Surf en Bite

Active

Private limited companyfounded 2024active for 2 yearsVeurnekeiweg(Wul) 5, 8670 Koksijde, BelgiumKBO/BCE: BE 1013.066.416

Summary

The computed 12-month bankruptcy probability of Surf en Bite is 3.1% (moderate). The 2025 annual accounts show equity of €34,627 and a net result of €34,627. Its solvency ranks better than 45% of 16,816 sector peers (NACE 56, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow Report Compare

Surf en BiteActiveChecked score 52/100

Risk analysis Report Compare

Activity

Full-service restaurants

NACE 56111

1 site

Size

€144,797total assets 2025

Equity: €34,627
Profit: €34,627

Turnover not published (micro format)

Financial health

52 Fair Checked score 2025

Bankruptcy probabilitywithin 12 months: 3.1%

Structure

Board: 4 members

2025 accounts 30 days early

Why 52raises riskFounded in 2024Sector: Food and beverage service activities (NACE 56)Size: total assets €144,797lowers riskLiquidity: current ratio 1.02, cash €50,594Show the evidence

Checked score

Score 2025

52 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 67% of its sector peers (NACE 56, micro)

Every signal that counts is listed under Signals.

Financial strength

Strong

Solvency 49

equity 23.9% of total assets

Liquidity 67

short-term debt 52.0% · cash 34.9%

Profitability 99

return on assets 23.9%

Bankruptcy probability, 12 months

3.1% Moderate

0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,756 companies, NACE 56, micro)

Last 24 months 10-2025: 3.9% 11-2025: 4.0%▲ +0.1 percentage points vs 10-2025 12-2025: 4.4%▲ +0.4 percentage points vs 11-2025 01-2026: 4.6%▲ +0.2 percentage points vs 12-2025 02-2026: 4.9%▲ +0.3 percentage points vs 01-2026 03-2026: 4.9%● unchanged vs 02-2026 04-2026: 5.3%▲ +0.4 percentage points vs 03-2026highest value 05-2026: 5.3%● unchanged vs 04-2026 06-2026: 5.1%▼ -0.2 percentage points vs 05-2026 07-2026: 5.1%● unchanged vs 06-2026 08-2026: 3.1%▼ -2.0 percentage points vs 07-2026lowest value 09-2026: 3.1%● unchanged vs 08-2026lowest value 10-2026: 3.1%● unchanged vs 09-2026lowest value

Credit of up to €1,500 on 30-day terms is acceptable

Liquidity tight (current ratio 1.02, below the usual 1.5; short-term debt: 52% and cash: 34.9% of total assets), and 76.1% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro): better than 45% on solvency, 72% on liquidity and 85% on profitability.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises riskneutral

Founded in 2024

Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.

KBO

Sector: Food and beverage service activities (NACE 56)

KBO

Size: total assets €144,797

Companies of this size fail more often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Liquidity: current ratio 1.02, cash €50,594

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.

NBB · 1 filing

Deviation from the deadline

2025

30 days early

← before the deadline after the deadline →

Searched, nothing found (1)

No strike-offs in the KBO publications

Searched since incorporation in 2024.

KBO publications · our coverage

28-07-2026 Registered officeRegistered-office move
01-07-2026 Annual accounts filedfinancial year 2025 · micro…
04-09-2024 IncorporationAppointments: DE SMEDT Sebastien, BRIGOU…

Key points

Positive: Among the best 17% on net resultsector median €4,889 · 16,794 companies €34,627 View
Board4 directors in office 4 View
Total assets 2025first financial year filed €144,797 View

By topic

Financials

Financial year: 2025
Total assets: €144,797
Profit: €34,627
Solvency: 23.9%

Go to Financials

Board & ownership

Board: 4 members

BRIGOU Nana Dina Herman Liza CorneliaDirector
DE SMEDT KimsyDirector
DE SMEDT SebastienDirector
DELSOIR Sasha JensDirector

Go to Board & ownership

Timeline

Events: 3
Since: 2024

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Full-service restaurantsNACE 56111
Founded: 02-09-2024
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 19

Annual meeting: Fourth Friday of June at 18:00
Purpose: “Het verwerven van participaties in eender welke vorm in alle bestaande of op te richten…” (deed in Dutch)

Go to Articles of association

Key facts about Surf en Bite

What is the company number of Surf en Bite?: 1013.066.416. In Belgium the VAT number is the company number with BE in front: BE 1013.066.416.
Where is Surf en Bite based?: The registered office is at Veurnekeiweg(Wul) 5, 8670 Koksijde.Company details
What does Surf en Bite do?: According to the KBO register, the main activity is full-service restaurants (NACE 56111).
What is the legal form of Surf en Bite?: Private limited company (BV).
When was Surf en Bite founded?: On 02-09-2024.
Is Surf en Bite still active?: Yes, Surf en Bite is an active enterprise in the KBO register.
What is the turnover of Surf en Bite?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is Surf en Bite profitable?: In financial year 2025, Surf en Bite made a profit of €34,627.
Where can I find the annual accounts of Surf en Bite?: Surf en Bite filed 1 annual account with the National Bank of Belgium, for financial year 2025.