PEEMA CONSTRUCT
ActiveFrom the official registers: KBO 6 annual accounts at the National Bank publications in the Belgian Official Gazette
Summary
PEEMA CONSTRUCT has been active since 2019 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€28) and a net result of €5,998. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 20% of 17,119 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Overview
Overview
Official details
KBO- Status
- Active since 06-11-2019 Normal situation
- Activity
- Development of residential building projects NACE 68121and 1 other
- Establishment unit
- 2.296.881.113 2310 Rijkevorsel, since 06-11-2019
- Financial year end
- 31 December
- Peppol
- Reachable since 30-06-2025
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.2%
- Gross margin
- €6,773
- ▲ 100%
- Turnover
- ≈ €28,000
- estimated
- Profit
- €5,998
- ▲ 94.8%
- Equity
- -€28
- ▲ 99.5%
- Total assets
- €5,952
- ▼ 56.5%
Score breakdownraises riskCapped at 59: negative equityNegative equity -€28lowers riskSector: Real estate activities (NACE 68)Liquidity: current ratio 1.00, cash €5,952Size: total assets €5,952Show the evidence
Checked score
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 19% of them on solvency, 49% on liquidity, 95% on profitability and 91% on growth.
The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 6 accounts on average 33 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, micro format
Annual accounts 2025 filed on 29-05-2026 PDF all 6 filings
2021 to 2025, 5 financial years 2020 to 2025, 6 financial years
The operating result for 2025 is 92% higher than in 2024. It is the third rise in a row, after the fall in 2022.
Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.
Assets, equity and debt per financial year.
Above zero, the company can pay its short-term debts with what it holds in the short term.
The EBIT margin is the share of each euro of turnover left from operations. The return on assets is what the assets earn.
The higher the solvency, the better the company absorbs a setback.
A ratio above 1 means the short-term assets cover the short-term debts.
Use the arrow keys on the chart for the figures per year.
The sector band is the middle half of the companies in Real estate activities (NACE 68). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio and return on assets (ROA).
Comparable companies
These companies have the same main activity as PEEMA CONSTRUCT: development of residential building projects (NACE 68121). They are comparable in size and age: total assets between €2,490 and €11,000, founded between 2020 and 2022.
| Company | Founded | Total assets | Equity | Gross margin | Net result | Financial year |
|---|---|---|---|---|---|---|
| PEEMA CONSTRUCT Rijkevorsel | 2019 | €5,952 | -€28 | €6,773 | €5,998 | 2025 |
| MARIMMO VASTGOED Kasterlee | 2020 | €2,489 | -€19,334 | €8,315 | €7,564 | 2025 |
| DBB IMMO Geraardsbergen | 2020 | €11,001 | €5,139 | €4,391 | €2,387 | 2024 |
| Alpha-Co Overijse | 2021 | €7,679 | €7,679 | €2,281 | -€798 | 2025 |
| Modernelec Walcourt | 2022 | €4,551 | -€4,096 | €2,775 | €1,311 | 2025 |
| RABO Hoogstraten | 2022 | €6,004 | -€3,130 | €3,399 | -€841 | 2025 |
| Jinthian Mechelen | 2021 | €5,984 | -€2,756 | -€599 | -€1,654 | 2025 |
They were chosen from the 7,757 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity
Companies with the same profile, two years later
Historical observationIn July 2024, 2,180 companies had the same profile as PEEMA CONSTRUCT has now. Two years later, 4.8% had gone bankrupt and 88.8% were still going.
- Micro
- 5 to 10 years old
- negative equity
- a profit of 5% of the balance sheet or more
Another 0.6% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of PEEMA CONSTRUCT itself is lower: 0.2% within 12 months. It rests on far more data about PEEMA CONSTRUCT than the profile alone.
Test of the method
The method was tested on the 497,445 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,180 companies, not a prediction for PEEMA CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|
| Other operating charges640/8 | - | - | €500 | €543 | €180 | €620 | ▲ 244% |
| Gross operating margin9900 | -€39,982 | €88,050 | -€40,471 | €109 | €3,382 | €6,773 | ▲ 100% |
| Operating profit (loss)9901 | -€39,982 | €88,050 | -€40,970 | -€434 | €3,202 | €6,153 | ▲ 92.2% |
| Financial income75/76B | - | - | - | €0 | €0 | - | - |
| Recurring financial income75 | - | - | - | €0 | €0 | - | - |
| Financial charges65/66B | - | €1,808 | €12,711 | €4,998 | €122 | €155 | ▲ 26.9% |
| Recurring financial charges65 | €1 | €1,808 | €12,711 | €4,998 | €122 | €155 | ▲ 26.9% |
| Profit (loss) for the period before taxes9903 | -€39,983 | €86,242 | -€53,681 | -€5,432 | €3,080 | €5,998 | ▲ 94.8% |
| Income taxes67/77 | - | €16,251 | - | - | - | - | - |
| Profit (loss) for the period9904 | -€39,983 | €69,991 | -€53,681 | -€5,432 | €3,080 | €5,998 | ▲ 94.8% |
| Profit (loss) for the period to be appropriated9905 | -€39,983 | €69,991 | -€53,681 | -€5,432 | €3,080 | €5,998 | ▲ 94.8% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|
| Assets | |||||||
| Total assets20/58 | €15,017 | €113,393 | €280,852 | €67,819 | €13,673 | €5,952 | ▼ 56.5% |
| Fixed assets21/28 | - | €6,716 | - | - | - | - | - |
| Financial fixed assets28 | - | €6,716 | - | - | - | - | - |
| Current assets29/58 | €15,017 | €106,677 | €280,852 | €67,819 | €13,673 | €5,952 | ▼ 56.5% |
| Stocks and contracts in progress3 | - | - | €139,433 | - | - | - | - |
| Contracts in progress37 | - | - | €139,433 | - | - | - | - |
| Amounts receivable within one year40/41 | €5,519 | €9,225 | €66,311 | €10,890 | €11,011 | €0 | ▼ 100% |
| Trade receivables40 | - | - | €39,839 | €10,890 | €11,011 | €0 | ▼ 100% |
| Other amounts receivable41 | - | €9,225 | €26,471 | - | - | - | - |
| Cash at bank and in hand54/58 | €9,497 | €96,298 | €75,108 | €56,929 | €2,662 | €5,952 | ▲ 124% |
| Deferred charges and accrued income490/1 | - | €1,153 | - | - | - | - | - |
| Equity and liabilities | |||||||
| Total equity and liabilities10/49 | €15,017 | €113,393 | €280,852 | €67,819 | €13,673 | €5,952 | ▼ 56.5% |
| Equity10/15 | -€4,983 | €50,008 | -€3,673 | -€9,106 | -€6,026 | -€28 | ▲ 99.5% |
| Contributions10/11 | - | €20,000 | €20,000 | €20,000 | €20,000 | €20,000 | = |
| Reserves13 | - | €69,991 | €69,991 | €69,991 | €69,991 | €69,991 | = |
| Distributable reserves133 | - | €69,991 | €69,991 | €69,991 | €69,991 | €69,991 | = |
| Profit (loss) carried forward14 | -€39,983 | -€39,983 | -€93,665 | -€99,097 | -€96,017 | -€90,019 | ▲ 6.2% |
| Amounts payable17/49 | €20,000 | €63,385 | €284,525 | €76,925 | €19,699 | €5,980 | ▼ 69.6% |
| Amounts payable within one year42/48 | €20,000 | €63,385 | €284,525 | €76,925 | €19,699 | €5,980 | ▼ 69.6% |
| Trade debts44 | - | €10,134 | €51,274 | €2,659 | €0 | - | - |
| Suppliers440/4 | - | €10,134 | €51,274 | €2,659 | €0 | - | - |
| Taxes, remuneration and social security45 | - | €6,251 | €6,251 | €57,266 | €3,699 | €3,980 | ▲ 7.6% |
| Taxes450/3 | - | €6,251 | €6,251 | €57,266 | €1,721 | €2,001 | ▲ 16.3% |
| Remuneration and social security454/9 | - | - | - | - | €1,978 | €1,978 | = |
| Other amounts payable47/48 | - | €47,000 | €227,000 | €17,000 | €16,000 | €2,000 | ▼ 87.5% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€39,983 | €69,991 | -€53,681 | -€5,432 | €3,080 | €5,998 | ▲ 94.8% |
| Operating cash flow (approximation) | -€39,983 | €69,991 | -€53,681 | -€5,432 | €3,080 | €5,998 | ▲ 94.8% |
| Change in cash | - | €86,801 | -€21,190 | -€18,179 | -€54,267 | €3,290 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Filings with the National Bank (6)
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 29-05-2026 | 2026-00126577 | |
| 31-12-2024 | abbreviated format | 03-07-2025 | 2025-00232855 | |
| 31-12-2023 | abbreviated format | 18-07-2024 | 2024-00265733 | |
| 31-12-2022 | abbreviated format | 03-07-2023 | 2023-00200201 | |
| 31-12-2021 | abbreviated format | 27-06-2022 | 2022-20102211 | |
| 31-12-2020 | micro format | 01-07-2021 | 2021-29600076 |
Board & ownership
Directors
Owners and capital
Owners
Network & group
PEEMA CONSTRUCT shares no director with another company.
Connections & network
1 current directorThe network starts from the directors of PEEMA CONSTRUCT. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
18-07
Gazette deed
Registered officeRegistered-office move2 points ▸
- General meeting, 24-06-2024
- Registered-office move, Kievitsheide 71B - 2310 Rijkevorsel
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0737.444.082
Financial year and general meeting
Accounts at the NBBEnvironmental permits
Source: Omgevingsloket Vlaanderen.
Sites & property
1 establishment unit
Buildings and parcels at the addresses
2 parcels
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 13502D0100/00R000 | Flanders | 1.7 ha | - | - |
| 13502D0103/00K008 | Flanders | 1,064 m² | 1 · 91 m² | 9.7 m · 2 |