Summary
PENTACON is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €91.6m and a net result of €2.6m. Equity is growing by about 9.5% per year across the filed financial years. Its solvency ranks better than 86% of 6,589 sector peers (NACE 64, financial year 2025). The company has been active since 2006 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Activities of holding companies
NACE 64210
2nd largest company by equity in Evere, Finance and insurance sector2 sites
Size
€101.0mtotal assets 2025
- Equity
- €91.6m
- Profit
- €2.6m
Turnover not published (abbreviated format)
Financial health
Financial institution: outside the modelBankruptcy probability: sector outside the model
Structure
- Holdings
- 1
Accounts 39 days early0 of 9 deeds read
SignalsneutralLatest accounts filed on timeShow the evidence
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months
This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.
Credit check for your own amount and term
Show the recommended maximum and see how the verdict changes with amount, term and advance.
Signals
1 signal.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 23-12-2025, 39 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
39 days early
2024
57 days early
2023
49 days early
2022
42 days early
2021
42 days early
2020
51 days early
2019
49 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 47 days before the deadline; the sector median (NACE 64) for financial year 2024 is 14 days before the deadline, and 28% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 20 December (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end16-10-2026 today31-01-2027 deadline
- Incorporation · FounderLegal form clause · Registered…
- General meeting · Capital decreaseCapital increase · Share issue
- General meeting · Director resignationPermanent representative · Director appointment
Financials · financial year 2025, abbreviated format
In the rankings
#2 company by equity in Evere, Finance and insurance sector#3 company by total assets in Evere, Finance and insurance sector
Equity
€91.6m▼ 1.1%
2024 · €92.6m
Net result
€2.6m▲ 51.0%
2024 · €1.7m
Total assets
€101.0m▼ 0.4%
2024 · €101.5m
Solvency
90.6%▼ 0.6pp
2024 · 91.2%
Trend over the years
2021 to 2025, 5 financial years 2019 to 2025, 7 financial years
The operating result stays negative: a loss of €4.0m in 2025 against €2.5m in 2024; the loss grows and 2025 has the lowest result in the available series.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
Operating result-€4.0m
2025
Net result€2.6m
2025
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Total assets€101.0m
2025
Equity€91.6m
2025
Debt€9.5m
2025
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
Working capital€52.1m
2025
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
Return on assets (ROA)2.6%
2025
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Solvency90.6%
2025
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Current ratio23.37
2025
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 64, Financial service activities, except insurance and pension funding: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the financial year before
favourable
unfavourable
Line2019202020212022202320242025
Operating result-€0.7m--€0.9m▼ 25.8%-€0.9m▼ 1.3%-€1.3m▼ 54.7%-€3.5m▼ 163%-€2.5m▲ 28.1%-€4.0m▼ 57.7%
Net result€3.6m-€6.5mabove the sector's middle half▲ 79.7%€23.5mabove the sector's middle half▲ 262%€6.3mabove the sector's middle half▼ 73.0%€2.7mabove the sector's middle half▼ 56.8%€1.7mabove the sector's middle half▼ 36.9%€2.6mabove the sector's middle half▲ 51.0%
Equity€51.7m-€58.3mabove the sector's middle half▲ 12.7%€81.8mabove the sector's middle half▲ 40.3%€88.1mabove the sector's middle half▲ 7.8%€90.8mabove the sector's middle half▲ 3.1%€92.6mabove the sector's middle half▲ 1.9%€91.6mabove the sector's middle half▼ 1.1%
Total assets€64.7m-€73.0mabove the sector's middle half▲ 12.7%€92.6mabove the sector's middle half▲ 26.9%€96.8mabove the sector's middle half▲ 4.5%€99.1mabove the sector's middle half▲ 2.5%€101.5mabove the sector's middle half▲ 2.3%€101.0mabove the sector's middle half▼ 0.4%
Debt€13.0m-€14.7m▲ 12.9%€10.9m▼ 26.1%€8.7m▼ 20.3%€8.3m▼ 4.1%€8.9m▲ 7.2%€9.5m▲ 6.6%
Working capital€16.5m-€16.8mabove the sector's middle half▲ 1.6%€59.5mabove the sector's middle half▲ 255%€67.4mabove the sector's middle half▲ 13.2%€67.8mabove the sector's middle half▲ 0.6%€58.9mabove the sector's middle half▼ 13.1%€52.1mabove the sector's middle half▼ 11.6%
Solvency79.9%-79.9%above the sector's middle half=88.3%above the sector's middle half▲ 8.4pp91.1%above the sector's middle half▲ 2.8pp91.6%above the sector's middle half▲ 0.6pp91.2%above the sector's middle half▼ 0.4pp90.6%above the sector's middle half▼ 0.6pp
Current ratio17.21-3.61above the sector's middle half▼ 13.6017.06above the sector's middle half▲ 13.4545.83above the sector's middle half▲ 28.7760.25above the sector's middle half▲ 14.4235.08above the sector's middle half▼ 25.1723.37above the sector's middle half▼ 11.71
Return on assets (ROA)5.6%-8.9%within the sector's middle half▲ 3.3pp25.4%above the sector's middle half▲ 16.5pp6.6%within the sector's middle half▼ 18.8pp2.8%within the sector's middle half▼ 3.8pp1.7%within the sector's middle half▼ 1.1pp2.6%within the sector's middle half▲ 0.9pp
above
within
below
the middle half of NACE 64, Financial service activities, except insurance and pension funding: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the abbreviated format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €101.0m
Fixed assets
€46.6m ▲ 14.3%
Current assets
€54.4m ▼ 10.3%
Equity and liabilities €101.0m
Equity
€91.6m ▼ 1.1%
Debt
€9.5m ▲ 6.6%
Debt's share of the balance-sheet total rises from 8.8% to 9.4%. Equity is lower and debt is higher.
Key figures and ratios
ROE
2.8%▲
2024 · 1.9%
Debt ≤ 1 year
€2.3m▲
2024 · €1.7m
Debt > 1 year
€7.2m=
2024 · €7.2m
Income taxes
€0▼
2024 · €71,149
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €0.001m | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €0.7m | €0.7m | €0.7m | €1.0m | €0.9m | €1.0m | €0.9m | ▼ 5.6% |
| Other operating charges640/8 | - | - | - | €0.02m | €0.03m | €0.03m | €0.05m | ▲ 100% |
| Gross operating margin9900 | €0.09m | -€0.09m | -€0.1m | -€0.4m | -€2.6m | -€1.5m | -€3.0m | ▼ 98.3% |
| Operating profit (loss)9901 | -€0.7m | -€0.9m | -€0.9m | -€1.3m | -€3.5m | -€2.5m | -€4.0m | ▼ 57.7% |
| Financial income75/76B | - | - | - | €9.1m | €6.3m | €4.9m | €6.7m | ▲ 35.2% |
| Recurring financial income75 | €5.4m | €8.4m | €25.2m | €0.6m | €1.2m | €4.5m | €3.2m | ▼ 29.1% |
| Non-recurring financial income76B | - | - | - | €8.5m | €5.1m | €0.4m | €3.4m | ▲ 801% |
| Financial charges65/66B | - | - | - | €0.4m | €0.07m | €0.6m | €0.07m | ▼ 89.0% |
| Recurring financial charges65 | €0.7m | €0.4m | €0.3m | €0.4m | €0.07m | €0.6m | €0.07m | ▼ 89.0% |
| Profit (loss) for the period before taxes9903 | €4.0m | €7.1m | €24.0m | €7.4m | €2.7m | €1.8m | €2.6m | ▲ 45.0% |
| Income taxes67/77 | €0.4m | €0.7m | €0.5m | €1.1m | - | €0.07m | €0 | ▼ 100% |
| Profit (loss) for the period9904 | €3.6m | €6.5m | €23.5m | €6.3m | €2.7m | €1.7m | €2.6m | ▲ 51.0% |
| Transfer from tax-exempt reserves789 | - | - | - | €0.006m | €0.006m | €0.006m | €0.006m | = |
| Profit (loss) for the period to be appropriated9905 | €3.6m | €6.5m | €23.5m | €6.3m | €2.7m | €1.7m | €2.6m | ▲ 50.8% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||
| Total assets20/58 | €64.7m | €73.0m | €92.6m | €96.8m | €99.1m | €101.5m | €101.0m | ▼ 0.4% |
| Fixed assets21/28 | €47.2m | €49.8m | €29.4m | €27.9m | €30.2m | €40.8m | €46.6m | ▲ 14.3% |
| Tangible fixed assets22/27 | €14.7m | €16.9m | €15.7m | €14.9m | €14.1m | €14.6m | €14.2m | ▼ 2.6% |
| Land and buildings22 | - | - | - | €9.2m | €8.9m | €9.3m | €9.0m | ▼ 3.4% |
| Plant, machinery and equipment23 | - | - | - | €5.3m | €4.9m | €5.0m | €4.9m | ▼ 1.1% |
| Furniture and vehicles24 | - | - | - | €0.3m | €0.3m | €0.3m | €0.3m | ▼ 0.5% |
| Financial fixed assets28 | €32.5m | €32.9m | €13.7m | €13.0m | €16.0m | €26.2m | €32.5m | ▲ 23.7% |
| Current assets29/58 | €17.5m | €23.2m | €63.2m | €68.9m | €68.9m | €60.7m | €54.4m | ▼ 10.3% |
| Amounts receivable after more than one year29 | - | - | - | - | €1.5m | €3.0m | - | - |
| Other amounts receivable291 | - | - | - | - | €1.5m | €3.0m | - | - |
| Amounts receivable within one year40/41 | €10.3m | €16.0m | €11.9m | €23.5m | €19.9m | €30.9m | €37.8m | ▲ 22.2% |
| Trade receivables40 | - | - | - | €0.05m | €0.01m | €0.2m | €0.03m | ▼ 78.4% |
| Other amounts receivable41 | - | - | - | €23.5m | €19.9m | €30.7m | €37.7m | ▲ 22.7% |
| Current investments50/53 | €0.5m | €3.6m | €25.9m | €12.2m | €44.6m | €24.2m | €8.2m | ▼ 66.2% |
| Cash at bank and in hand54/58 | €6.6m | €3.6m | €25.4m | €32.8m | €2.8m | €2.6m | €8.4m | ▲ 229% |
| Deferred charges and accrued income490/1 | - | - | - | €0.4m | €0.2m | - | €0.003m | - |
| Equity and liabilities | ||||||||
| Total equity and liabilities10/49 | €64.7m | €73.0m | €92.6m | €96.8m | €99.1m | €101.5m | €101.0m | ▼ 0.4% |
| Equity10/15 | €51.7m | €58.3m | €81.8m | €88.1m | €90.8m | €92.6m | €91.6m | ▼ 1.1% |
| Contributions10/11 | €39.4m | - | - | €39.4m | €39.4m | €39.4m | €39.4m | = |
| Reserves13 | €4.3m | €10.9m | €15.9m | €20.9m | €20.9m | €20.9m | €17.2m | ▼ 17.4% |
| Non-distributable reserves130/1 | - | - | - | €0.6m | - | - | - | - |
| Reserves not available under the articles1311 | - | - | - | €0.6m | - | - | - | - |
| Tax-exempt reserves132 | - | - | - | €0.2m | €0.2m | €0.1m | €0.1m | ▼ 4.0% |
| Distributable reserves133 | - | - | - | €20.1m | €20.7m | €20.7m | €17.1m | ▼ 17.5% |
| Profit (loss) carried forward14 | €7.9m | €7.9m | €26.4m | €27.8m | €30.5m | €32.3m | €34.9m | ▲ 8.1% |
| Amounts payable17/49 | €13.0m | €14.7m | €10.9m | €8.7m | €8.3m | €8.9m | €9.5m | ▲ 6.6% |
| Amounts payable after more than one year17 | €12.0m | €8.3m | €7.2m | €7.2m | €7.2m | €7.2m | €7.2m | = |
| Financial debts170/4 | - | - | - | €7.2m | €7.2m | €7.2m | €7.2m | = |
| Amounts payable within one year42/48 | €1.0m | €6.4m | €3.7m | €1.5m | €1.1m | €1.7m | €2.3m | ▲ 34.6% |
| Financial debts43 | - | - | - | - | - | - | €1.0m | - |
| Credit institutions430/8 | - | - | - | - | - | - | €1.0m | - |
| Trade debts44 | €0.2m | €0.2m | €0.09m | €0.3m | €0.5m | €0.6m | €0.3m | ▼ 43.3% |
| Suppliers440/4 | - | - | - | €0.3m | €0.5m | €0.6m | €0.3m | ▼ 43.3% |
| Taxes, remuneration and social security45 | - | - | - | €0.6m | - | €0.2m | - | - |
| Taxes450/3 | - | - | - | €0.6m | - | €0.2m | - | - |
| Other amounts payable47/48 | - | - | - | €0.6m | €0.6m | €1.0m | €1.0m | ▲ 0.5% |
| Accrued charges and deferred income492/3 | - | - | - | - | - | €0.01m | - | - |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €3.6m | €6.5m | €23.5m | €6.3m | €2.7m | €1.7m | €2.6m | ▲ 51.0% |
| + Depreciation and write-downs630 | €0.7m | €0.7m | €0.7m | €1.0m | €0.9m | €1.0m | €0.9m | ▼ 5.6% |
| Operating cash flow (approximation) | €4.4m | €7.2m | €24.2m | €7.3m | €3.7m | €2.7m | €3.5m | ▲ 30.4% |
| Investment in fixed assets (approximation) | - | -€3.3m | €19.6m | €0.5m | -€3.2m | -€11.6m | -€6.8m | ▲ 41.6% |
| Change in cash | - | -€3.0m | €21.8m | €7.4m | -€30.0m | -€0.2m | €5.9m | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Latest 10 of 18 filings with the National Bank
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 30-06-2025 | abbreviated format | 23-12-2025 | 2025-00588413 |
| 30-06-2024 | abbreviated format | 05-12-2024 | 2024-00610416 |
| 30-06-2023 | abbreviated format | 13-12-2023 | 2023-00526950 |
| 30-06-2022 | abbreviated format | 20-12-2022 | 2022-20540535 |
| 30-06-2021 | abbreviated format | 20-12-2021 | 2021-80600359 |
| 30-06-2020 | abbreviated format | 11-12-2020 | 2020-75200010 |
| 30-06-2019 | abbreviated format | 13-12-2019 | 2019-75900368 |
| 30-06-2018 | abbreviated format | 20-12-2018 | 2018-74900138 |
| 30-06-2017 | abbreviated format | 15-12-2017 | 2017-71700588 |
| 30-06-2016 | abbreviated format | 06-12-2016 | 2016-69100538 |
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Of the 24,462 active companies whose main activity is activities of holding companies (NACE 64210), figures are known for 19,967. 1,926 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Directors
No directors read yet: 0 of 9 Gazette acts processed. See the directors and other office holders in the KBO →
Owners and capital
Owners
No owners or capital events in the accounts and acts we read.
Group and network
Holdings and subsidiaries
1 holdingHoldings 1
-
20%
Sources: the companies' annual accounts, the acts in the Belgian Official Gazette and the LEI register. Annual accounts state the shareholders that notified the company under article 7:225 of the Code of Companies and Associations and the parent companies that consolidate it. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not include these statements in its annual accounts, or does not have to, is not listed.
Connections & network
13 connected companiesThis company
Company
Director
Shareholding
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Board mandates elsewhere
4 board mandatesBoard mandates of this companythis company sits on their board4
History
Acts, filings and financial milestones
Next filing, financial year 2026, expected by
2026
27-07
Gazette deed
Incorporation · Founder
Legal form clause · Registered office clause
11-05
Gazette deed
General meeting · Capital decrease
Capital increase · Share issue
23-01
Gazette deed
General meeting · Director resignation
Permanent representative · Director appointment
2025
23-12
NBB filing
Annual accounts filed
financial year 2025 · abbreviated format
13-11
Gazette deed
Merger · Incorporation
Amendment of the articles · Board composition
13-11
Gazette deed
Merger · Incorporation
Amendment of the articles · Board composition
16-07
Gazette deed
Incorporation · Founder
Auditor appointment · Auditor report
03-04
Gazette deed
Incorporation · Founder
Other provision · Name clause
28-02
Gazette deed
General meeting · Kind of shares
Financial instrument · Capital increase
2024
30-12
Gazette deed
General meeting · Other provision
Capital increase · Amendment of the articles
30-12
Gazette deed
General meeting · Other provision
Capital increase · Capital contribution
05-12
NBB filing
Annual accounts filed
financial year 2024 · abbreviated format
Show earlier events
30-06
Financial
Weakest financial yearnet €1.7m ▼36.9%
Net result drops to €1.7m, the lowest in the series; recovery starts the following year.
2023
13-12
NBB filing
Annual accounts filed
financial year 2023 · abbreviated format
2022
20-12
NBB filing
Annual accounts filed
financial year 2022 · abbreviated format
30-06
Financial
Liquidity more than doubledcurrent ratio 45.83
Current ratio from 17.06 to 45.83; short-term debt falls from €3.7m to €1.5m.
06-01
Gazette deed
General meeting · Director reappointment
Permanent representative
2021
20-12
NBB filing
Annual accounts filed
financial year 2021 · abbreviated format
30-06
Financial
Highest result from 2019 to 2025net €23.5m ▲262%
Net result €23.5m, the highest in the series.
30-06
Financial
Liquidity more than quadruplescurrent ratio 17.06
Current ratio from 3.61 to 17.06; short-term debt falls from €6.4m to €3.7m.
2020
11-12
NBB filing
Annual accounts filed
financial year 2020 · abbreviated format
2019
13-12
NBB filing
Annual accounts filed
financial year 2019 · abbreviated format
2018
20-12
NBB filing
Annual accounts filed
financial year 2018 · abbreviated format
26-01
Gazette deed
Share issue · Bank account
Capital increase · Amendment of the articles
15-01
Gazette deed
General meeting · Capital
Corporate purpose · Amendment of the articles · Eric SPRUYT
2017
15-12
NBB filing
Annual accounts filed
financial year 2017 · abbreviated format
24-10
Gazette deed
Permanent representative · Share issue
Bank account · Capital increase
2016
06-12
NBB filing
Annual accounts filed
financial year 2016 · abbreviated format
2012
28-08
Gazette deed
General meeting · Director resignation
Director appointment · Permanent representative
25-07
Gazette deed
General meeting · Capital increase
Capital · Share issue · Frank Liesse
02-07
Gazette deed
General meeting · Director reappointment
Permanent representative · Director appointment
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.Of the 18 annual accounts filed, the latest 10 are here; all 18 are under Financials.
0 of 9 deeds read
About the unread acts
We know of 9 Belgian Official Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Register details
Identification
Legal formPrivate limited company
Founded28-08-2006
Financial year end30-06
Activities, NACEBEL 2025
64210Activities of holding companies
E-invoicing
Reachable via Peppol
Peppol ID
0208:0883172429
Registered
27-03-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 16 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Recognitions · licences · registrations
Legal Entity Identifier
967600T6N9CUNPQ9XO34
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
Location & real-estate footprint
Registered office, Evere · 2 establishment units since 2006
Ground area
1.5 ha
Building footprint
1,802 m²
Building volume
13,390 m³
2 parcels, Brussels, Flanders · tallest building 19.2 m. Linked by address, not a title deed.
39
companies at this address
See who is registered here
2 establishment units
PENTACON
since 2006unit no. 2.163.303.601
PENTACON
since 2017unit no. 2.264.695.226
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 44018C0230/00C003 | Flanders | 1.3 ha | 1 · 1,251 m² | 6.3 m · 2 |
| 21372C0024/00C002 | Brussels | 1,646 m² | 1 · 551 m² | 19.2 m · 5 |
How the parcels are linked
Good to know
Both parcels match the address exactly.