PEER STUDIO
ActivePEER STUDIO has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €134k and a net result of €30k. Equity is growing by ~33.6% per year across the filed fiscal years. Its solvency ranks better than 58% of 17964 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
86
/ 100
Excellent▼ -3 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency82▲+15
Growth78=
Stability100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 1.73 against 1.45 in 2024), but 56.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
43.4%
Return on assets
9.7%
Age of the figures
8 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-06-2026, 50 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
50 d early
2024
14 d early
2023
31 d early
2022
30 d late
2021
8 d late
2020
9 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€134k▲ 23.0%
2024 · €109k
2020: €4k
2021: €4k
2022: €59k
2023: €96k
2024: €109k
2020 → 2025
Total assets
€308k▲ 3.8%
2024 · €297k
2020: €184k
2021: €260k
2022: €238k
2023: €232k
2024: €297k
2020 → 2025
Net result
€30k▼ 36.2%
2024 · €47k
2020: €9k
2021: €72k
2022: €74k
2023: €37k
2024: €47k
2020 → 2025
Working capital
€65k▲ 56.5%
2024 · €41k
2020: €-26k
2021: €-42k
2022: €-2k
2023: €38k
2024: €41k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€4k-€59k▲ 1,224%€96k▲ 63.3%€109k▲ 13.1%€134k▲ 23.0%
Operating result€98k-€111k▲ 13.3%€54k▼ 51.4%€65k▲ 21.3%€42k▼ 35.7%
Net result€72k-€74k▲ 2.7%€37k▼ 49.9%€47k▲ 26.3%€30k▼ 36.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 36% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €308k
Fixed assets
€155k▼ 5.8%
Current assets
€153k▲ 15.8%
Equity and liabilities €308k
Equity
€134k▲ 23.0%
Debt
€174k▼ 7.2%
The debt ratio falls from 63.4% to 56.6%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€60k▼
2024 · €80k
Cash flow
€48k▼
2024 · €62k
Solvency
43.4%▲
2024 · 36.6%
Current ratio
1.73▲
2024 · 1.45
Quick ratio
1.59▲
2024 · 1.31
Debt / equity
1.30▼
2024 · 1.73
ROE
22.4%▼
2024 · 43.3%
ROA
9.7%▼
2024 · 15.8%
Interest coverage
21.47▼
2024 · 48.75
Debt
€174k▼
2024 · €188k
Debt ≤ 1 year
€89k▼
2024 · €91k
Debt > 1 year
€86k▼
2024 · €97k
Income taxes
€11k▼
2024 · €17k
Staff costs
€62k▲
2024 · €29k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€297k€308k▲
Fixed assets21/28€164k€155k▼
Intangible fixed assets21€0-
Tangible fixed assets22/27€164k€155k▼
Land and buildings22€119k€115k▼
Plant, machinery and equipment23€21k€21k▼
Furniture and vehicles24€24k€19k▼
Current assets29/58€132k€153k▲
Stocks and contracts in progress3€13k€12k▼
Stocks30/36€13k€12k▼
Amounts receivable within one year40/41€1k€13k▲
Trade receivables40-€13k
Other amounts receivable41€1k€5▼
Current investments50/53-€136
Cash at bank and in hand54/58€118k€128k▲
Equity and liabilities
Total equity and liabilities10/49€297k€308k▲
Equity10/15€109k€134k▲
Contributions10/11€1k€1k=
Reserves13€108k€133k▲
Distributable reserves133€108k€133k▲
Amounts payable17/49€188k€174k▼
Amounts payable after more than one year17€97k€86k▼
Financial debts170/4€97k€86k▼
Amounts payable within one year42/48€91k€89k▼
Current portion of amounts payable after more than one year42€12k€11k▼
Trade debts44-€6k
Suppliers440/4-€6k
Advances received on contracts in progress46€4k-
Taxes, remuneration and social security45€40k€37k▼
Taxes450/3€32k€27k▼
Remuneration and social security454/9€8k€10k▲
Other amounts payable47/48€35k€34k▼
Income statement
Code20242025
Remuneration, social security and pensions62€29k€62k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€18k▲
Other operating charges640/8€3k€3k▲
Gross operating margin9900€112k€126k▲
Operating profit (loss)9901€65k€42k▼
Financial income75/76B-€2k
Recurring financial income75-€2k
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€64k€41k▼
Income taxes67/77€17k€11k▼
Profit (loss) for the period9904€47k€30k▼
Profit (loss) for the period to be appropriated9905€47k€30k▼
Appropriation of the result
Profit (loss) to be appropriated9906€47k€30k▼
Transfer to equity691/2€13k€25k▲
To other reserves6921€13k€25k▲
Profit to be distributed694/7€34k€5k▼
Directors or managers695€29k-
Other beneficiaries697€5k€5k=
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €100kEq €109k ▲13.1%
5 profitable years in a row build equity to €109k.
30-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Highest result since 2020net €74k ▲2.7%
Operating result €111k, net result €74k, both a record.
08-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 8 days late
2021
22-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Halle · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Rochusstraat 971500 HalleGround area
123 m²
Building footprint
123 m²
Volume, LiDAR
1,131 m³
Parcel 23413H0112/00R000, Flanders · tallest building 12.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
PEER STUDIO
since 20182.272.148.685
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23413H0112/00R000 | Flanders | 123 m² | 1 · 123 m² | 12.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
S.I.M.
BE 0451.685.052
Sint-Jans-Molenbeek · Eq €134k
P&G Consulting
BE 0816.731.189
Ternat · Eq €134k
1wAVe
BE 0646.779.073
Marchin · Eq €133k
BESIDE SOFT
BE 0826.242.238
Virton · Eq €134k
PROTECTSYS
BE 0652.978.957
Anderlecht · Eq €133k
Of 3,210 companies in sector 47400 we hold annual accounts for 1,795. 1,419 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-01-2018
Fiscal year end31-12
Activities, NACEBEL
47400Retail sale of information and communication equipment
47410Retail trade
74209Other photographic activities
62010Computer programming, consultancy and related activities
62100Computer programming
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.