Financials
- Fiscal year
- 2025
- Total assets
- €38,935
- Loss
- -€40,052
- Solvency
- 20.8%
Total assets▼ 44.4%
Net result
20202025
Peppollie
ActiveSummary
The annual accounts of Peppollie for fiscal year 2025 show a net loss of 103% of total assets and of 88% of the equity at the start of that year. The 2025 annual accounts show equity of €8,096 and a net result of -€40,052. Equity is shrinking by ~17.2% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2028. The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.5% (low).
Overview
Activity
Computer programming
NACE 62100NACE 62010
1 site
Size
€38,935total assets 2025
- Equity
- €8,096
- Loss
- -€40,052
Turnover not published (abridged schema)
Structure
Accounts 32 d early0 of 2 deeds read
Why 54Capped at 59: a net loss of at least half of total assets or of the equity at the start of the financial year- Figures for FY 2024 (filed 31-07-2025)- Loss of €22,770, the second in a row (FY 2024)+ Sector Computer programming, consultancy and related activities (NACE 62)+ Size: total assets €70,037Show the evidence
Checked score
Score 2025
54
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 30% of its sector peers (NACE 62, micro)
Performance against the sector, not lower risk
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency
46-44
equity 20.8% of total assets
Liquidity
23-34
short-term debt 79.2% · cash 13.3%
Profitability
0=
return on assets -102.9%
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.4%
12-2024: 0.4%● 0.0% vs 11-2024
01-2025: 0.4%▲ +4.6% vs 12-2024
02-2025: 0.4%▼ -2.5% vs 01-2025
03-2025: 0.4%▲ +2.8% vs 02-2025
04-2025: 0.4%▲ +5.4% vs 03-2025
05-2025: 0.4%▼ -0.5% vs 04-2025
06-2025: 0.4%▼ -1.3% vs 05-2025
07-2025: 0.4%▲ +8.9% vs 06-2025
08-2025: 0.1%▼ -70.4% vs 07-2025lowest value
09-2025: 0.1%● 0.0% vs 08-2025lowest value
10-2025: 0.1%● 0.0% vs 09-2025lowest value
11-2025: 0.1%● 0.0% vs 10-2025lowest value
12-2025: 0.1%● 0.0% vs 11-2025lowest value
01-2026: 0.1%● 0.0% vs 12-2025lowest value
02-2026: 0.1%● 0.0% vs 01-2026lowest value
03-2026: 0.1%▲ +2.4% vs 02-2026
04-2026: 0.1%▲ +5.6% vs 03-2026
05-2026: 0.1%▲ +5.3% vs 04-2026
06-2026: 0.1%▲ +0.7% vs 05-2026
07-2026: 0.2%▲ +9.2% vs 06-2026
08-2026: 0.2%▲ +37.0% vs 07-2026
09-2026: 0.3%▲ +27.5% vs 08-2026
10-2026: 0.5%▲ +89.2% vs 09-2026highest value
- Sector Computer programming, consultancy and related activities (NACE 62) lowers the probability
- Figures for FY 2024 (filed 31-07-2025) raises the probability
- Size: total assets €70,037 lowers the probability for this profile
- Loss of €22,770, the second in a row (FY 2024) raises the probability
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.53 against 1.48 in 2024; short-term debt: 79.2% and cash: 13.3% of total assets), and 79.2% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 62, micro). Better than this share of them on solvency 57%, liquidity 40%, profitability 5%, growth against the median 19%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
32 d early
2024
on the day
2023
on the day
2022
7 d early
2021
37 d early
2020
22 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 16 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 24 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Weakest financial yearnet -€40,052
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 7
- Since
- 2021
- Next accounts
- by 31-07-2027
- 29-06-2026Annual accounts filed
- 31-12-2025Weakest financial year
- 31-07-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Computer programmingNACE 62100
- Founded
- 25-01-2019
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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