Peeters - Lambrechts
ActivePeeters - Lambrechts has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €611k and a net result of €15k. Equity remains stable across the filed fiscal years (±1.9% per year). Its solvency ranks better than 41% of 7930 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
77
/ 100
Excellent▲ +45 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability12▲+12
Solvency67▲+9
Growth58▲+26
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity tight (current ratio 1.48 against 1.4 in 2024), and 64% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
36%
Return on assets
0.9%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-06-2026, 50 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
50 d early
2024
29 d early
2023
5 d early
2022
4 d early
2021
41 d early
2020
4 d early
2019
66 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€611k▲ 2.5%
2024 · €596k
2018: €678k
2019: €680k
2020: €674k
2021: €657k
2022: €606k
2023: €607k
2024: €596k
2018 → 2025
Total assets
€1.70M▼ 10.0%
2024 · €1.89M
2018: €1.69M
2019: €1.69M
2020: €1.77M
2021: €2.02M
2022: €1.88M
2023: €1.87M
2024: €1.89M
2018 → 2025
Net result
€15k
2024 · €-3k
2018: €4k
2019: €2k
2020: €-6k
2021: €20k
2022: €29k
2023: €14k
2024: €-3k
2018 → 2025
Working capital
€522k▲ 2.6%
2024 · €509k
2018: €561k
2019: €585k
2020: €592k
2021: €577k
2022: €532k
2023: €518k
2024: €509k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€657k-€606k▼ 7.7%€607k▲ 0.2%€596k▼ 1.9%€611k▲ 2.5%
Operating result€53k-€63k▲ 18.4%€60k▼ 3.4%€59k▼ 2.0%€58k▼ 2.4%
Net result€20k-€29k▲ 41.1%€14k▼ 49.2%€-3k€15k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 2% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.70M
Fixed assets
€93k▼ 13.2%
Current assets
€1.60M▼ 9.8%
Equity and liabilities €1.70M
Equity
€611k▲ 2.5%
Debt
€1.09M▼ 15.8%
The debt ratio falls from 68.4% to 64.0%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€78k▲
2024 · €77k
Cash flow
€35k▲
2024 · €15k
Solvency
36.0%▲
2024 · 31.6%
Current ratio
1.48▲
2024 · 1.40
Quick ratio
1.04▲
2024 · 0.97
Debt / equity
1.78▼
2024 · 2.16
ROE
2.4%▲
2024 · -0.5%
ROA
0.9%▲
2024 · -0.2%
Interest coverage
1.53▲
2024 · 1.25
Debt
€1.09M▼
2024 · €1.29M
Debt ≤ 1 year
€1.08M▼
2024 · €1.27M
Debt > 1 year
€4k▼
2024 · €20k
Income taxes
€9k▲
2024 · €6k
Staff costs
€333k▼
2024 · €505k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.89M€1.70M▼
Fixed assets21/28€107k€93k▼
Intangible fixed assets21€2k€643▼
Tangible fixed assets22/27€76k€63k▼
Land and buildings22€22k€20k▼
Plant, machinery and equipment23€24k€23k▼
Furniture and vehicles24€30k€21k▼
Financial fixed assets28€29k€29k=
Current assets29/58€1.78M€1.60M▼
Amounts receivable after more than one year29€5k€5k=
Other amounts receivable291€5k€5k=
Stocks and contracts in progress3€544k€475k▼
Stocks30/36€544k€475k▼
Amounts receivable within one year40/41€1.08M€958k▼
Trade receivables40€1.05M€931k▼
Other amounts receivable41€33k€27k▼
Current investments50/53€42k€12k▼
Cash at bank and in hand54/58€73k€119k▲
Deferred charges and accrued income490/1€36k€35k▼
Equity and liabilities
Total equity and liabilities10/49€1.89M€1.70M▼
Equity10/15€596k€611k▲
Contributions10/11€29k€29k=
Reserves13€567k€582k▲
Distributable reserves133€567k€582k▲
Profit (loss) carried forward14-€0
Amounts payable17/49€1.29M€1.09M▼
Amounts payable after more than one year17€20k€4k▼
Financial debts170/4€20k€4k▼
Amounts payable within one year42/48€1.27M€1.08M▼
Financial debts43€570k€599k▲
Credit institutions430/8€570k€599k▲
Trade debts44€511k€399k▼
Suppliers440/4€511k€399k▼
Taxes, remuneration and social security45€141k€40k▼
Taxes450/3€87k€35k▼
Remuneration and social security454/9€55k€5k▼
Other amounts payable47/48€48k€44k▼
Income statement
Code20242025
Non-recurring operating income76A-€5k
Remuneration, social security and pensions62€505k€333k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€20k▲
Other operating charges640/8€11k€11k▲
Gross operating margin9900€594k€422k▼
Operating profit (loss)9901€59k€58k▼
Financial income75/76B€6k€17k▲
Recurring financial income75€6k€17k▲
Financial charges65/66B€62k€51k▼
Recurring financial charges65€62k€51k▼
Profit (loss) for the period before taxes9903€3k€24k▲
Income taxes67/77€6k€9k▲
Profit (loss) for the period9904€-3k€15k▲
Profit (loss) for the period to be appropriated9905€-3k€15k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-3k€15k▲
Transfer from equity791/2€11k€0▼
Transfer to equity691/2-€15k
To other reserves6921-€15k
Profit to be distributed694/7€8k€0▼
Return on contributions (dividend)694€8k€0▼
Social balance
Average headcount (FTE)90876.03.4▼
The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Back to profitnet €15k
Net result €15k after one loss-making year.
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Highest result since 2018net €29k ▲41.1%
Operating result €63k, net result €29k, both a record.
20-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Back to profitnet €20k
Net result €20k after one loss-making year.
27-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Weakest financial yearnet €-6k ▼380%
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
05-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 66 days late
2019
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
26-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
03-10-2025
Albert Peeters: Resigned as Director
03-10-2025
Liesbeth Rottiers: Resigned as Director
01-07-2020
Peeters Raf: Resigned as Director
Location & real-estate footprint
Registered office, Bornem · 1 establishment unit since 1990
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pedro Colomalaan(BOR) 32880 BornemGround area
2,937 m²
Building footprint
1,089 m²
Volume, LiDAR
4,748 m³
Parcel 12007C0194/00E000, Flanders · tallest building 5.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Pedro Colomalaan(BOR) 3, 2880 Bornem
since 19902.047.715.926
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12007C0194/00E000 | Flanders | 2,937 m² | 1 · 1,089 m² | 5.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
1 connected companyNetwork connections
Shared address
→
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 270 EUR awarded · 270 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 270 EUR | 270 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Federal government
2023 · 1 entry · 687 EUR in total| Year | Department | Transactions | Amount |
|---|---|---|---|
| 2023 | FOD Binnenlandse Zaken | 1 | 687 EUR |
Budget allocations
Investeringsbijdrage aan de hulpverleningszones voor allerhande investeringsuitgaven met betrekking tot de risico's van zware ongevallen
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Of 1,312 companies in sector 46423 we hold annual accounts for 813. 510 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-03-1990
Fiscal year end31-12
Trade name NL
PL - Safety
Activities, NACEBEL
46423Wholesale of clothing, excluding workwear and underwear
46649Wholesale of other machinery and equipment
51421
51872
41003General construction of other non-residential buildings
43320Joinery installation
43410Roofing work
43994Specialised construction activities
47512Retail sale of household textiles and bedding
52410
Sources
Crossroads Bank for EnterprisesNational Bank · 36 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.