PEETERS PRO-jects
ActiveThe computed 12-month bankruptcy probability of PEETERS PRO-jects is 2.0% (moderate). The 2025 annual accounts show equity of €30k and a net result of €10k. Equity is shrinking by ~7.9% per year across the filed fiscal years. Its solvency ranks better than 17% of 7318 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+100
Solvency6▲+2
Growth32=
Stability94
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity short (current ratio 0.43 against 0.31 in 2024), and 91.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
8.8%
Return on assets
2.9%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 7318 sector peers (2025).
NBB · sector comparisonPosition among 7318 sector peers
Solvency
better than 17%
← weakest
strongest →
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
22232425
2022 to 2025 · latest year €30k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
9 d early
2024
28 d early
2023
23 d early
2022
21 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€30k▲ 48.8%
2024 · €20k
2022: €34k
2023: €23k
2024: €20k
2022 → 2025
Total assets
€344k▲ 7.8%
2024 · €319k
2022: €93k
2023: €75k
2024: €319k
2022 → 2025
Net result
€10k
2024 · €-2k
2022: €34k
2023: €-11k
2024: €-2k
2022 → 2025
Working capital
€-78k▼ 1.9%
2024 · €-77k
2022: €-13k
2023: €-20k
2024: €-77k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€34k-€23k▼ 31.6%€20k▼ 12.1%€30k▲ 48.8%
Operating result€42k-€-10k€3k€21k▲ 711%
Net result€34k-€-11k€-2k▲ 82.0%€10k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 711% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €344k
Fixed assets
€286k▲ 0.3%
Current assets
€58k▲ 70.8%
Equity and liabilities €344k
Equity
€30k▲ 48.8%
Debt
€313k▲ 5.0%
The debt ratio falls from 93.6% to 91.2%: equity grows faster than debt.
Key figures and ratios
EBITDA
€50k▲
2024 · €26k
Cash flow
€39k▲
2024 · €22k
Solvency
8.8%▲
2024 · 6.4%
Current ratio
0.43▲
2024 · 0.31
Quick ratio
0.30▲
2024 · 0.16
Debt / equity
10.34▼
2024 · 14.66
ROE
32.8%▲
2024 · -9.5%
ROA
2.9%▲
2024 · -0.6%
Interest coverage
5.75▼
2024 · 6.32
Debt
€313k▲
2024 · €299k
Debt ≤ 1 year
€136k▲
2024 · €111k
Debt > 1 year
€177k▼
2024 · €188k
Income taxes
€2k▲
2024 · €282
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€319k€344k▲
Fixed assets21/28€285k€286k▲
Tangible fixed assets22/27€284k€285k▲
Land and buildings22€251k€240k▼
Plant, machinery and equipment23€17k€25k▲
Furniture and vehicles24€6k€15k▲
Leasing and similar rights25€11k€5k▼
Financial fixed assets28€590€330▼
Current assets29/58€34k€58k▲
Stocks and contracts in progress3€17k€17k▲
Stocks30/36€17k€12k▼
Contracts in progress37-€4k
Amounts receivable within one year40/41€12k€39k▲
Trade receivables40€3k€38k▲
Other amounts receivable41€10k€1k▼
Cash at bank and in hand54/58€5k€2k▼
Equity and liabilities
Total equity and liabilities10/49€319k€344k▲
Equity10/15€20k€30k▲
Contributions10/11€1k€1k=
Reserves13€19k€29k▲
Distributable reserves133€19k€29k▲
Amounts payable17/49€299k€313k▲
Amounts payable after more than one year17€188k€177k▼
Financial debts170/4€188k€177k▼
Amounts payable within one year42/48€111k€136k▲
Current portion of amounts payable after more than one year42€12k€11k▼
Trade debts44€17k€40k▲
Suppliers440/4€17k€40k▲
Taxes, remuneration and social security45€2k€3k▲
Taxes450/3€2k€3k▲
Other amounts payable47/48€79k€82k▲
Income statement
Code20242025
Non-recurring operating income76A€0€0▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24k€29k▲
Other operating charges640/8€883€1k▲
Non-recurring operating charges66A-€400
Gross operating margin9900€27k€51k▲
Operating profit (loss)9901€3k€21k▲
Financial charges65/66B€4k€9k▲
Recurring financial charges65€4k€9k▲
Non-recurring financial charges66B€1€0▼
Profit (loss) for the period before taxes9903€-2k€12k▲
Income taxes67/77€282€2k▲
Profit (loss) for the period9904€-2k€10k▲
Profit (loss) for the period to be appropriated9905€-2k€10k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-2k€10k▲
Transfer from equity791/2€3k-
Transfer to equity691/2-€10k
To other reserves6921-€10k
Profit to be distributed694/7€859-
Return on contributions (dividend)694€859-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €10k
Net result €10k after 2 loss-making years.
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-11k ▼132%
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
10-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heist-op-den-Berg · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Baeske Broeckstraat 402221 Heist-op-den-BergGround area
707 m²
Building footprint
110 m²
Parcel 12006D0312/00H002, Flanders. Linked by address, not a title deed.
1 establishment unit
Baeske Broeckstraat 40, 2221 Heist-op-den-Berg
since 20212.324.203.043
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12006D0312/00H002 | Flanders | 707 m² | 1 · 110 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BOIGELOT CONSTRUCTION
BE 0845.105.768
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BE 1000.574.992
Gent · Eq €30k
Verhelst Building
BE 0694.528.017
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PROJET LAB
BE 0628.457.753
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Les Entreprises SECULIER
BE 0445.145.965
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Of 29,535 companies in sector 41001 we hold annual accounts for 15,871. 12,300 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-10-2021
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43120Site preparation
43910Bricklaying and masonry work
43994Specialised construction activities
47522Retail trade
47523Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.