Equity
PENOIT has made a profit without a break since 2014.
PENOIT has made a profit without a break since 2014.
The result rose in 2025 from €151,218 to €224,333.
In 2025, 2 people joined and 2 left.
Short-term debts fell from €209,313 to €130,214.
Eight of the last ten came late. The 2017 accounts came latest: 51 days after the end of the period.
Higher net result than 95% of companies in real estate. Sector median €5,854 · 19,790 companies.
In July 2024, 31,386 companies had the same profile as PENOIT has now. Each dot stands for 79 companies, two years later.
Another 0.1% stopped without a precise date, possibly only after those two years.
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 31,386 companies, not a prediction for PENOIT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| PENOIT Seraing | - | - | 87.9% | - |
| AIS Ourthe Vesdre Ambléve Aywaille | €1.5m | 6.7% | 54.0% | - |
| JEMAR & CO Maasmechelen | - | - | 43.2% | 6.2 |
| AGENCE IMMOBILIERE SOCIALE D'UCCLE Uccle | €2.1m | 3.3% | 17.5% | 8.9 |
| BAILLI MANAGEMENT Ixelles | - | - | 80.1% | - |
| AGENCE IMMOBILIERE SOCIALE EVEROISE HECTOR DENIS - EVERS SOCIAAL WONINGBUREAU HECTOR DENIS Evere | €2.6m | 6.1% | 12.7% | 8.8 |
| LOGEMENT SOCIAL GESTION DE LA REGION DE DINANT-PHILIPPEVILLE Dinant | - | - | 58.5% | - |
These companies have the same main activity as PENOIT: real estate agency activities (NACE 68310). They are comparable in size and age: total assets between €1m and €1.3m, founded between 1997 and 2003.
PENOIT files the micro format. That format states no turnover. The gross margin rose from €98,821 in 2006 to €705,042 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €1.7m. Estimated: probably between €1.0m and €2.1m.
Higher than 90% of 19,803 companies in 2025.
Higher than 90% of 18,977 companies in 2025.
Higher than 86% of 19,446 companies in 2025.
Net result: top quarter · Equity: top quarter · Balance sheet total: top quarter · Working capital: top quarter
Staff costs divided by the average number of full-time equivalents.
In 2025, 2 people joined and 2 left. Training hours in 2025: 4,953.
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Balance sheet: assets | |||||||||||||||||||||
20/58 |
1.1m | 1.0m | 979,594 | 907,468 | 808,687 | 686,572 | 580,950 | 430,933 | 353,666 | 311,758 | 271,472 | 211,384 | 214,047 | 232,290 | 301,503 | 247,542 | 295,687 | 450,737 | 329,632 | 265,223 | |
21/28 |
123,546 | 159,296 | 117,135 | 87,101 | 42,836 | 27,323 | 39,697 | 49,639 | 31,330 | 20,217 | 16,421 | 27,305 | 35,444 | 54,993 | 83,207 | 104,686 | 110,563 | 86,719 | 97,541 | 117,455 | |
21 |
14,207 | 11,693 | 16,709 | 21,725 | 10,427 | - | - | - | - | - | - | - | 296 | 592 | - | 17,500 | 35,000 | 52,500 | 70,000 | 87,500 | |
22/27 |
109,339 | 147,603 | 100,425 | 65,376 | 32,409 | 27,323 | 39,697 | 49,639 | 31,330 | 20,217 | 16,421 | 27,305 | 35,148 | 54,401 | 83,207 | 87,186 | 75,563 | 34,219 | 27,541 | 29,905 | |
23 |
21,533 | 27,968 | 31,914 | 22,853 | 28,374 | 26,369 | 29,117 | 29,435 | 22,751 | 11,487 | 12,171 | 18,930 | 28,217 | 29,100 | 32,232 | 37,958 | 28,294 | 27,325 | 10,438 | 13,262 | |
24 |
87,806 | 119,635 | 68,511 | 42,523 | 4,035 | 955 | 10,580 | 20,204 | 8,579 | 8,730 | 4,250 | 8,375 | 6,931 | 25,302 | 50,975 | 49,228 | 47,270 | 6,894 | 17,104 | 16,643 | |
28 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 50 | |
29/58 |
1.0m | 840,879 | 862,460 | 820,367 | 765,851 | 659,248 | 541,253 | 381,294 | 322,336 | 291,542 | 255,052 | 184,079 | 178,603 | 177,297 | 218,296 | 142,855 | 185,123 | 364,018 | 232,091 | 147,768 | |
40/41 |
79,138 | 96,256 | 94,020 | 184,068 | 74,989 | 76,980 | 82,275 | 53,763 | 48,356 | 44,438 | 36,908 | 38,590 | 54,760 | 55,904 | 74,121 | 39,880 | 109,828 | 84,015 | 59,481 | 76,629 | |
40 |
78,430 | 71,815 | 75,304 | 95,957 | 72,919 | 74,949 | 82,275 | 53,763 | 47,313 | 43,395 | 34,165 | 38,590 | 54,534 | 53,855 | 72,558 | 32,235 | 30,729 | 67,757 | 47,434 | 63,932 | |
41 |
708 | 24,441 | 18,716 | 88,112 | 2,070 | 2,030 | - | - | 1,043 | 1,043 | 2,744 | - | 225 | 2,049 | 1,563 | 7,645 | 79,099 | 16,258 | 12,047 | 12,697 | |
50/53 |
720,000 | 720,000 | 750,000 | 560,891 | 559,939 | 558,599 | 454,645 | 302,446 | 240,000 | 240,000 | 70,000 | 120,000 | 120,000 | 120,000 | 120,000 | 50,000 | 50,000 | 50,000 | 170,000 | - | |
54/58 |
206,977 | 12,666 | 11,930 | 69,489 | 128,471 | 21,235 | 3,503 | 22,911 | 31,834 | 6,236 | 147,357 | 23,649 | 2,314 | 34 | 22,646 | 52,014 | 24,794 | 229,500 | 2,328 | 70,857 | |
490/1 |
9,431 | 11,957 | 6,510 | 5,918 | 2,452 | 2,435 | 830 | 2,174 | 2,146 | 867 | 787 | 1,841 | 1,529 | 1,358 | 1,529 | 961 | 501 | 503 | 282 | 282 | |
| Balance sheet: equity and liabilities | |||||||||||||||||||||
10/49 |
1.1m | 1.0m | 979,594 | 907,468 | 808,687 | 686,572 | 580,950 | 430,933 | 353,666 | 311,758 | 271,472 | 211,384 | 214,047 | 232,290 | 301,503 | 247,542 | 295,687 | 450,737 | 329,632 | 265,223 | |
10/15 |
1.0m | 777,061 | 753,942 | 755,122 | 661,291 | 638,544 | 512,401 | 384,303 | 297,349 | 255,913 | 222,921 | 174,071 | 158,240 | 166,639 | 200,832 | 201,666 | 192,925 | 245,678 | 295,154 | 244,698 | |
10/11 |
12,500 | 12,500 | 12,500 | 12,500 | 12,500 | 12,500 | 12,500 | 12,500 | 12,500 | 12,500 | 12,500 | 12,500 | 12,500 | 12,500 | 12,500 | 12,500 | 12,500 | 12,500 | 12,500 | 12,500 | |
100 |
- | - | - | - | - | - | 20,000 | 20,000 | 20,000 | 20,000 | 20,000 | 20,000 | 20,000 | 20,000 | 20,000 | 20,000 | 20,000 | 20,000 | 20,000 | 20,000 | |
101 |
- | - | - | - | - | - | 7,500 | 7,500 | 7,500 | 7,500 | 7,500 | 7,500 | 7,500 | 7,500 | 7,500 | 7,500 | 7,500 | 7,500 | 7,500 | 7,500 | |
13 |
845,154 | 620,821 | 597,701 | 598,882 | 505,051 | 482,303 | 356,161 | 228,063 | 141,109 | 99,673 | 66,681 | 17,831 | 2,000 | 2,000 | 2,000 | 2,000 | 2,000 | 2,000 | 2,000 | 2,000 | |
130/1 |
2,000 | 2,000 | 2,000 | 2,000 | 2,000 | 2,000 | 354,161 | 226,063 | 139,109 | 97,673 | 64,681 | 15,831 | - | - | - | - | - | - | - | - | |
130 |
- | - | - | - | - | - | 2,000 | 2,000 | 2,000 | 2,000 | 2,000 | 2,000 | 2,000 | 2,000 | 2,000 | 2,000 | 2,000 | 2,000 | 2,000 | 2,000 | |
1311 |
2,000 | 2,000 | 2,000 | 2,000 | 2,000 | 2,000 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
1319 |
- | - | - | - | - | - | 354,161 | 226,063 | 139,109 | 97,673 | 64,681 | 15,831 | - | - | - | - | - | - | - | - | |
133 |
843,154 | 618,821 | 595,701 | 596,882 | 503,051 | 480,303 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
14 |
143,740 | 143,740 | 143,740 | 143,740 | 143,740 | 143,740 | 143,740 | 143,740 | 143,740 | 143,740 | 143,740 | 143,740 | 143,740 | 152,139 | 186,332 | 187,166 | 178,425 | 231,178 | 280,654 | 230,198 | |
17/49 |
137,698 | 223,114 | 225,653 | 152,346 | 147,396 | 48,028 | 68,548 | 46,630 | 56,317 | 55,845 | 48,551 | 37,313 | 55,806 | 65,651 | 100,671 | 45,875 | 102,762 | 205,059 | 34,478 | 20,526 | |
17 |
7,484 | 13,397 | 19,246 | 25,030 | - | - | - | - | - | - | - | - | - | 8,778 | 12,938 | 13,302 | - | - | 1,587 | - | |
170/4 |
7,484 | 13,397 | 19,246 | 25,030 | - | - | - | - | - | - | - | - | - | 8,778 | 12,938 | 13,302 | - | - | 1,587 | - | |
42/48 |
130,214 | 209,313 | 206,407 | 127,316 | 147,396 | 48,028 | 52,548 | 46,630 | 56,317 | 54,862 | 48,551 | 37,313 | 55,806 | 53,524 | 84,383 | 32,573 | 102,762 | 205,059 | 32,891 | 20,526 | |
42 |
5,913 | 5,848 | 6,287 | 5,721 | - | - | - | - | - | - | - | 301 | 8,778 | 12,077 | 19,827 | 5,223 | - | 1,587 | 6,205 | 4,292 | |
44 |
25,171 | 15,448 | 36,521 | 34,063 | 13,839 | 12,771 | 6,309 | 2,592 | 26,868 | 13,037 | 9,216 | 4,992 | 13,817 | 16,096 | 35,299 | 6,493 | 8,202 | 22,762 | 6,276 | 3,652 | |
440/4 |
25,171 | 15,448 | 36,521 | 34,063 | 13,839 | 12,771 | 6,309 | 2,592 | 26,868 | 13,037 | 9,216 | 4,992 | 13,817 | 16,096 | 35,299 | 6,493 | 8,202 | 22,762 | 6,276 | 3,652 | |
46 |
- | - | - | - | - | - | - | - | - | - | - | 2,900 | - | - | - | - | - | - | - | - | |
45 |
90,908 | 46,800 | 76,527 | 48,167 | 40,769 | 35,257 | 46,240 | 44,039 | 29,449 | 41,825 | 38,795 | 28,953 | 25,799 | 25,350 | 29,257 | 20,856 | 52,936 | 66,209 | 20,410 | 12,582 | |
450/3 |
52,929 | 18,489 | 29,220 | 23,986 | 18,146 | 19,792 | 28,497 | 26,329 | 6,584 | 18,104 | 24,642 | 19,077 | 7,603 | 8,670 | 5,032 | 4,205 | 34,170 | 51,972 | 8,957 | 6,000 | |
454/9 |
37,979 | 28,311 | 47,307 | 24,182 | 22,623 | 15,465 | 17,743 | 17,710 | 22,865 | 23,721 | 14,153 | 9,876 | 18,197 | 16,681 | 24,225 | 16,651 | 18,766 | 14,237 | 11,453 | 6,582 | |
47/48 |
8,221 | 141,216 | 87,073 | 39,364 | 92,789 | - | - | - | - | - | 541 | 167 | 7,413 | - | - | - | 41,624 | 114,501 | - | - | |
492/3 |
- | 403 | - | - | - | - | 16,000 | - | - | 983 | - | - | - | 3,350 | 3,350 | - | - | - | - | - | |
| Income statement | |||||||||||||||||||||
76A |
2,715 | - | - | 11,364 | 1,810 | - | - | 4,344 | - | - | - | - | 13,700 | - | 5,500 | 6,700 | - | - | - | 14,278 | |
9900 |
705,042 | 541,985 | 477,079 | 460,209 | 416,006 | 392,552 | 357,680 | 294,212 | 268,812 | 213,746 | 190,925 | 131,055 | 106,434 | 158,278 | 163,906 | 151,696 | 154,754 | 258,685 | 200,317 | 98,821 | |
62 |
309,141 | 313,546 | 321,013 | 246,099 | 236,191 | 196,882 | 144,644 | 147,973 | 184,880 | 148,159 | 113,577 | 91,585 | 95,650 | 151,753 | 113,887 | 97,858 | 111,110 | 94,621 | 69,885 | 46,326 | |
630 |
53,820 | 35,875 | 28,579 | 16,630 | 7,971 | 15,361 | 16,853 | 15,108 | 11,340 | 12,867 | 10,884 | 20,639 | 19,046 | 33,408 | 50,153 | 43,917 | 40,400 | 35,942 | 33,268 | 31,572 | |
640/8 |
2,753 | 3,936 | 3,600 | 4,022 | 3,296 | 2,999 | 4,692 | 5,316 | 3,821 | 3,739 | 3,627 | 2,754 | 11,944 | 6,780 | 3,331 | 4,282 | 8,022 | 1,684 | 3,547 | 2,716 | |
66A |
12,381 | - | - | - | - | - | - | 120 | - | - | 4,500 | - | 180 | 948 | - | - | - | 1,500 | 22,589 | - | |
9901 |
326,947 | 188,628 | 123,887 | 193,457 | 168,549 | 177,311 | 191,492 | 125,695 | 68,771 | 48,981 | 62,838 | 16,077 | -20,206 | -33,663 | -3,464 | 5,638 | -4,778 | 126,438 | 93,616 | 18,206 | |
75/76B |
9,601 | 31,036 | 353 | 980 | 1,340 | 3,954 | 2,221 | 2,501 | 10 | 4,037 | 16,925 | 2,104 | 1,578 | 1,716 | 57 | 37 | 1,421 | 5,166 | 334 | 152 | |
75 |
9,601 | 31,036 | 353 | 980 | 1,340 | 3,954 | 2,221 | 2,501 | 10 | 4,037 | 16,925 | 2,104 | 1,578 | 1,716 | 57 | 37 | 1,421 | 5,166 | 334 | 152 | |
65/66B |
1,764 | 550 | 1,033 | 755 | 342 | 1,052 | 803 | 541 | 441 | 630 | 132 | 551 | 2,688 | 829 | 1,080 | 813 | 427 | 613 | 1,368 | 738 | |
65 |
1,764 | 550 | 1,033 | 755 | 342 | 1,052 | 803 | 541 | 441 | 630 | 132 | 551 | 2,688 | 829 | 1,080 | 813 | 427 | 613 | 1,368 | 738 | |
9903 |
334,784 | 219,114 | 123,207 | 193,681 | 169,547 | 180,212 | 192,909 | 127,655 | 68,340 | 52,388 | 75,131 | 17,631 | -7,795 | -33,724 | 1,013 | 11,562 | -3,784 | 129,492 | 69,992 | 31,897 | |
67/77 |
110,451 | 67,895 | 37,434 | 58,414 | 49,127 | 54,070 | 64,810 | 40,702 | 26,903 | 19,396 | 26,281 | 1,800 | 603 | 470 | 1,847 | 2,820 | - | 44,261 | 19,536 | 7,388 | |
9904 |
224,333 | 151,218 | 85,773 | 135,267 | 120,420 | 126,142 | 128,099 | 86,954 | 41,436 | 32,992 | 48,850 | 15,831 | -8,398 | -34,193 | -834 | 8,742 | -3,784 | 85,231 | 50,456 | 24,509 | |
9905 |
224,333 | 151,218 | 85,773 | 135,267 | 120,420 | 126,142 | 128,099 | 86,954 | 41,436 | 32,992 | 48,850 | 15,831 | -8,398 | -34,193 | -834 | 8,742 | -3,784 | 85,231 | 50,456 | 24,509 | |
| Appropriation of the result | |||||||||||||||||||||
9906 |
368,073 | 294,959 | 229,513 | 279,007 | 264,161 | 269,882 | 271,839 | 230,694 | 185,176 | 176,732 | 192,590 | 159,571 | 143,740 | 152,139 | 186,332 | 187,166 | 227,394 | 365,885 | 280,654 | 230,198 | |
14P |
143,740 | 143,740 | 143,740 | 143,740 | 143,740 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
791/2 |
- | 128,099 | 86,954 | 41,436 | 97,673 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
691/2 |
224,333 | 151,218 | 85,773 | 135,267 | 120,420 | 126,142 | 128,099 | 86,954 | 41,436 | 32,992 | 48,850 | 15,831 | - | - | - | - | - | - | - | - | |
6921 |
224,333 | 151,218 | 85,773 | 135,267 | 120,420 | 126,142 | 128,099 | 86,954 | 41,436 | 32,992 | 48,850 | 15,831 | - | - | - | - | - | - | - | - | |
694/7 |
- | 128,099 | 86,954 | 41,436 | 97,673 | - | - | - | - | - | - | - | - | - | - | - | 48,969 | 134,707 | - | - | |
694 |
- | 128,099 | 86,954 | 41,436 | 97,673 | - | - | - | - | - | - | - | - | - | - | - | 48,969 | 134,707 | - | - | |
| Social balance sheet | |||||||||||||||||||||
9087 |
8.1 | 8.6 | 8.2 | 6 | 7.2 | 7.5 | 6.8 | 5.7 | 5.8 | 5.6 | 4.7 | 4.1 | 4 | 5.8 | 4.9 | 4.5 | 4.4 | 3.2 | 3.1 | 2.5 | |
Hours worked1013 |
11,340 | 10,608 | 10,637 | 7,958 | 9,847 | 9,861 | 8,838 | 7,222 | 8,188 | 8,218 | 6,442 | 5,172 | 5,792 | 8,770 | 6,690 | 6,506 | 7,306 | 5,184 | 3,861 | 3,087 | |
| Document | |||||||||||||||||||||
The accounts for 4 older financial years (2002-2005) were filed as documents without figures as data, scans for example.
The notes to these accounts have 10 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 30-07-2026.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 30-07-2026 | 2026-00356059 | |
| 31-12-2024 | micro format | 29-08-2025 | 2025-00434818 | |
| 31-12-2023 | micro format | 30-08-2024 | 2024-00405971 | |
| 31-12-2022 | micro format | 31-08-2023 | 2023-00390381 | |
| 31-12-2021 | micro format | 31-08-2022 | 2022-20371732 | |
| 31-12-2020 | micro format | 16-08-2021 | 2021-48600021 | |
| 31-12-2019 | micro format | 17-07-2020 | 2020-30800191 | |
| 31-12-2018 | micro format | 20-08-2019 | 2019-47400235 | |
| 31-12-2017 | micro format | 20-09-2018 | 2018-63500196 | |
| 31-12-2016 | micro format | 13-09-2017 | 2017-60600116 | |
| 31-12-2015 | full format | 30-08-2016 | 2016-49500520 | |
| 31-12-2014 | full format | 29-09-2015 | 2015-60400107 | |
| 31-12-2013 | full format | 28-08-2014 | 2014-48400573 | |
| 31-12-2012 | full format | 26-07-2013 | 2013-34700574 | |
| 31-12-2011 | full format | 31-10-2012 | 2012-62300483 | |
| 31-12-2010 | full format | 30-08-2011 | 2011-45800337 | |
| 31-12-2009 | full format | 29-09-2010 | 2010-55400575 | |
| 31-12-2008 | full format | 28-08-2009 | 2009-65200046 | |
| 31-12-2007 | full format | 29-08-2008 | 2008-64800329 | |
| 31-12-2006 | full format | 19-07-2007 | 2007-42100107 | |
| 31-12-2005 | full format | 30-08-2006 | 2006-74301658 | |
| 31-12-2004 | full format | 30-09-2005 | 2005-80801171 | |
| 31-12-2003 | full format | 28-07-2004 | 2004-53200700 | |
| 31-12-2002 | full format | 01-08-2003 | 2003-59402064 |
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 380,767 | 224,502 | 152,466 | 210,087 | 176,519 | 192,671 | 208,345 | 140,803 | 80,111 | 61,848 | 73,722 | 36,716 | -1,160 | -255 | 46,689 | 49,555 | 35,622 | 162,380 | 126,884 | 49,778 | ||
| 278,153 | 187,093 | 114,352 | 151,897 | 128,391 | 141,503 | 144,952 | 102,062 | 52,776 | 45,859 | 59,734 | 36,470 | 10,648 | -786 | 49,319 | 52,659 | 36,616 | 121,173 | 83,725 | 56,081 | ||
| 18,070 | 78,036 | 58,613 | 60,895 | 23,484 | 2,987 | 6,911 | 37,157 | 22,453 | 16,663 | 0 | 12,500 | 8,797 | 5,194 | 28,674 | 38,040 | 64,244 | 25,120 | 14,934 | 21,509 | ||
| 194,311 | 736 | -57,559 | -58,981 | 107,236 | 17,732 | -19,408 | -8,923 | 25,598 | -141,121 | 123,708 | 21,334 | 2,280 | -22,612 | -29,367 | 27,220 | -204,706 | 227,173 | -68,529 | - | ||
| 885,332 | 631,566 | 656,053 | 693,051 | 618,455 | 611,220 | 488,705 | 334,664 | 266,019 | 236,679 | 206,500 | 146,766 | 122,797 | 123,773 | 133,913 | 110,283 | 82,361 | 158,959 | 199,200 | 127,242 | ||
| 87.9% | 77.7% | 77.0% | 83.2% | 81.8% | 93.0% | 88.2% | 89.2% | 84.1% | 82.1% | 82.1% | 82.3% | 73.9% | 71.7% | 66.6% | 81.5% | 65.2% | 54.5% | 89.5% | 92.3% | ||
| 7.80 | 4.02 | 4.18 | 6.44 | 5.20 | 13.73 | 10.30 | 8.18 | 5.72 | 5.31 | 5.25 | 4.93 | 3.20 | 3.31 | 2.59 | 4.39 | 1.80 | 1.78 | 7.06 | 7.20 | ||
| 0.14 | 0.29 | 0.30 | 0.20 | 0.22 | 0.08 | 0.13 | 0.12 | 0.19 | 0.22 | 0.22 | 0.21 | 0.35 | 0.39 | 0.50 | 0.23 | 0.53 | 0.83 | 0.12 | 0.08 | ||
| 22.4% | 19.5% | 11.4% | 17.9% | 18.2% | 19.8% | 25.0% | 22.6% | 13.9% | 12.9% | 21.9% | 9.1% | -5.3% | -20.5% | -0.4% | 4.3% | -2.0% | 34.7% | 17.1% | 10.0% | ||
| 19.7% | 15.1% | 8.8% | 14.9% | 14.9% | 18.4% | 22.0% | 20.2% | 11.7% | 10.6% | 18.0% | 7.5% | -3.9% | -14.7% | -0.3% | 3.5% | -1.3% | 18.9% | 15.3% | 9.2% | ||
| over 100 | over 100 | over 100 | over 100 | over 100 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 31-12-2025 | 31-12-2024 | 31-12-2023 | 31-12-2022 | 31-12-2021 |
|---|---|---|---|---|---|
| Employees at the balance-sheet date | 9 | 9 | 12 | 7 | 7 |
| full-time | 6 | 6 | 8 | 5 | 4 |
| part-time | 3 | 3 | 4 | 2 | 3 |
| in full-time equivalents | 8.3 | 8.2 | 11 | 6.6 | 6.5 |
| 8.1 | 8.6 | 8.2 | 6 | 7.2 | |
| On a permanent contract | 5 | 6 | 6 | 5 | 6 |
| Joined | 2 | 7 | 7 | 5 | 1 |
| Left | 2 | 10 | 2 | 5 | 3 |
| Training hours | 4,953 | 2,855 | 2,624 | - | - |
Source: social balance sheet in the 2021 to 2025 annual accounts
| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Tangible fixed assets | €9,141 | €78,036 | €58,613 | €46,425 | €12,873 |
| Intangible fixed assets | €8,929 | - | - | €14,469 | €10,611 |
| €53,820 | €35,875 | €28,579 | €16,630 | €7,971 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
The operating result for 2025 is 73% higher than in 2024 and the highest since 2006. It is the second rise in a row, after the fall in 2023.
Debt's share of the balance-sheet total falls from 22.3% to 12.1%. Equity is higher and debt is lower.
PENOIT has no parent and no holdings in its annual accounts. is the only director. PENOIT shares no director with another company.
| Fernandez-Vicente, Mélanie (sole trader)
establishment since 01-10-2024 |
founded in 2024 1012.605.467 |
Deadline for the 2026 accounts: 31-07-2027
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
| Establishment | Since | Unit number |
|---|---|---|
| FINAPRO registered office Place Merlot 6, 4100 Seraing | 20-01-2003 | 2.115.229.807 |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 62354C0032/00P002 | 249 m² | 1 · 110 m² | 10.2 m · 3 |
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