Active BE 0834.165.950Private limited company

PENSERO

Sint-Elooistraat 18 ·9080 Lochristi, Belgium· 15 yrs active

Sector: Financial services (64210)

Conclusion Checked

The computed 12-month bankruptcy probability of PENSERO is 0.3% (very low). The company has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.

Key figures

Active	15 yrs
Locations	1
Publications	1

Bankruptcy probability (12 mo) Checked model v1 · free

0.3% Very low

0%0,5%1,5%4%10%≥25%

Lower-failure-rate sector −Long track record −

Statistical estimate based on public sources — not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 3 signals

Established

Founded in 2011 — 15 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.

Administratively compliant

No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags 0 events

No administrative flags

Financial overview10 NBB filings

Financials being processed

NBB has 10 filing(s) on record for this company — latest fiscal year 2025 (micro). The annual accounts are being processed.

Filings on record

Fiscal year	Type	Filed	Reference
30-09-2025	micro	30-04-2026	2026-00095389
30-09-2024	micro	26-04-2025	2025-00076642
30-09-2023	micro	29-04-2024	2024-00072587
30-09-2022	micro	27-04-2023	2023-00068283
30-09-2021	micro	28-03-2022	2022-08800316
30-09-2020	micro	29-04-2021	2021-13300575
30-09-2019	micro	27-04-2020	2020-10800600
30-09-2018	micro	29-04-2019	2019-11400557
30-09-2017	micro	27-04-2018	2018-11500018
30-09-2016	verkort	26-04-2017	2017-10200524

Legal Structure

NACE primary	Financial services(64210)
Legal form	Private limited company(610)
Incorporation	01-03-2011
Status	Active
Postal code	9080

Connections & network 1 connected companies

Group structure

MobilityPlus Finance

Subsidiary

→

Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.

Establishment units 1 location

PENSERO

Sint-Elooistraat 18, 9080 LochristiManagementsactiviteiten van holdings : tussenkomen in het dagelijks bestuur, vertegenwoordigen van bedrijven op grond van bezit van of controle over het maatschappelijk kapitaal, enz.

since 20112.197.328.528

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates — not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
44077B0266/00H000	Flanders	884 m²	1 · 164 m²	6.3 m · 2 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data — this is not proof of ownership.

Updates 11 events

A single timeline of everything that happened to this company — publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026

30-04-2026

NBB filing Annual accounts filed

fiscal year 2025 · micro

2025

26-04-2025

NBB filing Annual accounts filed

fiscal year 2024 · micro

2024

29-04-2024

NBB filing Annual accounts filed

fiscal year 2023 · micro

2023

30-10-2023

State Gazette act Director changes

Bart Hutsebaut

27-04-2023

NBB filing Annual accounts filed

fiscal year 2022 · micro

2022

28-03-2022

NBB filing Annual accounts filed

fiscal year 2021 · micro

2021

29-04-2021

NBB filing Annual accounts filed

fiscal year 2020 · micro

2020

27-04-2020

NBB filing Annual accounts filed

fiscal year 2019 · micro

2019

29-04-2019

NBB filing Annual accounts filed

fiscal year 2018 · micro

2018

27-04-2018

NBB filing Annual accounts filed

fiscal year 2017 · micro

2017

26-04-2017

NBB filing Annual accounts filed

fiscal year 2016 · verkort

Belgisch Staatsblad — acts 1 acts

All acts · 1 updated 2 years ago

2023

30-10-2023 Discharge granted to the board Director changes·Bart Hutsebaut

Notary: Bart Hutsebaut · Lokeren

Original publication ↗

Technical details

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      "evidence_quote": "De algemene vergadering verleent volledige en algehele kwijting aan de ontslagnemende bestuurder (vroeger genaamd zaakvoerder) voor de uitoefening van zijn mandaat.",
      "decharge_status": "granted",
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      "evidence_quote": "De vennootschap wordt bestuurd door \u00E9\u00E9n of meer bestuurders, natuurlijke personen of rechtspersonen, al dan niet aandeelhouder, benoemd met of zonder beperking van duur en die, indien zij worden benoemd in de statuten, de hoedanigheid van statutair bestuurder kunnen hebben.",
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      "evidence_quote": "De leden van het bestuursorgaan en de commissaris mogen op hun verzoek van die besluiten kennisnemen.",
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      "evidence_quote": "Indien de vennootschap maar \u00E9\u00E9n aandeelhouder telt, dan kan deze de bevoegdheden die aan de algemene vergadering zijn toegekend alleen uitoefenen.",
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      "effective_date": null,
      "evidence_quote": "De aanwending van de jaarlijkse nettowinst wordt bepaald door de algemene vergadering, op voorstel van het bestuursorgaan, waarbij elk aandeel recht geeft op een gelijk aandeel in de winstverdeling.",
      "decharge_status": null,
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    },
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      "reason": null,
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      "evidence_quote": "De vennootschap kan op elk moment worden ontbonden door beslissing van de algemene vergadering beslissende met inachtneming van de door het Wetboek van vennootschappen en verenigingen bepaalde vormvereisten, aanwezigheidsquorum en meerderheid.",
      "decharge_status": null,
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    {
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      "reason": null,
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      "via_org": null,
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      "compensated": null,
      "effective_date": null,
      "evidence_quote": "Behoudens in geval van vereffening en ontbinding in \u00E9\u00E9n akte, is/zijn bij ontbinding van de vennootschap, om welke reden en op welk ogenblik het ook zij, de bestuurder(s) in functie aangewezen als vereffenaar(s) krachtens deze statuten indien geen andere vereffenaar zou zijn benoemd, zonder afbreuk ",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
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    },
    {
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      "reason": null,
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      "via_org": null,
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      "compensated": null,
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      "evidence_quote": "De algemene vergadering heeft tevens volmacht gegeven aan de instrumenterende notaris om over te gaan tot het opmaken, ondertekenen en neerleggen op de griffie van de ondernemingsrechtbank van de geco\u00F6rdineerde tekst der statuten.",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
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    },
    {
      "kind": "board_snapshot",
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      "person": null,
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "De BV Vadecas en Partners, Land van Waaslaan 101 te 9040 Sint-Amandsberg, (RPR 0811.965.818) of elke andere door hem aangewezen persoon, of elke andere door hem aangewezen persoon, met mogelijkheid tot indeplaatsstelling, om alle administratieve handelingen en formaliteiten te vervullen met betrekki",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": "Bart Hutsebaut",
    "firm_city": null,
    "firm_name": null,
    "office_city": "Lokeren",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2023-10-30",
    "filing_date": "2023-10-26",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
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      "date": "2023-10-21",
      "unanimous": true
    }
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  "is_correction": false,
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    "kbo": "0834.165.950",
    "name_full": "PENSERO",
    "legal_form": "BV"
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    "org_name": "BV Vadecas en Partners",
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [
    "expeditie van het proces-verbaal",
    "verslag bestuursorgaan in toepassing van artikel 5:101 WVV",
    "geco\u00F6rdineerde statuten"
  ],
  "corrected_publication_numac": null
}

Credit advice verdict per customer and amount

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Company registry (CBE) Crossroads Bank

Activities

Holdings64200Activiteiten van holdings64210Handelsbemiddeling in machines, apparaten en werktuigen voor de industrie en in schepen en luchtvaartuigen46140Handelsbemiddeling in de groothandel in machines, apparaten en werktuigen voor de industrie en in schepen en luchtvaartuigen46140Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Adviesbureaus op het gebied van public relations en communicatie70210Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Activiteiten van adviesbureaus op het gebied van public relations en communicatie73300

Primary activity highlighted.

Names & trade names

Legal nameNL

PENSERO

Registered office

Sint-Elooistraat 18

9080 Lochristi, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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