ISIS REIZEN
ActiveISIS REIZEN has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €385k and a net result of €17k. Equity is growing by ~3.5% per year across the filed fiscal years. Its solvency ranks better than 65% of 442 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
86
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability22▼-16
Solvency96=
Growth32=
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 2.04 against 1.99 in 2024), and 46.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 79
Relative position
BE, all sectors
reference
Sector 79
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
53.3%
Return on assets
2.4%
Age of the figures
11 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-10-2025 was due by 31-05-2026 and was filed on 22-05-2026, 9 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
9 d early
2024
8 d early
2023
5 d early
2022
9 d early
2021
1 d early
2020
on the day
2019
33 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-10-2026 and is due by 31-05-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-10-2026 close31-05-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€385k▲ 4.7%
2024 · €368k
2018: €409k
2019: €314k
2020: €278k
2021: €325k
2022: €311k
2023: €360k
2024: €368k
2018 → 2025
Total assets
€723k▲ 4.9%
2024 · €689k
2018: €595k
2019: €527k
2020: €649k
2021: €547k
2022: €541k
2023: €665k
2024: €689k
2018 → 2025
Net result
€17k▼ 38.6%
2024 · €28k
2018: €51k
2019: €40k
2020: €-36k
2021: €47k
2022: €8k
2023: €49k
2024: €28k
2018 → 2025
Working capital
€334k▲ 9.4%
2024 · €305k
2018: €304k
2019: €219k
2020: €186k
2021: €243k
2022: €235k
2023: €296k
2024: €305k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€325k-€311k▼ 4.3%€360k▲ 15.6%€368k▲ 2.3%€385k▲ 4.7%
Operating result€56k-€9k▼ 83.6%€56k▲ 510%€40k▼ 27.5%€22k▼ 46.5%
Net result€47k-€8k▼ 82.8%€49k▲ 497%€28k▼ 42.3%€17k▼ 38.6%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 46% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €723k
Fixed assets
€69k▼ 9.8%
Current assets
€654k▲ 6.8%
Equity and liabilities €723k
Equity
€385k▲ 4.7%
Debt
€338k▲ 5.2%
The debt ratio rises from 46.6% to 46.7%: debt grows faster than equity.
Key figures and ratios
EBITDA
€29k▼
2024 · €47k
Cash flow
€25k▼
2024 · €35k
Solvency
53.3%▼
2024 · 53.4%
Current ratio
2.04▲
2024 · 1.99
Quick ratio
2.04▲
2024 · 1.99
Debt / equity
0.88▲
2024 · 0.87
ROE
4.5%▼
2024 · 7.6%
ROA
2.4%▼
2024 · 4.1%
Interest coverage
39.25▲
2024 · 26.37
Debt
€338k▲
2024 · €321k
Debt ≤ 1 year
€320k▲
2024 · €307k
Income taxes
€9k▼
2024 · €13k
Staff costs
€47k▲
2024 · €45k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€689k€723k▲
Fixed assets21/28€77k€69k▼
Tangible fixed assets22/27€77k€69k▼
Land and buildings22€71k€65k▼
Furniture and vehicles24€6k€4k▼
Current assets29/58€613k€654k▲
Amounts receivable within one year40/41€16k€17k▲
Other amounts receivable41€16k€17k▲
Current investments50/53€100k€150k▲
Cash at bank and in hand54/58€321k€301k▼
Deferred charges and accrued income490/1€176k€187k▲
Equity and liabilities
Total equity and liabilities10/49€689k€723k▲
Equity10/15€368k€385k▲
Contributions10/11€81k€81k=
Reserves13€284k€301k▲
Distributable reserves133€284k€301k▲
Profit (loss) carried forward14€3k€3k=
Amounts payable17/49€321k€338k▲
Amounts payable within one year42/48€307k€320k▲
Trade debts44€2k€2k▼
Suppliers440/4€2k€2k▼
Advances received on contracts in progress46€290k€308k▲
Taxes, remuneration and social security45€11k€8k▼
Taxes450/3€4k€3k▼
Remuneration and social security454/9€7k€6k▼
Other amounts payable47/48€5k€2k▼
Accrued charges and deferred income492/3€14k€18k▲
Income statement
Code20242025
Remuneration, social security and pensions62€45k€47k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€8k▲
Other operating charges640/8€4k€8k▲
Gross operating margin9900€96k€83k▼
Operating profit (loss)9901€40k€22k▼
Financial income75/76B€2k€5k▲
Recurring financial income75€2k€5k▲
Financial charges65/66B€2k€741▼
Recurring financial charges65€2k€741▼
Profit (loss) for the period before taxes9903€41k€26k▼
Income taxes67/77€13k€9k▼
Profit (loss) for the period9904€28k€17k▼
Profit (loss) for the period to be appropriated9905€28k€17k▼
Appropriation of the result
Profit (loss) to be appropriated9906€31k€21k▼
Profit (loss) brought forward from the previous period14P€3k€3k=
Transfer from equity791/2€20k€0▼
Transfer to equity691/2€28k€17k▼
To other reserves6921€28k€17k▼
Profit to be distributed694/7€20k€0▼
Return on contributions (dividend)694€20k€0▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
23-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-05
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
22-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-10
Financial
Back to profitnet €47k
Net result €47k after one loss-making year.
31-05
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-10
Financial
Weakest financial yearnet €-36k ▼192%
Net result drops to €-36k, the lowest in the series; recovery starts the following year.
28-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
26-03
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
08-05
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
27-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Diksmuide · 1 establishment unit since 1992
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Generaal Baron Jacquesstraat(D) 488600 DiksmuideGround area
131 m²
Building footprint
125 m²
Volume, LiDAR
974 m³
2 parcels, Flanders · tallest building 11.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
ISIS REIZEN
since 19922.059.722.348
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 32003B0032/00G000 | Flanders | 91 m² | 1 · 91 m² | 10.4 m · 3 fl. |
| 32003B0068/00C000 | Flanders | 40 m² | 1 · 34 m² | 11.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
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Of 1,438 companies in sector 79110 we hold annual accounts for 880. 681 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-10-1992
Fiscal year end31-10
Activities, NACEBEL
79110Travel agency activities
55203Holiday cottages, homes and apartments
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.