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VDFarm

Active
Private limited companyfounded 20233 yrs activeRuitersbaan 14, 3990 Peer, BelgiumKBO/BCE: BE 0798.986.624

VDFarm has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €49k and a net result of €27k. Its solvency ranks better than 19% of 3112 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2025
58 / 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▼-30
Solvency27▼-36
Growth78
Track record94
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity short (current ratio 0.39 against 0.86 in 2024; short-term debt: 43.9% and cash: 4% of total assets), and 97.5% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 3 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
2.5%
Return on assets
1.3%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 3112 sector peers (2025).
NBB · sector comparison
Position among 3112 sector peers
Solvency
better than 19%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
3 d early
2024
on the day
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€49k▲ 119%
2024 · €22k
2024: €22k
2024 → 2025
Total assets
€1.97M▲ 3,285%
2024 · €58k
2024: €58k
2024 → 2025
Net result
€27k▲ 30.6%
2024 · €20k
2024: €20k
2024 → 2025
Working capital
€-525k▼ 10,154%
2024 · €-5k
2024: €-5k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20242025Trend
Equity€22k-€49k▲ 119%
Operating result€27k-€72k▲ 167%
Net result€20k-€27k▲ 30.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20k€40k€60k€80kOperating result 2024: €27k€27kNet result 2024: €20k€20kOperating result 2025: €72k€72kNet result 2025: €27k€27k20242025
The operating result rises in 2025; 2025 is 167% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.97M
Fixed assets €1.63M▲ 5,842%
Current assets €340k▲ 1,004%
Equity and liabilities €1.97M
Equity €49k▲ 119%
Debt €1.92M▲ 5,255%
The debt ratio rises from 61.6% to 97.5%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€431k
2024 · €30k
Cash flow
€385k
2024 · €23k
Solvency
2.5%
2024 · 38.4%
Current ratio
0.39
2024 · 0.86
Quick ratio
0.27
2024 · 0.86
Debt / equity
39.31
2024 · 1.61
ROE
54.3%
2024 · 91.1%
ROA
1.3%
2024 · 34.9%
Interest coverage
9.46
2024 · 822.04
Debt
€1.92M
2024 · €36k
Debt ≤ 1 year
€865k
2024 · €36k
Debt > 1 year
€1.06M
Income taxes
€317
2024 · €7k
Staff costs
€250k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€58k€1.97M
Fixed assets21/28€27k€1.63M
Tangible fixed assets22/27€27k€1.63M
Plant, machinery and equipment23€27k€774k
Furniture and vehicles24-€858k
Current assets29/58€31k€340k
Stocks and contracts in progress3-€103k
Stocks30/36-€103k
Amounts receivable within one year40/41€12k€154k
Trade receivables40€11k€154k
Other amounts receivable41€728-
Cash at bank and in hand54/58€19k€79k
Deferred charges and accrued income490/1-€4k
Equity and liabilities
Total equity and liabilities10/49€58k€1.97M
Equity10/15€22k€49k
Contributions10/11€2k€2k=
Reserves13€20k€47k
Distributable reserves133€20k€47k
Profit (loss) carried forward14€55€142
Amounts payable17/49€36k€1.92M
Amounts payable after more than one year17-€1.06M
Financial debts170/4-€1.06M
Amounts payable within one year42/48€36k€865k
Current portion of amounts payable after more than one year42-€389k
Trade debts44€29k€406k
Suppliers440/4€29k€406k
Taxes, remuneration and social security45€7k€8k
Taxes450/3€7k€8k
Other amounts payable47/48-€62k
Income statement Code20242025
Non-recurring operating income76A-€55k
Remuneration, social security and pensions62-€250k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€359k
Other operating charges640/8-€28k
Gross operating margin9900€30k€709k
Operating profit (loss)9901€27k€72k
Financial income75/76B-€2
Recurring financial income75-€2
Financial charges65/66B€36€46k
Recurring financial charges65€36€46k
Profit (loss) for the period before taxes9903€27k€27k
Income taxes67/77€7k€317
Profit (loss) for the period9904€20k€27k
Profit (loss) for the period to be appropriated9905€20k€27k
Appropriation of the result
Profit (loss) to be appropriated9906€20k€27k
Profit (loss) brought forward from the previous period14P-€55
Transfer to equity691/2€20k€27k
To other reserves6921€20k€27k

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2026
28-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
30-04
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
NBB filing

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Peer · 1 establishment unit since 2023
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Ruitersbaan 143990 Peer
Ground area
1,557 m²
Building footprint
173 m²
Volume, LiDAR
909 m³
Parcel 72030D1018/00G007, Flanders · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VDFarm
Ruitersbaan 14, 3990 PeerGrowing of cereals (except rice), leguminous crops and oil seeds
since 20232.342.311.755
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
72030D1018/00G007 Flanders 1,557 m² 1 · 173 m² 8.0 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2025 · 1 entry · 2,279 EUR awarded · 2,271 EUR paid
Year Entries awardedpaid
2025 1 2,279 EUR2,271 EUR
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
1 entry · 2,279 EUR · 2,271 EUR paid · Fonds voor Innoveren en Ondernemen

Recognitions · licences · registrations

Food safety, FASFC

1 site
Peer2.342.311.755
4 permissions
Groothandel zaaizaden zonder plantenpaspoort · since 24-03-2025
Groothandelaar grondstoffen · since 24-03-2025
Loonwerker - gebruik en opslag gewasbeschermingsmiddelen · since 24-03-2025
and 1 more

Similar companies · same sector, comparable size

Of 4,676 companies in sector 01610 we hold annual accounts for 1,369. 945 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded01-03-2023
Fiscal year end31-12
Activities, NACEBEL
01610Support activities for crop production
01110Growing of cereals (except rice), leguminous crops and oil seeds
01309Crop and animal production, hunting and related service activities
01630Crop and animal production, hunting and related service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers

Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.