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Complete company report
Generated 25-07-2026
Active BE 0795.667.442Private limited company

Pêche

Nieuwstraat 4 ·9100 Sint-Niklaas, Belgium· 3 yrs active
Sector: Retail trade (47716)
Conclusion Checked

The computed 12-month bankruptcy probability of Pêche is 2.2% (moderate). The 2024 annual accounts show equity of €36k and a net result of €26k. Its solvency ranks better than 58% of 6670 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €36k
Net result €26k
Staff (FTE) 1.1
Better than sector 58%
Snowflake analysis 5 axes · computed by Checked
Health68Profitability100Solvency52Growth50Stability79
70 / 100

Strong profile, led by profitability.

Health 68
Profitability 100
Solvency 52
Growth 50
Stability 79
Bankruptcy probability (12 mo) Checked model v1 · free
2.2% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2024 · computed
68 / 100 Healthy
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview1 NBB filings
Annual accounts filed on 13-06-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 47, Retail trade · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 28.8% 20.3%
better than 58% of 6670 sector peers
Net result €26k €4k
better than 79% of 6651 sector peers
Equity €36k €16k
better than 65% of 6684 sector peers
Gross operating margin €133k €24k
better than 87% of 6630 sector peers
Staff costs €64k €33k
higher than 71% of 3021 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Revenue-
EBITDA€65k
Net profit€26k
Cash flow€38k
Staff costs€64k
Income taxes€8k
Dividends-
Total assets€124k
Equity€36k
Debt€88k
of which ≤ 1y€87k
of which > 1y-
Working capital€28k
Employees (FTE)1.1
Ratios (computed)
2024
Current ratio1.32
Quick ratio0.43
Working capital ratio22.9%
Solvency28.8%
Debt / equity2.47
Long-term debt ratio-
Interest coverage3.58
Gross margin-
Net margin-
ROA20.7%
ROE72.0%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€124k
Fixed assets 21/28€8k
Tangible fixed assets 22/27€8k
Financial fixed assets 28€600
Current assets 29/58€116k
Stocks & contracts in progress 3€78k
Amounts receivable within one year 40/41€4k
Cash & bank 54/58€34k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€124k
Equity 10/15€36k
Contributions / capital 10/11€10k
Reserves 13€26k
Amounts payable 17/49€88k
Amounts payable within one year 42/48€87k
Trade debts payable within one year 44€29k
Income statement
Gross operating margin 9900€133k
Operating result 9901€52k
Financial income 75€179
Financial charges 65€18k
Result before taxes 9903€34k
Income taxes 67/77€8k
Net result for the period 9904€26k
Result to be appropriated 9905€26k
Ratios computed by Checked.
Legal Structure
NACE primary Retail trade(47716)
Legal form Private limited company(610)
Incorporation03-01-2023
StatusActive
Postal code9100
Establishment units 1 location
Pêche
Nieuwstraat 4, 9100 Sint-NiklaasHandelsbemiddeling in textiel, kleding, schoeisel en artikelen van leer
since 20232.339.871.117
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
46443E1591/00C000 Flanders 174 m² 1 · 182 m² 14.6 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 1 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
13-06-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
AI-generated from Checked data; indicative, not legal or investment advice.
Company registry (CBE) Crossroads Bank
Activities
Detailhandel in damesbovenkleding in gespecialiseerde winkels47711Detailhandel in damesbovenkleding47711Detailhandel in dames-, heren-, baby- en kinderboven- en onderkleding en kledingaccessoires in gespecialiseerde winkels (algemeen assortiment)47716Detailhandel in dames-, heren-, baby- en kinderboven- en onderkleding en kledingaccessoires (algemeen assortiment)47716Overige niet-gespecialiseerde detailhandel47120Detailhandel in kledingaccessoires in gespecialiseerde winkels47715Detailhandel in kledingaccessoires47715Detailhandel in lederwaren en reisartikelen in gespecialiseerde winkels47722Detailhandel in lederwaren en reisartikelen47722Detailhandel via postorderbedrijven of via internet47910
Primary activity highlighted.
Names & trade names
Legal nameNL Pêche
Registered office
Nieuwstraat 4
9100 Sint-Niklaas, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative