PEEMA CONSTRUCT
ActivePEEMA CONSTRUCT has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-28) and a net result of €6k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 20% of 14009 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Negative equity caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+6
Solvency25▲+25
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 1.0 against 0.69 in 2024; short-term debt: 100.5% and cash: 100% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-0.5%
Return on assets
100.8%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 14009 sector peers (2025).
NBB · sector comparisonPosition among 14009 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-05-2026, 63 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
63 d early
2024
28 d early
2023
13 d early
2022
28 d early
2021
34 d early
2020
30 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-28▲ 99.5%
2024 · €-6k
2020: €-5k
2021: €50k
2022: €-4k
2023: €-9k
2024: €-6k
2020 → 2025
Total assets
€6k▼ 56.5%
2024 · €14k
2020: €15k
2021: €113k
2022: €281k
2023: €68k
2024: €14k
2020 → 2025
Net result
€6k▲ 94.8%
2024 · €3k
2020: €-40k
2021: €70k
2022: €-54k
2023: €-5k
2024: €3k
2020 → 2025
Working capital
€-28▲ 99.5%
2024 · €-6k
2020: €-5k
2021: €43k
2022: €-4k
2023: €-9k
2024: €-6k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€50k-€-4k€-9k▼ 148%€-6k▲ 33.8%€-28▲ 99.5%
Operating result€88k-€-41k€-434▲ 98.9%€3k€6k▲ 92.2%
Net result€70k-€-54k€-5k▲ 89.9%€3k€6k▲ 94.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 92% above 2024.
Key figures and ratios
Solvency
-0.5%▲
2024 · -44.1%
Current ratio
1.00▲
2024 · 0.69
Quick ratio
1.00▲
2024 · 0.69
ROA
100.8%▲
2024 · 22.5%
Debt
€6k▼
2024 · €20k
Debt ≤ 1 year
€6k▼
2024 · €20k
Equity ratios withheld: equity of €-28 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€14k€6k▼
Current assets29/58€14k€6k▼
Amounts receivable within one year40/41€11k€0▼
Trade receivables40€11k€0▼
Cash at bank and in hand54/58€3k€6k▲
Equity and liabilities
Total equity and liabilities10/49€14k€6k▼
Equity10/15€-6k€-28▲
Contributions10/11€20k€20k=
Reserves13€70k€70k=
Distributable reserves133€70k€70k=
Profit (loss) carried forward14€-96k€-90k▲
Amounts payable17/49€20k€6k▼
Amounts payable within one year42/48€20k€6k▼
Trade debts44€0-
Suppliers440/4€0-
Taxes, remuneration and social security45€4k€4k▲
Taxes450/3€2k€2k▲
Remuneration and social security454/9€2k€2k=
Other amounts payable47/48€16k€2k▼
Income statement
Code20242025
Other operating charges640/8€180€620▲
Gross operating margin9900€3k€7k▲
Operating profit (loss)9901€3k€6k▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€122€155▲
Recurring financial charges65€122€155▲
Profit (loss) for the period before taxes9903€3k€6k▲
Profit (loss) for the period9904€3k€6k▲
Profit (loss) for the period to be appropriated9905€3k€6k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-96k€-90k▲
Profit (loss) brought forward from the previous period14P€-99k€-96k▲
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Back to profitnet €3k
Net result €3k after 2 loss-making years.
18-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Weakest financial yearnet €-54k ▼177%
Net result drops to €-54k, the lowest in the series; recovery starts the following year.
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Back to profitnet €70k
Net result €70k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 1.68
Current ratio from 0.75 to 1.68.
01-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rijkevorsel · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kievitsheide 712310 RijkevorselGround area
1.8 ha
Building footprint
91 m²
Volume, LiDAR
662 m³
2 parcels, Flanders · tallest building 9.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PEEMA CONSTRUCT
since 20192.296.881.113
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13502D0100/00R000 | Flanders | 1.7 ha | - | - |
| 13502D0103/00K008 | Flanders | 1,064 m² | 1 · 91 m² | 9.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,697 companies in sector 68121 we hold annual accounts for 7,382. 5,013 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-11-2019
Fiscal year end31-12
Activities, NACEBEL
68121Development of residential building projects
68122Development of non-residential building projects
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.