PENTA REIZEN
ActivePENTA REIZEN has been active since 1981 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €412k and a net result of €60k. Equity is growing by ~9.5% per year across the filed fiscal years. Its solvency ranks better than 32% of 264 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability73▼-15
Solvency36=
Growth58=
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 1.51 against 1.54 in 2023), but 80.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 79
Relative position
BE, all sectors
reference
Sector 79
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 09-07-2025, 22 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
22 d early
2023
30 d early
2022
25 d early
2021
37 d early
2020
15 d early
2019
15 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€412k▲ 17.1%
2023 · €351k
2018: €737k
2019: €811k
2020: €192k
2021: €225k
2022: €290k
2023: €351k
2018 → 2024
Total assets
€2.08M▲ 11.7%
2023 · €1.86M
2018: €1.47M
2019: €1.40M
2020: €1.22M
2021: €715k
2022: €1.55M
2023: €1.86M
2018 → 2024
Net result
€60k▼ 2.4%
2023 · €62k
2018: €13k
2019: €74k
2020: €10k
2021: €33k
2022: €65k
2023: €62k
2018 → 2024
Working capital
€464k▲ 17.2%
2023 · €396k
2018: €778k
2019: €770k
2020: €408k
2021: €241k
2022: €3k
2023: €396k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€192k-€225k▲ 17.4%€290k▲ 28.8%€351k▲ 21.3%€412k▲ 17.1%
Operating result€-1k-€86k€83k▼ 4.4%€95k▲ 14.6%€67k▼ 29.2%
Net result€10k-€33k▲ 226%€65k▲ 93.6%€62k▼ 4.7%€60k▼ 2.4%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 29% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €2.08M
Fixed assets
€710k▼ 2.7%
Current assets
€1.37M▲ 21.0%
Equity and liabilities €2.08M
Equity
€412k▲ 17.1%
Debt
€1.66M▲ 10.4%
The debt ratio falls from 81.1% to 80.2%: equity grows faster than debt.
Key figures and ratios
EBITDA
€118k▼
2023 · €142k
Cash flow
€111k▲
2023 · €109k
Solvency
19.8%▲
2023 · 18.9%
Current ratio
1.51▼
2023 · 1.54
Quick ratio
1.51▼
2023 · 1.54
Debt / equity
4.04▼
2023 · 4.29
ROE
14.6%▼
2023 · 17.5%
ROA
2.9%▼
2023 · 3.3%
Interest coverage
10.84▲
2023 · 4.93
Debt
€1.66M▲
2023 · €1.51M
Debt ≤ 1 year
€901k▲
2023 · €733k
Debt > 1 year
€728k▼
2023 · €767k
Income taxes
€38k▲
2023 · €4k
Staff costs
€398k▲
2023 · €373k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€1.86M€2.08M▲
Fixed assets21/28€730k€710k▼
Tangible fixed assets22/27€729k€709k▼
Land and buildings22€667k€645k▼
Plant, machinery and equipment23€54k€57k▲
Furniture and vehicles24€8k€7k▼
Financial fixed assets28€1k€1k=
Current assets29/58€1.13M€1.37M▲
Amounts receivable within one year40/41€547k€336k▼
Trade receivables40€101k€94k▼
Other amounts receivable41€446k€243k▼
Current investments50/53-€150k
Cash at bank and in hand54/58€332k€574k▲
Deferred charges and accrued income490/1€250k€305k▲
Equity and liabilities
Total equity and liabilities10/49€1.86M€2.08M▲
Equity10/15€351k€412k▲
Contributions10/11€124k€124k=
Reserves13€227k€288k▲
Distributable reserves133€227k€288k▲
Amounts payable17/49€1.51M€1.66M▲
Amounts payable after more than one year17€767k€728k▼
Financial debts170/4€767k€728k▼
Amounts payable within one year42/48€733k€901k▲
Current portion of amounts payable after more than one year42€42k€42k▲
Financial debts43€316k€455k▲
Credit institutions430/8€316k€455k▲
Trade debts44€305k€326k▲
Suppliers440/4€305k€326k▲
Advances received on contracts in progress46€0-
Taxes, remuneration and social security45€69k€78k▲
Taxes450/3€6k€750▼
Remuneration and social security454/9€64k€77k▲
Accrued charges and deferred income492/3€8k€35k▲
Income statement
Code20232024
Remuneration, social security and pensions62€373k€398k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€47k€51k▲
Other operating charges640/8€3k€25k▲
Gross operating margin9900€518k€541k▲
Operating profit (loss)9901€95k€67k▼
Financial income75/76B-€42k
Recurring financial income75-€42k
Financial charges65/66B€29k€11k▼
Recurring financial charges65€29k€11k▼
Profit (loss) for the period before taxes9903€66k€98k▲
Income taxes67/77€4k€38k▲
Profit (loss) for the period9904€62k€60k▼
Profit (loss) for the period to be appropriated9905€62k€60k▼
Appropriation of the result
Profit (loss) to be appropriated9906€62k€60k▼
Transfer to equity691/2€62k€60k▼
To other reserves6921€62k€60k▼
Social balance
Average headcount (FTE)90876.98.0▲
The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
09-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
06-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
24-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Equity above €200kEq €225k ▲17.4%
4 profitable years in a row build equity to €225k.
16-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Weakest financial yearnet €10k ▼86.2%
Net result drops to €10k, the lowest in the series; recovery starts the following year.
16-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Highest result since 2018net €74k ▲468%
Operating result €107k, net result €74k, both a record.
25-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
14-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 14 days late
2017
10-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
29-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Izegem · 1 establishment unit since 1981
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Prins Albertlaan 18870 IzegemGround area
1,532 m²
Building footprint
189 m²
Volume, LiDAR
1,561 m³
Parcel 36008A0036/00W000, Flanders · tallest building 10.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
PENTA REIZEN BVBA
since 19812.018.600.880
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36008A0036/00W000 | Flanders | 1,532 m² | 1 · 189 m² | 10.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 16,249 EUR awarded · 16,249 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 2,999 EUR | 2,999 EUR |
| 2023 | 1 | 2,000 EUR | 2,000 EUR |
| 2022 | 1 | 11,250 EUR | 11,250 EUR |
Schemes
Vlaams Beschermingsmechanisme 11 (stopgezet)
Hinderpremie bij openbare werken
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Legal Entity Identifier
549300YZHZOUQEM5IJ42
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Of 1,430 companies in sector 79110 we hold annual accounts for 874. 675 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-02-1981
Fiscal year end31-12
Activities, NACEBEL
79110Travel agency activities
Sources
Crossroads Bank for EnterprisesNational Bank · 44 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.