GDJ Services
ActiveThe computed 12-month bankruptcy probability of GDJ Services is 1.7% (moderate). The 2025 annual accounts show equity of €58k and a net result of €1k. Equity is growing by ~4.6% per year across the filed fiscal years. Its solvency ranks better than 18% of 1290 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability9▲+9
Solvency14▼-4
Growth52=
Stability100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days only on tighter terms
Liquidity short (current ratio 0.68 against 0.91 in 2024), and 85.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 25
Relative position
BE, all sectors
reference
Sector 25
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
14.4%
Return on assets
0.3%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 1290 sector peers (2025).
NBB · sector comparisonPosition among 1290 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
26 d late
2024
25 d late
2023
20 d late
2022
8 d late
2021
16 d early
2020
54 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€58k▲ 1.9%
2024 · €57k
2020: €33k
2021: €52k
2022: €52k
2023: €57k
2024: €57k
2020 → 2025
Total assets
€402k▲ 0.4%
2024 · €400k
2020: €76k
2021: €135k
2022: €133k
2023: €106k
2024: €400k
2020 → 2025
Net result
€1k
2024 · €-41
2020: €21k
2021: €19k
2022: €-6
2023: €5k
2024: €-41
2020 → 2025
Working capital
€-32k▼ 222%
2024 · €-10k
2020: €18k
2021: €26k
2022: €15k
2023: €27k
2024: €-10k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€52k-€52k=€57k▲ 9.7%€57k▼ 0.1%€58k▲ 1.9%
Operating result€26k-€1k▼ 95.9%€7k▲ 569%€6k▼ 10.1%€11k▲ 69.7%
Net result€19k-€-6€5k€-41€1k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 70% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €402k
Fixed assets
€333k▲ 10.3%
Current assets
€68k▼ 30.1%
Equity and liabilities €402k
Equity
€58k▲ 1.9%
Debt
€344k▲ 0.2%
The debt ratio falls from 85.8% to 85.6%: equity grows faster than debt.
Key figures and ratios
EBITDA
€45k▲
2024 · €39k
Cash flow
€35k▲
2024 · €33k
Solvency
14.4%▲
2024 · 14.2%
Current ratio
0.68▼
2024 · 0.91
Quick ratio
0.45▼
2024 · 0.71
Debt / equity
5.96▼
2024 · 6.07
ROE
1.9%▲
2024 · -0.1%
ROA
0.3%▲
2024 · 0.0%
Interest coverage
4.59▼
2024 · 6.04
Debt
€344k▲
2024 · €343k
Debt ≤ 1 year
€101k▼
2024 · €108k
Debt > 1 year
€240k▲
2024 · €231k
Income taxes
€141▲
2024 · €44
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€400k€402k▲
Fixed assets21/28€302k€333k▲
Tangible fixed assets22/27€302k€333k▲
Land and buildings22€272k€268k▼
Plant, machinery and equipment23€18k€30k▲
Furniture and vehicles24€12k€35k▲
Other tangible fixed assets26€412€176▼
Current assets29/58€98k€68k▼
Stocks and contracts in progress3€21k€23k▲
Stocks30/36€21k€23k▲
Amounts receivable within one year40/41€58k€38k▼
Trade receivables40€56k€38k▼
Other amounts receivable41€1k€127▼
Cash at bank and in hand54/58€17k€5k▼
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€400k€402k▲
Equity10/15€57k€58k▲
Contributions10/11€12k€12k=
Reserves13€39k€39k=
Distributable reserves133€39k€39k=
Profit (loss) carried forward14€5k€6k▲
Amounts payable17/49€343k€344k▲
Amounts payable after more than one year17€231k€240k▲
Financial debts170/4€231k€240k▲
Amounts payable within one year42/48€108k€101k▼
Current portion of amounts payable after more than one year42€22k€24k▲
Trade debts44€29k€16k▼
Suppliers440/4€29k€16k▼
Taxes, remuneration and social security45€16k€12k▼
Taxes450/3€11k€7k▼
Remuneration and social security454/9€5k€4k▼
Other amounts payable47/48€41k€50k▲
Accrued charges and deferred income492/3€4k€3k▼
Income statement
Code20242025
Non-recurring operating income76A-€9k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€33k€34k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€3k-
Other operating charges640/8€2k€2k▼
Non-recurring operating charges66A€306€103▼
Gross operating margin9900€44k€47k▲
Operating profit (loss)9901€6k€11k▲
Financial income75/76B€64€134▲
Recurring financial income75€64€134▲
Financial charges65/66B€6k€10k▲
Recurring financial charges65€6k€10k▲
Profit (loss) for the period before taxes9903€4€1k▲
Income taxes67/77€44€141▲
Profit (loss) for the period9904€-41€1k▲
Profit (loss) for the period to be appropriated9905€-41€1k▲
Appropriation of the result
Profit (loss) to be appropriated9906€5k€6k▲
Profit (loss) brought forward from the previous period14P€5k€5k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
31-12
Financial
Weakest financial yearnet €-41 ▼101%
Net result drops to €-41, the lowest in the series; recovery starts the following year.
20-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 20 days late
2023
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
08-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 8 days late
2022
15-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
07-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pepinster · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Xhavée 374860 PepinsterGround area
1,202 m²
Building footprint
117 m²
Volume, LiDAR
601 m³
Parcel 63083A0242/00E000, Wallonia · tallest building 7.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
GDJ Services
since 20192.287.394.612
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63083A0242/00E000 | Wallonia | 1,202 m² | 1 · 117 m² | 7.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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EURO BELGA
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Of 3,964 companies in sector 25110 we hold annual accounts for 2,133. 1,451 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-04-2019
Fiscal year end31-12
Activities, NACEBEL
25110Manufacture of metal structures and parts of structures
33200Installation of industrial machinery and equipment
33190Repair, maintenance and installation of machinery and equipment
43212Electrical installation work in industrial facilities
46140Agents in the wholesale of industrial machinery, ships and aircraft
46620Wholesale of machine tools
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.