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ACCENTO

Active
Private limited companyfounded 200124 yrs activeMaasstraat 65-67, 2060 Antwerpen, BelgiumKBO/BCE: BE 0476.117.471
Summary

ACCENTO has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €626,917 and a net result of €83,990. Equity is shrinking by ~4% per year across the filed fiscal years. Its solvency ranks better than 79% of 9138 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Activity
Wholesale of clothing, excluding workwear and underwear
NACE 46423NACE 51421
1 site
Size
€848,029total assets 2025
Staff
4.5 FTE
Equity
€626,917
Profit
€83,990
Turnover not published (abridged schema)
Financial health
95 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Structure
Parent
IMAGINE L · 100%
Holdings
1
Accounts filed 11 d late0 of 6 deeds read
Why 95+ Founded in 2001+ Equity €626,917 (73.9% of total assets)+ Liquidity: current ratio 2.14, cash €123,825+ Figures for FY 2025 (filed 12-02-2026)Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Better than 60% of its sector peers (NACE 46, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 99-1
equity 73.9% of total assets
Liquidity 58+1
short-term debt 26.1% · cash 14.6%
Profitability 31+31
return on assets 9.9%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,775 companies)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%▼ -6.8% vs 11-2024 01-2025: 1.2%▲ +813% vs 12-2024 02-2025: 1.2%● 0.0% vs 01-2025 03-2025: 1.2%● 0.0% vs 02-2025 04-2025: 1.2%● 0.0% vs 03-2025 05-2025: 1.2%● 0.0% vs 04-2025 06-2025: 1.2%● 0.0% vs 05-2025 07-2025: 1.2%● 0.0% vs 06-2025 08-2025: 1.2%● 0.0% vs 07-2025 09-2025: 1.2%● 0.0% vs 08-2025 10-2025: 1.4%▲ +10.6% vs 09-2025 11-2025: 1.4%▲ +0.9% vs 10-2025highest value 12-2025: 0.5%▼ -62.1% vs 11-2025 01-2026: 0.6%▲ +21.1% vs 12-2025 02-2026: 0.9%▲ +39.9% vs 01-2026 03-2026: 0.1%▼ -92.2% vs 02-2026 04-2026: 0.1%● 0.0% vs 03-2026 05-2026: 0.1%● 0.0% vs 04-2026 06-2026: 0.1%● 0.0% vs 05-2026 07-2026: 0.1%● 0.0% vs 06-2026 08-2026: 0.1%● 0.0% vs 07-2026 09-2026: 0.1%▼ -1.4% vs 08-2026lowest value 10-2026: 0.1%▲ +10.3% vs 09-2026
  • Founded in 2001 lowers the probability for this profile
  • Equity €626,917 (73.9% of total assets) lowers the probability
  • Liquidity: current ratio 2.14, cash €123,825 lowers the probability
  • Figures for FY 2025 (filed 12-02-2026) lowers the probability
Credit up to €55,000 at 30 days acceptable
Liquidity ample (current ratio 2.14 against 1.81 in 2024; short-term debt: 26.1% and cash: 14.6% of total assets), and 26.1% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 46, micro). Better than this share of them on solvency 78%, liquidity 64%, profitability 26%, growth against the median 71%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Founded in 2001
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Equity €626,917 (73.9% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Liquidity: current ratio 2.14, cash €123,825
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Figures for FY 2025 (filed 12-02-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 11-02-2026, 11 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
11 d late
2024
45 d early
2023
22 d early
2022
4 d early
2021
11 d early
2020
25 d early
2019
39 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 19 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 20 January (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close03-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Back to profitnet €83,990
  3. Annual accounts filedfiscal year 2024 · abbreviated…

Key points

  • Positive: Back in profit in 2025after -€179,571 in 2024 €83,990 View
  • Controlled by IMAGINE Lknown shareholders 100% 100% View
  • Total assets 20256 fiscal years filed €848,029 View

By topic

Financials

Fiscal year
2025
Total assets
€848,029
Profit
€83,990
Solvency
73.9%
Total assets▲ 16.6%
Net result
20192025
Go to Financials

Timeline

Events
15
Since
2017
Next accounts
by 31-01-2027
  1. 11-02-2026Annual accounts filed
  2. 30-06-2025Back to profit
  3. 17-12-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Wholesale of clothing, excluding workwear and underwearNACE 46423
Founded
20-11-2001
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

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