicles24€22k€10k▼
Leasing and similar rights25€0€0=
Current assets29/58€50k€44k▼
Amounts receivable within one year40/41€48k€32k▼
Trade receivables40€10k€32k▲
Other amounts receivable41€38k€748▼
Cash at bank and in hand54/58€195€258▲
Deferred charges and accrued income490/1€2k€11k▲
Equity and liabilities
Total equity and liabilities10/49€121k€154k▲
Equity10/15€58k€50k▼
Contributions10/11€8k€8k=
Reserves13€36k€36k=
Distributable reserves133€36k€36k=
Profit (loss) carried forward14€14k€6k▼
Investment grants15€1k€167▼
Amounts payable17/49€63k€105k▲
Amounts payable after more than one year17€36k€29k▼
Financial debts170/4€36k€29k▼
Amounts payable within one year42/48€28k€76k▲
Current portion of amounts payable after more than one year42€23k€26k▲
Financial debts43€875€9k▲
Credit institutions430/8€875€9k▲
Trade debts44€2k€20k▲
Suppliers440/4€2k€20k▲
Taxes, remuneration and social security45€2k€2k▼
Taxes450/3€2k€2k▼
Other amounts payable47/48€116€19k▲
Income statement
Code20242025
Turnover70€43k€73k▲
Non-recurring operating income76A€0€0=
Goods, raw materials, services and sundry goods60/61€22k€64k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28k€25k▼
Other operating charges640/8€792€693▼
Gross operating margin9900€44k€21k▼
Operating profit (loss)9901€15k€-5k▼
Financial income75/76B€1k€1k=
Recurring financial income75€1k€1k=
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€12k€-7k▼
Income taxes67/77€2k€115▼
Profit (loss) for the period9904€10k€-8k▼
Profit (loss) for the period to be appropriated9905€10k€-8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€14k€6k▼
Profit (loss) brought forward from the previous period14P€4k€14k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · unclassified schema · 29 days late
2024
19-09
NBB filing
Annual accounts filed
fiscal year 2023 · unclassified schema · 50 days late
2023
31-12
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
31-12
Financial
Liquidity quadruplescurrent ratio 1.20
Current ratio from 0.31 to 1.20; short-term debt falls from €41k to €40k.
12-06
NBB filing
Annual accounts filed
fiscal year 2022 · unclassified schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Amel · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Valender,Neuwiese 124770 Amel1 establishment unit
Valender,Neuwiese 12, 4770 Amel
since 20032.127.104.981
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Of 4,676 companies in sector 01610 we hold annual accounts for 1,369. 948 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-03-2003
Fiscal year end31-12
Activities, NACEBEL
01410Raising of dairy cattle
01610Support activities for crop production
02012
02200Logging
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filings
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.