Pecc
ActivePecc has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €352k and a net result of €35k. Equity is growing by ~25.1% per year across the filed fiscal years. Its solvency ranks better than 95% of 1294 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▼-15
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 15.08 against 9.47 in 2024; short-term debt: 6.6% and cash: 80.9% of total assets), and 6.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 33
Relative position
BE, all sectors
reference
Sector 33
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
93.4%
Return on assets
9.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-06-2026, 35 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
35 d early
2024
46 d early
2023
8 d early
2022
27 d early
2021
3 d early
2020
3 d late
2019
5 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€352k▲ 10.9%
2024 · €317k
2019: €64k
2020: €93k
2021: €159k
2022: €200k
2023: €244k
2024: €317k
2019 → 2025
Total assets
€377k▲ 6.3%
2024 · €355k
2019: €86k
2020: €114k
2021: €205k
2022: €246k
2023: €272k
2024: €355k
2019 → 2025
Net result
€35k▼ 52.8%
2024 · €73k
2019: €52k
2020: €29k
2021: €66k
2022: €41k
2023: €43k
2024: €73k
2019 → 2025
Working capital
€352k▲ 11.3%
2024 · €316k
2019: €64k
2020: €93k
2021: €158k
2022: €201k
2023: €241k
2024: €316k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€159k-€200k▲ 26.0%€244k▲ 21.6%€317k▲ 30.1%€352k▲ 10.9%
Operating result€92k-€61k▼ 33.3%€65k▲ 5.9%€102k▲ 57.9%€51k▼ 49.9%
Net result€66k-€41k▼ 37.7%€43k▲ 5.0%€73k▲ 69.4%€35k▼ 52.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 50% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €377k
Fixed assets
€415▼ 70.1%
Current assets
€377k▲ 6.6%
Equity and liabilities €377k
Equity
€352k▲ 10.9%
Debt
€25k▼ 33.0%
The debt ratio falls from 10.5% to 6.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€52k▼
2024 · €104k
Cash flow
€36k▼
2024 · €75k
Solvency
93.4%▲
2024 · 89.5%
Current ratio
15.08▲
2024 · 9.47
Quick ratio
15.08▲
2024 · 9.47
Debt / equity
0.07▼
2024 · 0.12
ROE
9.9%▼
2024 · 23.2%
ROA
9.2%▼
2024 · 20.7%
Interest coverage
209.04▼
2024 · 324.35
Debt
€25k▼
2024 · €37k
Debt ≤ 1 year
€25k▼
2024 · €37k
Income taxes
€16k▼
2024 · €35k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€355k€377k▲
Fixed assets21/28€1k€415▼
Tangible fixed assets22/27€1k€415▼
Plant, machinery and equipment23€1k€415▼
Current assets29/58€353k€377k▲
Amounts receivable within one year40/41€38k€71k▲
Trade receivables40€38k€67k▲
Other amounts receivable41-€4k
Cash at bank and in hand54/58€315k€305k▼
Deferred charges and accrued income490/1-€534
Equity and liabilities
Total equity and liabilities10/49€355k€377k▲
Equity10/15€317k€352k▲
Contributions10/11€13k€13k=
Reserves13€305k€339k▲
Distributable reserves133€305k€339k▲
Amounts payable17/49€37k€25k▼
Amounts payable within one year42/48€37k€25k▼
Trade debts44€6k€8k▲
Suppliers440/4€6k€8k▲
Taxes, remuneration and social security45€29k€16k▼
Taxes450/3€27k€12k▼
Remuneration and social security454/9€2k€4k▲
Other amounts payable47/48€2k€862▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€974▼
Other operating charges640/8€619€585▼
Gross operating margin9900€104k€53k▼
Operating profit (loss)9901€102k€51k▼
Financial income75/76B€7k-
Recurring financial income75€7k-
Financial charges65/66B€319€249▼
Recurring financial charges65€319€249▼
Profit (loss) for the period before taxes9903€108k€51k▼
Income taxes67/77€35k€16k▼
Profit (loss) for the period9904€73k€35k▼
Profit (loss) for the period to be appropriated9905€73k€35k▼
Appropriation of the result
Profit (loss) to be appropriated9906€73k€35k▼
Transfer to equity691/2€73k€35k▼
To other reserves6921€73k€35k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
15-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2019net €73k ▲69.4%
Operating result €102k, net result €73k, both a record.
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €200kEq €200k ▲26%
4 profitable years in a row build equity to €200k.
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €150kEq €159k ▲71.5%
3 profitable years in a row build equity to €159k.
03-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 3 days late
2020
31-12
Financial
Weakest financial yearnet €29k ▼44.6%
Net result drops to €29k, the lowest in the series; recovery starts the following year.
05-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 5 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Laakdal · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Lambertusstraat 62430 LaakdalGround area
68 m²
Building footprint
44 m²
Volume, LiDAR
311 m³
Parcel 13007B0067/00G003, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Pecc
since 20192.283.755.726
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13007B0067/00G003 | Flanders | 68 m² | 1 · 44 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ETABLISSEMENT CENTRALE DEPANNAGE
BE 0563.953.941
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TECHNOLEASE
BE 0629.728.849
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CV engineering
BE 0762.786.422
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VEBRAK
BE 0452.046.922
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STS SOLUTIONS
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Of 1,226 companies in sector 33200 we hold annual accounts for 677. 486 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-01-2019
Fiscal year end31-12
Activities, NACEBEL
33200Installation of industrial machinery and equipment
25110Manufacture of metal structures and parts of structures
33120Repair and maintenance of machinery
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.