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Generated 29-07-2026
Active BE 0827.989.327Private limited company

PER-SÉ

Stokerijstraat 119 ·8520 Kuurne, Belgium· 16 yrs active
Sector: Head offices & management consulting (70200)
Conclusion Checked

The computed 12-month bankruptcy probability of PER-SÉ is 0.1% (very low). The 2025 annual accounts show equity of €89k and a net result of €3k. Equity is shrinking by ~3.2% per year across the filed fiscal years. Its solvency ranks better than 36% of 4691 sector peers (fiscal year 2025). The company has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 7 annual accounts.
Key figures
Equity €89k
Net result €3k
Staff (FTE) 1.6
Better than sector 36%
Snowflake analysis 5 axes · computed by Checked
Health51Profitability17Solvency55Growth58Stability100
56 / 100

Mixed profile: strong on stability, weaker on profitability.

Health 51
Profitability 17
Solvency 55
Growth 58
Stability 100
Bankruptcy probability (12 mo) Checked model v1 · free
0.1% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Long track record −Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Established
Founded in 2010, 16 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2025 · computed
51 / 100 Fair
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview10 NBB filings
Annual accounts filed on 29-01-2026 with the NBB · fiscal year 2025 · micro
€-20k€0€20k€40kOperating result 2021: €28k€28kNet result 2021: €18k€18kOperating result 2022: €32k€32kNet result 2022: €21k€21kOperating result 2023: €-10k€-10kNet result 2023: €-13k€-13kOperating result 2024: €45k€45kNet result 2024: €30k€30kOperating result 2025: €11k€11kNet result 2025: €3k€3k20212022202320242025
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
declining Equity: declining trend of ~3.2%/year over 7 fiscal years, indicative, assuming unchanged policy.
€0€50k€100k€150k€200k2026: €108k (€71k - €144k)2027: €104k (€45k - €162k)2028: €99k (€19k - €180k)2019: €114k2020: €132k2021: €148k2022: €154k2023: €120k2024: €128k2025: €89k2019202020212022202320242025202620272028
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2025 · NACE 70, Head offices & management consulting · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 35.5% 55.3%
better than 36% of 4691 sector peers
Net result €3k €38k
better than 17% of 4690 sector peers
Equity €89k €64k
better than 60% of 4691 sector peers
Gross operating margin €116k €61k
better than 77% of 4683 sector peers
Staff costs €79k €6k
higher than 85% of 379 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€33k
-47.7% +151% vs sector
Net profit
€3k
-90.2% -71% vs sector
Cash flow
€24k
-49.2% +133% vs sector
Total assets
€250k
-17.7% -46% vs sector
Equity
€89k
-30.9% -65% vs sector
Working capital
€-866
- far below sector median
Employees (FTE)
2
+60.0% -11% vs sector
Staff costs
€79k
+49.2% -25% vs sector
Income taxes
€3k
-68.2% +13% vs sector
Dividends
€43k
+154.5% 19-25
Debt
€161k
-8.0% -28% vs sector
Debt ≤ 1y
€106k
+10.4% -18% vs sector
Debt > 1y
€54k
-31.7% -72% vs sector
Current ratio
0.99
-34.1% -72% vs sector
Quick ratio
0.99
-34.1% -72% vs sector
Solvency
35.5%
-16.0% -53% vs sector
Debt / equity
1.82
+33.1% far above sector median
ROE
3.4%
-85.8% +77% vs sector
ROA
1.2%
-88.0% -16% vs sector
Interest coverage
6.40
-55.9% -43% vs sector
Figures by fiscal year
Fiscal year2025
Revenue-
EBITDA€33k
Net profit€3k
Cash flow€24k
Staff costs€79k
Income taxes€3k
Dividends€43k
Total assets€250k
Equity€89k
Debt€161k
of which ≤ 1y€106k
of which > 1y€54k
Working capital€-866
Employees (FTE)1.6
Ratios (computed)
2025
Current ratio0.99
Quick ratio0.99
Working capital ratio-0.3%
Solvency35.5%
Debt / equity1.82
Long-term debt ratio0.61
Interest coverage6.40
Gross margin-
Net margin-
ROA1.2%
ROE3.4%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€250k
Fixed assets 21/28€145k
Tangible fixed assets 22/27€145k
Current assets 29/58€105k
Amounts receivable within one year 40/41€42k
Cash & bank 54/58€61k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€250k
Equity 10/15€89k
Contributions / capital 10/11€6k
Reserves 13€82k
Amounts payable 17/49€161k
Amounts payable after one year 17€54k
Amounts payable within one year 42/48€106k
Trade debts payable within one year 44€5k
Income statement
Gross operating margin 9900€116k
Operating result 9901€11k
Financial income 75€42
Financial charges 65€5k
Result before taxes 9903€6k
Income taxes 67/77€3k
Net result for the period 9904€3k
Result to be appropriated 9905€3k
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Head offices & management consulting(70200)
Legal form Private limited company(610)
Incorporation07-07-2010
StatusActive
Postal code8520
Establishment units 1 location
PER-SÉ
Sint-Pietersstraat 50, 8520 KuurneVervaardiging van gehomogeniseerde voedingspreparaten en dieetvoeding
since 20102.191.556.038
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
34023B0145/00H000 Flanders 1,318 m² 1 · 156 m² 8.4 m · 2 fl.
34023B0145/00K000 Flanders 1,012 m² 1 · 421 m² 3.5 m · 1 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 11 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
29-01-2026
NBB filing Annual accounts filed
fiscal year 2025 · micro
2024
20-12-2024
NBB filing Annual accounts filed
fiscal year 2024 · micro
02-01-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
04-12-2023
State Gazette act Director changes
Kurt Vuylsteke · correction
04-01-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2021
29-12-2021
NBB filing Annual accounts filed
fiscal year 2021 · micro
29-01-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
31-01-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
2019
31-01-2019
NBB filing Annual accounts filed
fiscal year 2018 · micro
2017
28-12-2017
NBB filing Annual accounts filed
fiscal year 2017 · micro
2016
29-12-2016
NBB filing Annual accounts filed
fiscal year 2016 · verkort
Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 2 years ago
2023
04-12-2023 Sophie Van Slambrouck appointed as non-statutory director Director changes·Kurt Vuylstekecorrection
  • Sophie Van Slambrouck, Niet-statutair bestuurder
Notary: Kurt Vuylsteke · Kuurne
Technical details 
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  "notary": {
    "name": "Kurt Vuylsteke",
    "firm_city": null,
    "firm_name": null,
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    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2023-12-04",
    "filing_date": "2023-11-30",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "buitengewone_algemene_vergadering",
      "date": "2023-11-24",
      "unanimous": null
    }
  ],
  "is_correction": true,
  "subject_company": {
    "kbo": "0827.989.327",
    "name_full": "PER-SE",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "org",
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  },
  "co_filed_documents": [
    "Geco\u00F6rdineerde statuten",
    "expeditie van de akte",
    "verslag bestuursorgaan"
  ],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Arbeidsbemiddeling78100Arbeidsbemiddeling78100
Primary activity highlighted.
Names & trade names
Legal nameNL PER-SÉ
Registered office
Stokerijstraat 119
8520 Kuurne, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative