Financials
- Fiscal year
- 2025
- Total assets
- €135,086
- Profit
- €45,356
- Solvency
- 37.3%
PEGGYLOR
ActiveSummary
The computed 12-month bankruptcy probability of PEGGYLOR is 3.0% (moderate). The 2025 annual accounts show equity of €50,356 and a net result of €45,356. Its solvency ranks better than 58% of 4286 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Full-service restaurants
NACE 56111Full-service restaurants NACE 56101Contract catering and other food service activities NACE 56220
1 site
Size
€135,086total assets 2025
- Equity
- €50,356
- Profit
- €45,356
Turnover not published (abridged schema)
Structure
Accounts filed 145 d late0 of 2 deeds read
Why 53- Latest accounts 145 days late; 1 of the last 3 late- Sector Food and beverage service activities (NACE 56)- Founded in 2024+ Liquidity: current ratio 1.41, cash €60,993Show the evidence
Checked score
Score 2025
53
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 74% of its sector peers (NACE 56, micro)
Performance against the sector, not lower risk
Financial strength
Strong
Solvency
62
equity 37.3% of total assets
Liquidity
67
short-term debt 62.7% · cash 45.2%
Profitability
100
return on assets 33.6%
Bankruptcy probability, 12 months
3.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
08-2025: 3.9%
09-2025: 4.0%▲ +2.3% vs 08-2025
10-2025: 4.4%▲ +9.6% vs 09-2025
11-2025: 4.6%▲ +3.3% vs 10-2025
12-2025: 4.9%▲ +7.1% vs 11-2025
01-2026: 4.9%● 0.0% vs 12-2025
02-2026: 5.3%▲ +8.9% vs 01-2026
03-2026: 5.3%▼ -0.5% vs 02-2026
04-2026: 5.2%▼ -2.7% vs 03-2026
05-2026: 5.1%▼ -0.2% vs 04-2026
06-2026: 5.6%▲ +8.6% vs 05-2026
07-2026: 5.6%● 0.0% vs 06-2026
08-2026: 5.6%▲ +0.3% vs 07-2026highest value
09-2026: 5.6%● 0.0% vs 08-2026highest value
10-2026: 3.0%▼ -47.2% vs 09-2026lowest value
- Latest accounts 145 days late; 1 of the last 3 late raises the probability
- Sector Food and beverage service activities (NACE 56) raises the probability
- Founded in 2024 raises the probability for this profile
- Liquidity: current ratio 1.41, cash €60,993 lowers the probability
Credit up to €2,500 at 30 days only on tighter terms
Liquidity tight (current ratio 1.41; short-term debt: 62.7% and cash: 45.2% of total assets), and 62.7% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 56, micro). Better than this share of them on solvency 57%, liquidity 71%, profitability 93%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · Filed more than 90 days late
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 22-09-2026, 145 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 1 filingDeviation from the deadline
2025
145 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · abbreviated…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
- 22-09-2026Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Full-service restaurantsNACE 56111
- Founded
- 04-07-2024
- Year ends
- 30-09
- Peppol
- Reachable for e-invoices
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