PEETERMANS
ActiveSummary
PEETERMANS has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €279k and a net result of €39k. Equity is growing by ~25.2% per year across the filed fiscal years. Its solvency ranks better than 95% of 9517 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability71=
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €22k at 30 days acceptable
Liquidity ample (current ratio 41.09 against 43.96 in 2023; short-term debt: 2.4% and cash: 4.4% of total assets), and 2.4% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
97.6%
Return on assets
13.5%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 07-10-2025, 68 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
68 d late
2023
28 d early
2022
29 d late
2021
338 d late
2020
283 d late
2019
12 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
History
Financials · fiscal year 2024, micro schema
Equity
€279k▲ 16.1%
2023 · €240k
Total assets
€286k▲ 16.2%
2023 · €246k
Net result
€39k▲ 16.1%
2023 · €33k
Working capital
€279k▲ 16.1%
2023 · €240k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€404€2k▲ 514%€50k▲ 1,912%€55k▲ 10.9%€51k▼ 8.2%
Net result€3k€5k▲ 74.2%€42k▲ 688%€33k▼ 20.2%€39k▲ 16.1%
Equity€160k€165k▲ 3.3%€207k▲ 25.2%€240k▲ 16.1%€279k▲ 16.1%
Total assets€173k▲ 1,955%€178k▲ 2.8%€221k▲ 24.5%€246k▲ 11.0%€286k▲ 16.2%
Debt€13k▼ 21.8%€12k▼ 3.3%€14k▲ 15.6%€6k▼ 61.2%€7k▲ 24.4%
Working capital€160k€165k▲ 3.3%€207k▲ 25.2%€240k▲ 16.1%€279k▲ 16.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 8% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €286k
Equity
€279k ▲ 16.1%
Debt
€7k ▲ 24.4%
Debt's share of the balance-sheet total rises from 2.3% to 2.4%. Equity and debt are higher.
Key figures and ratios
Current ratio
41.09▼
2023 · 43.96
Debt to equity
0.02▲
2023 · 0.02
ROE
13.8%=
2023 · 13.8%
ROA
13.5%▼
2023 · 13.5%
Debt ≤ 1 year
€7k▲
2023 · €6k
Income taxes
€14k▼
2023 · €22k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Other operating charges640/8 | €1k | €358 | €2k | €4k | €456 | ▼ 89.2% |
| Gross operating margin9900 | €2k | €3k | €52k | €60k | €51k | ▼ 13.9% |
| Operating profit (loss)9901 | €404 | €2k | €50k | €55k | €51k | ▼ 8.2% |
| Financial income75/76B | €4k | €3k | €134 | €600 | €2k | ▲ 258% |
| Recurring financial income75 | €4k | €3k | €134 | €600 | €2k | ▲ 258% |
| Financial charges65/66B | €344 | €88 | €457 | €538 | €154 | ▼ 71.3% |
| Recurring financial charges65 | €344 | €88 | €457 | €538 | €154 | ▼ 71.3% |
| Profit (loss) for the period before taxes9903 | €4k | €5k | €50k | €55k | €53k | ▼ 4.7% |
| Income taxes67/77 | €1k | - | €8k | €22k | €14k | ▼ 35.7% |
| Profit (loss) for the period9904 | €3k | €5k | €42k | €33k | €39k | ▲ 16.1% |
| Profit (loss) for the period to be appropriated9905 | €3k | €5k | €42k | €33k | €39k | ▲ 16.1% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €173k | €178k | €221k | €246k | €286k | ▲ 16.2% |
| Current assets29/58 | €173k | €178k | €221k | €246k | €286k | ▲ 16.2% |
| Amounts receivable after more than one year29 | - | - | - | - | €5k | - |
| Trade receivables290 | - | - | - | - | €5k | - |
| Amounts receivable within one year40/41 | €3k | €820 | €44k | €42k | €31k | ▼ 26.4% |
| Trade receivables40 | €3k | - | €41k | €32k | €21k | ▼ 35.6% |
| Other amounts receivable41 | - | €820 | €3k | €10k | €10k | ▲ 3.1% |
| Current investments50/53 | €170k | €167k | €172k | €197k | €236k | ▲ 20.1% |
| Cash at bank and in hand54/58 | €225 | €10k | €5k | €6k | €13k | ▲ 95.4% |
| Deferred charges and accrued income490/1 | - | - | €180 | €310 | €771 | ▲ 149% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €173k | €178k | €221k | €246k | €286k | ▲ 16.2% |
| Equity10/15 | €160k | €165k | €207k | €240k | €279k | ▲ 16.1% |
| Contributions10/11 | €184k | €184k | €184k | €184k | €184k | = |
| Reserves13 | €2k | €2k | €23k | €56k | €56k | = |
| Non-distributable reserves130/1 | €2k | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | €2k | €2k | €2k | €2k | €2k | = |
| Distributable reserves133 | - | - | €21k | €54k | €54k | = |
| Profit (loss) carried forward14 | €-26k | €-20k | €263 | €267 | €39k | ▲ 14,417% |
| Amounts payable17/49 | €13k | €12k | €14k | €6k | €7k | ▲ 24.4% |
| Amounts payable within one year42/48 | €13k | €12k | €14k | €6k | €7k | ▲ 24.4% |
| Trade debts44 | €38 | €282 | €409 | €423 | €517 | ▲ 22.0% |
| Suppliers440/4 | €38 | €282 | €409 | €423 | €517 | ▲ 22.0% |
| Taxes, remuneration and social security45 | €3k | €3k | €7k | €3k | €5k | ▲ 48.7% |
| Taxes450/3 | €251 | €377 | €4k | €445 | €2k | ▲ 363% |
| Remuneration and social security454/9 | €3k | €3k | €3k | €3k | €3k | = |
| Other amounts payable47/48 | €10k | €9k | €7k | €2k | €1k | ▼ 18.8% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €3k | €5k | €42k | €33k | €39k | ▲ 16.1% |
| Operating cash flow (approximation) | €3k | €5k | €42k | €33k | €39k | ▲ 16.1% |
| Change in cash | - | €10k | €-5k | €1k | €6k | ▲ 486% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
2025
07-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 68 days late
2024
03-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity triplescurrent ratio 43.96
Current ratio from 15.37 to 43.96; short-term debt falls from €14k to €6k.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
04-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 338 days late
2022
31-12
Financial
Highest result since 2018net €42k ▲688%
Net result €42k, the highest in the series.
31-12
Financial
Equity above €200kEq €207k ▲25.2%
3 profitable years in a row build equity to €207k.
10-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 283 days late
2020
31-12
Financial
Back to profitnet €3k
Net result €3k after 2 loss-making years.
31-12
Financial
Liquidity times 26current ratio 13.41
Current ratio from 0.51 to 13.41; short-term debt falls from €16k to €13k.
31-12
Financial
Equity above €150kEq €160k
Equity rises from €-8k to €160k.
12-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 12 days late
Show earlier events
2019
31-12
Financial
Weakest financial yearnet €-5k
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
26-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 118 days late
2018
20-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 20 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 28 days late
2016
29-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2010
Ground area
877 m²
Building footprint
143 m²
Volume, LiDAR
901 m³
2 parcels, Flanders · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Peetermans
since 20102.189.997.803
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24038B0099/00Z000 | Flanders | 552 m² | 1 · 74 m² | 7.2 m · 2 fl. |
| 24038B0099/00W000 | Flanders | 325 m² | 1 · 69 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 2 entries · 116 EUR awarded · 116 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 68 EUR | 68 EUR |
| 2022 | 1 | 48 EUR | 48 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Legal Entity Identifier
8945004H7521L4GNZL42
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Of 24,515 companies in sector 82990 we hold annual accounts for 9,408. 6,609 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded01-03-2010
Fiscal year end31-12
Activities, NACEBEL 2025
82990Other business support services
82100Office administrative and support services
Contact
E-mail
ludo.peetermans@yahoo.esLeuven
Phone
0487/87.07.34Leuven
Scores and ratios are computed by Checked and are not a credit decision.