BO-HOUSE
ActiveBO-HOUSE has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €91k and a net result of €28k. Equity is growing by ~46.3% per year across the filed fiscal years. Its solvency ranks better than 71% of 3478 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability96▼-4
Solvency97▲+24
Growth78=
Track record94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 2.82 against 4.36 in 2024; short-term debt: 28.4% and cash: 14.4% of total assets), and 28.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Sector 74
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
71.6%
Return on assets
22.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
25 d early
2024
14 d early
2023
27 d early
2022
32 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€91k▲ 20.9%
2024 · €75k
2022: €23k
2023: €30k
2024: €75k
2022 → 2025
Total assets
€127k▼ 19.8%
2024 · €158k
2022: €31k
2023: €40k
2024: €158k
2022 → 2025
Net result
€28k▼ 38.1%
2024 · €45k
2022: €18k
2023: €7k
2024: €45k
2022 → 2025
Working capital
€65k▼ 44.0%
2024 · €117k
2022: €23k
2023: €30k
2024: €117k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€23k-€30k▲ 29.4%€75k▲ 152%€91k▲ 20.9%
Operating result€23k-€9k▼ 60.6%€62k▲ 569%€39k▼ 37.1%
Net result€18k-€7k▼ 62.4%€45k▲ 568%€28k▼ 38.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 37% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €127k
Fixed assets
€25k▲ 297%
Current assets
€101k▼ 33.1%
Equity and liabilities €127k
Equity
€91k▲ 20.9%
Debt
€36k▼ 56.7%
The debt ratio falls from 52.5% to 28.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€44k▼
2024 · €62k
Cash flow
€33k▼
2024 · €46k
Solvency
71.6%▲
2024 · 47.5%
Current ratio
2.82▼
2024 · 4.36
Quick ratio
2.03▼
2024 · 4.36
Debt / equity
0.40▼
2024 · 1.11
ROE
30.9%▼
2024 · 60.3%
ROA
22.1%▼
2024 · 28.6%
Interest coverage
61.87▲
2024 · 40.38
Debt
€36k▼
2024 · €83k
Debt ≤ 1 year
€36k▲
2024 · €35k
Income taxes
€11k▼
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€158k€127k▼
Fixed assets21/28€6k€25k▲
Tangible fixed assets22/27€6k€25k▲
Plant, machinery and equipment23€4k€14k▲
Furniture and vehicles24€3k€11k▲
Current assets29/58€151k€101k▼
Amounts receivable after more than one year29€22k€22k=
Trade receivables290€22k€22k=
Stocks and contracts in progress3-€28k
Stocks30/36-€28k
Amounts receivable within one year40/41€55k€33k▼
Trade receivables40€51k€28k▼
Other amounts receivable41€3k€4k▲
Cash at bank and in hand54/58€75k€18k▼
Deferred charges and accrued income490/1€275€184▼
Equity and liabilities
Total equity and liabilities10/49€158k€127k▼
Equity10/15€75k€91k▲
Contributions10/11€5k€5k=
Reserves13€30k€55k▲
Distributable reserves133€30k€55k▲
Profit (loss) carried forward14€40k€31k▼
Amounts payable17/49€83k€36k▼
Amounts payable within one year42/48€35k€36k▲
Current portion of amounts payable after more than one year42€4k€8k▲
Trade debts44€7k€2k▼
Suppliers440/4€7k€2k▼
Advances received on contracts in progress46-€20k
Taxes, remuneration and social security45€23k€7k▼
Taxes450/3€23k€7k▼
Other amounts payable47/48€380€29▼
Accrued charges and deferred income492/3€48k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€510€6k▲
Other operating charges640/8€621€1k▲
Gross operating margin9900€63k€46k▼
Operating profit (loss)9901€62k€39k▼
Financial income75/76B€711€1k▲
Recurring financial income75€711€1k▲
Financial charges65/66B€2k€717▼
Recurring financial charges65€2k€717▼
Profit (loss) for the period before taxes9903€61k€39k▼
Income taxes67/77€16k€11k▼
Profit (loss) for the period9904€45k€28k▼
Profit (loss) for the period to be appropriated9905€45k€28k▼
Appropriation of the result
Profit (loss) to be appropriated9906€70k€68k▼
Profit (loss) brought forward from the previous period14P€25k€40k▲
Transfer to equity691/2€30k€25k▼
To other reserves6921€30k€25k▼
Profit to be distributed694/7-€12k
Return on contributions (dividend)694-€12k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2022net €45k ▲568%
Operating result €62k, net result €45k, both a record.
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €7k ▼62.4%
Net result drops to €7k, the lowest in the series; recovery starts the following year.
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rixensart · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Tombeek 31331 RixensartGround area
4,504 m²
Building footprint
95 m²
Volume, LiDAR
647 m³
Parcel 25092A0032/00N003, Wallonia · tallest building 9.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BO-HOUSE
since 20212.323.705.274
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25092A0032/00N003 | Wallonia | 4,504 m² | 1 · 95 m² | 9.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,451 companies in sector 74130 we hold annual accounts for 341. 279 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-10-2021
Fiscal year end31-12
Activities, NACEBEL
74104Other professional, scientific and technical activities
74130Interior design
46190Agents in non-specialised wholesale trade
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.