AFEB IMMO
Open bankruptcyA bankruptcy procedure is open for AFEB IMMO according to publications in the Belgian State Gazette; curator: LOLA HENNIXDAL. The 2024 annual accounts show negative equity (€-55k) and a net result of €-85k.
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
2021222324
2020 to 2024 · latest year €-55k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 21-10-2025, 82 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
82 d late
2023
30 d late
2022
6 d early
2021
29 d late
2020
30 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€-55k
2023 · €30k
2020: €14k
2021: €25k
2022: €29k
2023: €30k
2020 → 2024
Total assets
€221k▲ 25.1%
2023 · €176k
2020: €127k
2021: €428k
2022: €342k
2023: €176k
2020 → 2024
Net result
€-85k
2023 · €1k
2020: €-1k
2021: €11k
2022: €4k
2023: €1k
2020 → 2024
Working capital
€3k▼ 95.5%
2023 · €75k
2020: €6k
2021: €8k
2022: €9k
2023: €75k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€14k-€25k▲ 77.4%€29k▲ 18.2%€30k▲ 4.2%€-55k
Operating result€-630-€16k€9k▼ 43.1%€8k▼ 12.1%€-70k
Net result€-1k-€11k€4k▼ 58.4%€1k▼ 72.8%€-85k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €70k after €8k in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €221k
Fixed assets
€45k▼ 18.2%
Current assets
€176k▲ 44.5%
Key figures and ratios
EBITDA
€-57k▼
2023 · €18k
Cash flow
€-72k▼
2023 · €11k
Solvency
-24.8%▼
2023 · 17.2%
Current ratio
1.02▼
2023 · 2.60
Quick ratio
1.02▼
2023 · 1.10
Debt / equity
-5.03▼
2023 · 4.82
ROA
-38.5%▼
2023 · 0.7%
Interest coverage
-4.01▼
2023 · 2.59
Debt
€275k▲
2023 · €146k
Debt ≤ 1 year
€173k▲
2023 · €47k
Debt > 1 year
€103k▲
2023 · €99k
Income taxes
€794
Staff costs
€59k▼
2023 · €84k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€176k€221k▲
Fixed assets21/28€55k€45k▼
Tangible fixed assets22/27€53k€41k▼
Plant, machinery and equipment23€4k€3k▼
Furniture and vehicles24€49k€38k▼
Financial fixed assets28€2k€4k▲
Current assets29/58€122k€176k▲
Stocks and contracts in progress3€71k€0▼
Stocks30/36€71k€0▼
Amounts receivable within one year40/41€43k€169k▲
Trade receivables40€43k€160k▲
Other amounts receivable41-€9k
Cash at bank and in hand54/58€8k€7k▼
Deferred charges and accrued income490/1€1k€326▼
Equity and liabilities
Total equity and liabilities10/49€176k€221k▲
Equity10/15€30k€-55k▼
Contributions10/11€15k€15k=
Outside capital11€15k-
Other1109/19€15k-
Reserves13€15k€0▼
Distributable reserves133€15k€0▼
Profit (loss) carried forward14-€-70k
Amounts payable17/49€146k€275k▲
Amounts payable after more than one year17€99k€103k▲
Financial debts170/4€99k€103k▲
Amounts payable within one year42/48€47k€173k▲
Current portion of amounts payable after more than one year42€10k€17k▲
Trade debts44€30k€108k▲
Suppliers440/4€30k€108k▲
Taxes, remuneration and social security45€604€22k▲
Taxes450/3-€20k
Remuneration and social security454/9€604€2k▲
Other amounts payable47/48€7k€26k▲
Income statement
Code20232024
Non-recurring operating income76A€2€5k▲
Remuneration, social security and pensions62€84k€59k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€13k▲
Other operating charges640/8€4k€2k▼
Non-recurring operating charges66A€1k€0▼
Gross operating margin9900€107k€5k▼
Operating profit (loss)9901€8k€-70k▼
Financial charges65/66B€7k€14k▲
Recurring financial charges65€7k€14k▲
Profit (loss) for the period before taxes9903€1k€-84k▼
Income taxes67/77-€794
Profit (loss) for the period9904€1k€-85k▼
Profit (loss) for the period to be appropriated9905€1k€-85k▼
Appropriation of the result
Profit (loss) to be appropriated9906€1k€-85k▼
Transfer from equity791/2-€15k
Transfer to equity691/2€1k€0▼
To the legal reserve6920-€0
To other reserves6921€1k-
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
19-08
Bankruptcy
Opening
Tribunal de l’entreprise du Hainaut, division Mons · AFEB IMMO SRL RUE DES CANA- DIENS 2A/3, 7110 STREPY-BRACQUEGNIES · event 11-08-2026
2025
21-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 82 days late
2024
31-12
Financial
Weakest financial yearnet €-85k ▼7104%
Net result drops to €-85k, the lowest in the series.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Liquidity triplescurrent ratio 2.60
Current ratio from 1.03 to 2.60; short-term debt falls from €313k to €47k.
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-12
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, La Louvière · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Canadiens(S-B) 2A7110 La LouvièreGround area
1,071 m²
Building footprint
197 m²
Volume, LiDAR
1,355 m³
2 parcels, Wallonia · tallest building 11.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Résidence Clé des Champs(S-B) 48, 7110 La Louvière
since 20202.297.190.721
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55042B0321/00V002 | Wallonia | 538 m² | 1 · 138 m² | 7.9 m · 2 fl. |
| 55042B0438/00B007 | Wallonia | 533 m² | 1 · 59 m² | 11.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | LOLA HENNIXDAL RUE DU PARC 69, 7100 LA
LOUVIERE- .
Date provisoire de cessation de paiement : 11/08/2026 |
11-08-2026 → present |
Similar companies · same sector, comparable size
PEETERS PRO-jects
BE 0776.614.464
Heist-op-den-Berg · Eq €30k
BORNIK BUILDING COMPANY
BE 1000.574.992
Gent · Eq €30k
Verhelst Building
BE 0694.528.017
Wielsbeke · Eq €30k
PROJET LAB
BE 0628.457.753
Dison · Eq €30k
BOIGELOT CONSTRUCTION
BE 0845.105.768
Héron · Eq €30k
Of 29,803 companies in sector 41001 we hold annual accounts for 16,040. 12,443 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-01-2020
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
41003General construction of other non-residential buildings
42911Civil engineering
43110Demolition
43230Insulation installation
43291Specialised construction activities
43910Bricklaying and masonry work
43994Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.