Liquidity
14.17 was 8.18 in 2024
Short-term debts fell from €14,488 to €9,658.
PENTACK
Lifetime
5 annual accounts with figures on one time axispeak €59,630 (2022)
€35,797▲ 21.4%
lowest -€326 (2021)
€23,059▲ 23.6%
peak €130,240 (2025)
€130,240▲ 21.5%
€9,858▼ 32.8%
Board1 name since 2020
1 directorTACKAERT Penny Leonie
Documentsfilings and deeds
31-08-202631 days late
2025micro format
Gross margin from €29,496 to €35,797Equity from €107,182 to €130,240Debts from €14,672 to €9,858
Key points
from the 2025 annual accountsFilings
5 annual accounts 3 late
The 2025 accounts came latest: 31 days after the end of the period.
Position in the sector
93.0%
Higher solvency than 93% of companies in other professional activities. Sector median 49.8% · 4,361 companies.
Checked score
97
Excellent
Financially stronger than 80% of micro companies in other professional activities (NACE 74)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 5,430 companies (NACE 74, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: 0.1%▲ +0.1 percentage points vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.2%▲ +0.1 percentage points vs 07-2025highest value
09-2025: < 0.1%▼ -0.2 percentage points vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025lowest value
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: 0.1%▲ +0.1 percentage points vs 07-2026
09-2026: < 0.1%▼ -0.1 percentage points vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Last filed accounts filed 31 days late; 1 of the last 3 accounts late
lowers risk
Liquidity: current ratio 14.17, cash €87,196
Sector: Other professional, scientific and technical activities (NACE 74)
Equity €130,240 (93.0% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 74, micro). It does better than 88% of them on solvency, 97% on liquidity, 65% on profitability and 67% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 26,972 companies had the same profile as PENTACK has now. Each dot stands for 68 companies, two years later.
94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of PENTACK itself is lower: < 0.1% within 12 months. It rests on far more data about PENTACK than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,972 companies, not a prediction for PENTACK. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €12,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 14.17 (8.18 in 2024), above the usual 1.5. Short-term debt is 6.9% and cash 62.2% of total assets. 7% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 5 filingsDeviation from the deadline
2025
31 days late
2024
29 days late
2023
8 days early
2022
7 days late
2021
58 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 5 accounts on average on the deadline day. In the sector (NACE 74), the median for financial year 2024 was 3 days before the deadline, and 38% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 7 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0750506024
Registered office moved from Dendermonde to Appels
New registered office: Lindestraat 38 9200 Appels (Dendermonde) · Previous registered office: Ridderstraat 12 bus 3 9200 Dendermonde · Board meeting of 08-04-2021 · Gazette deed
Incorporation
100 shares · Appointment: TACKAERT Penny Leonie (statutory director) · published on 14-07-2020 · Gazette deed
First establishment
Lindestraat 38, Dendermonde
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| PENTACK Dendermonde | €140,098 | €35,797 | 93.0% | - |
| Puur Wonen Sophie Ravels | €173,028 | €31,760 | 54.1% | 0.6 |
| TIGMI Overijse | €177,189 | €28,923 | 18.6% | - |
| THREE OF A KIND Antwerp | €120,510 | €53,045 | -132.2% | 1 |
| BO-HOUSE Rixensart | €126,566 | €45,553 | 71.6% | - |
| HOME DECORATIVE SOLUTIONS Woluwe-Saint-Lambert | €113,341 | €44,885 | 82.5% | - |
| HAECO Enghien | €188,703 | €38,504 | -0.8% | - |
These companies have the same main activity as PENTACK: interior design (NACE 74130). They are comparable in size and age: total assets between €113,000 and €189,000, founded between 2019 and 2022.
Official details
Source: KBO- Status
- Active since 10-07-2020Normal situation
- Activity
- Interior designNACE 74130and 5 others
- Establishment unit
- 2.310.426.6679200 Dendermonde, since 10-07-2020
- Financial year end
- 31 December
- Peppol
- Reachable since 18-07-2025
Insights on PENTACK
PENTACK files the micro format. That format states no turnover. The gross margin rose from €637 in 2021 to €35,797 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about PENTACK
- What is the company number of PENTACK?
- The company number of PENTACK is 0750.506.024. The VAT number is the same number with BE in front: BE 0750.506.024.
- Where is PENTACK based?
- The registered office is at Lindestraat 38, 9200 Dendermonde.Company details
- What does PENTACK do?
- According to the KBO register, the main activity is interior design (NACE 74130).
- What is the legal form of PENTACK?
- PENTACK is a private limited company (BV).
- When was PENTACK founded?
- PENTACK was founded on 10-07-2020.
- Is PENTACK still active?
- Yes, PENTACK is an active enterprise in the KBO register.
- What is the turnover of PENTACK?
- The turnover in financial year 2025 is ≈ €140,000. This figure is estimated from the gross margin of €35,797 and 2,935 comparable companies of the same size. It probably lies between €87,000 and €260,000. It is a rough estimate.Financials
- Is PENTACK profitable?
- In financial year 2025, PENTACK made a profit of €23,059.
- Where can I find the annual accounts of PENTACK?
- PENTACK filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of PENTACK due?
- PENTACK must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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