PEDRO POLLEY
ActivePEDRO POLLEY has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €22k and a net result of €4k. Equity is shrinking by ~11% per year across the filed fiscal years. Its solvency ranks better than 21% of 27676 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
55
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability64▼-3
Solvency45▼-1
Growth58=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.09 against 0.98 in 2024; short-term debt: 48% and cash: 2.1% of total assets), and 80.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
19.7%
Return on assets
3.3%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 27676 sector peers (2025).
NBB · sector comparisonPosition among 27676 sector peers
Solvency
better than 21%
← weakest
strongest →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €22k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-06-2026, 59 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
59 d early
2024
24 d early
2023
37 d early
2022
28 d early
2021
48 d early
2020
46 d late
2019
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€22k▲ 20.1%
2024 · €19k
2018: €40k
2019: €36k
2020: €57k
2021: €35k
2022: €28k
2023: €18k
2024: €19k
2018 → 2025
Total assets
€114k▲ 29.2%
2024 · €88k
2018: €328k
2019: €219k
2020: €226k
2021: €154k
2022: €117k
2023: €66k
2024: €88k
2018 → 2025
Net result
€4k▲ 460%
2024 · €672
2018: €-42k
2019: €25k
2020: €23k
2021: €6k
2022: €-7k
2023: €-10k
2024: €672
2018 → 2025
Working capital
€5k
2024 · €-637
2018: €-15k
2019: €5k
2020: €8k
2021: €-20k
2022: €-27k
2023: €7k
2024: €-637
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€35k-€28k▼ 18.9%€18k▼ 35.6%€19k▲ 3.7%€22k▲ 20.1%
Operating result€12k-€-3k€-7k▼ 112%€3k€9k▲ 237%
Net result€6k-€-7k€-10k▼ 52.3%€672€4k▲ 460%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 237% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €114k
Fixed assets
€54k▲ 5.5%
Current assets
€60k▲ 62.7%
Equity and liabilities €114k
Equity
€22k▲ 20.1%
Debt
€91k▲ 31.7%
The debt ratio rises from 78.7% to 80.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€25k▲
2024 · €11k
Cash flow
€20k▲
2024 · €9k
Solvency
19.7%▼
2024 · 21.3%
Current ratio
1.09▲
2024 · 0.98
Quick ratio
0.82▼
2024 · 0.98
Debt / equity
4.06▲
2024 · 3.71
ROE
16.7%▲
2024 · 3.6%
ROA
3.3%▲
2024 · 0.8%
Interest coverage
4.90▼
2024 · 5.65
Debt
€91k▲
2024 · €69k
Debt ≤ 1 year
€55k▲
2024 · €37k
Debt > 1 year
€36k▲
2024 · €32k
Staff costs
€3k▲
2024 · €163
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€88k€114k▲
Fixed assets21/28€52k€54k▲
Tangible fixed assets22/27€51k€54k▲
Plant, machinery and equipment23€4k€2k▼
Furniture and vehicles24€24k€33k▲
Leasing and similar rights25€23k€18k▼
Financial fixed assets28€619€803▲
Current assets29/58€37k€60k▲
Stocks and contracts in progress3-€15k
Contracts in progress37-€15k
Amounts receivable within one year40/41€19k€41k▲
Trade receivables40€7k€23k▲
Other amounts receivable41€13k€19k▲
Cash at bank and in hand54/58€17k€2k▼
Deferred charges and accrued income490/1€186€695▲
Equity and liabilities
Total equity and liabilities10/49€88k€114k▲
Equity10/15€19k€22k▲
Contributions10/11€6k€6k=
Reserves13€28k€28k=
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€28k€28k=
Profit (loss) carried forward14€-16k€-12k▲
Amounts payable17/49€69k€91k▲
Amounts payable after more than one year17€32k€36k▲
Financial debts170/4€32k€36k▲
Amounts payable within one year42/48€37k€55k▲
Current portion of amounts payable after more than one year42€9k€13k▲
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€28k€36k▲
Suppliers440/4€28k€36k▲
Advances received on contracts in progress46€0-
Taxes, remuneration and social security45€563€4k▲
Taxes450/3€563€656▲
Remuneration and social security454/9-€3k
Other amounts payable47/48-€2k
Accrued charges and deferred income492/3€500€500=
Income statement
Code20242025
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€163€3k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€16k▲
Other operating charges640/8€1k€2k▲
Non-recurring operating charges66A€55€0▼
Gross operating margin9900€12k€30k▲
Operating profit (loss)9901€3k€9k▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€2k€5k▲
Recurring financial charges65€2k€5k▲
Profit (loss) for the period before taxes9903€672€4k▲
Profit (loss) for the period9904€672€4k▲
Profit (loss) for the period to be appropriated9905€672€4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-16k€-12k▲
Profit (loss) brought forward from the previous period14P€-17k€-16k▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €672
Net result €672 after 2 loss-making years.
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity doublescurrent ratio 1.22
Current ratio from 0.59 to 1.22; short-term debt falls from €67k to €31k.
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
13-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
15-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 46 days late
2020
29-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €25k
Net result €25k after one loss-making year.
22-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 83 days late
2018
10-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 41 days late
2017
04-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 4 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Poperinge · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Watouseweg 148970 PoperingeGround area
1.2 ha
Building footprint
216 m²
Volume, LiDAR
772 m³
2 parcels, Flanders · tallest building 8.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
PEDRO POLLEY
since 20132.220.414.726
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 33024B0567/00H000 | Flanders | 6,842 m² | 1 · 216 m² | 8.1 m · 1 fl. |
| 33313L0788/00S000 | Flanders | 5,275 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 186 EUR awarded · 186 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 51 EUR | 51 EUR |
| 2024 | 1 | 135 EUR | 135 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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MANU TOITURE
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Of 11,137 companies in sector 43910 we hold annual accounts for 5,487. 4,048 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-06-2013
Fiscal year end31-12
Activities, NACEBEL
43910Bricklaying and masonry work
43990Other specialised construction activities
43994Specialised construction activities
41001General construction of residential buildings
41002Construction of residential and non-residential buildings
41003General construction of other non-residential buildings
43995Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0486936582