Equity
€230,823 ▲ 5.0%
PECA PACK has made a profit without a break since 2014.
PECA PACK
Lifetime
19 annual accounts with figures on one time axis, 28 filings since 1998peak €116,335 (2012)
€46,590▼ 2.3%
lowest -€4,816 (2013)
€25,879▼ 3.5%
peak €230,823 (2025)
€230,823▲ 5.0%
€6,504▲ 117%
peak 0.5 FTE (2007)
-not published
Board1 name since 2022
1 directorVAN DER AUWERA Carl René Joseph
Documentsfilings and deeds
21-04-20269 days before the deadline
2025micro format
Dividend €14,836Debts from €2,991 to €6,504Cash from €44,977 to €61,567
Key points
from the 2025 annual accountsFilings
28 annual accounts since 1998
The 2016 accounts came 23 days late. The other nine of the last ten were filed on time.
Position in the sector
89.3%
Higher solvency than 89% of companies in wholesale trade. Sector median 40.5% · 13,800 companies.
Checked score
97
Excellent
Financially stronger than 75% of micro companies in wholesale trade (NACE 46)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.4% across 26,888 companies (NACE 46, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025highest value
05-2025: < 0.1%▼ -0.1 percentage points vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: 0.1%▲ +0.1 percentage points vs 03-2026
05-2026: < 0.1%▼ -0.1 percentage points vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
lowers risk
Liquidity: current ratio 17.36, cash €61,567
Founded in 1996
Equity €230,823 (89.3% of total assets)
Figures for financial year 2025 (filed on 21-04-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 90% of them on solvency, 82% on liquidity, 74% on profitability and 55% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-09-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 31,368 companies had the same profile as PECA PACK has now. Each dot stands for 79 companies, two years later.
93.5%
were still trading
5.9%
stopped another way
0.5%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of PECA PACK itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 31,368 companies, not a prediction for PECA PACK. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €22,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 17.36 (31.79 in 2024), above the usual 1.5. Short-term debt is 2.5% and cash 23.8% of total assets. 10.7% of the assets are financed with debt and provisions.
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Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 21-04-2026, 9 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
9 days early
2024
1 day early
2023
28 days early
2022
2 days early
2021
30 days early
2020
on the day
2019
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 10 days before the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 21 April (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-09-2026 year end09-11-2026 today30-04-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0459511665
Resignation: VAN DER AUWERA Carl René Joseph (manager)
Reappointment: VAN DER AUWERA Carl René Joseph (director) · Gazette deed
First establishment
Heuvelstraat 1, Herenthout
Incorporation
published on 31-12-1996 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| PECA PACK Herenthout | €258,375 | €46,590 | 89.3% | - |
| Ecobos Heist-op-den-Berg | €230,614 | €43,588 | 86.9% | - |
| PIRON - TEHEUX Liège | €329,474 | €63,394 | 52.1% | - |
| BALCO BELGIUM Woluwe-Saint-Pierre | €302,508 | €87,389 | 28.4% | - |
| KO EN CO BENELUX Antwerp | €243,355 | €38,617 | 15.3% | - |
| FBS Malle | €405,020 | €24,013 | 83.1% | - |
| LUYCKX DIRK Beerse | €182,228 | €32,186 | 89.7% | - |
These companies have the same main activity as PECA PACK: wholesale trade (NACE 46492). They are comparable in size and age: total assets between €182,000 and €405,000, founded between 1989 and 2002.
Official details
Source: KBO- Status
- Active since 18-12-1996Normal situation
- Activity
- Wholesale tradeNACE 46492
- Establishment unit
- 2.079.856.1822270 Herenthout, since 04-02-1997
- Financial year end
- 30 September
- Peppol
- Reachable since 04-12-2025
Annual accounts to 30-09-2025
- ≈ €240,000estimated
- €258,375▲ 5.5%
- Filing
- Filed on 21-04-2026, 9 days before the end of the filing period
Insights on PECA PACK
PECA PACK files the micro format. That format states no turnover. The gross margin rose from €30,770 in 2007 to €46,590 in 2025.
The balance sheet grew most from 2012 to 2013 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about PECA PACK
- What is the company number of PECA PACK?
- The company number of PECA PACK is 0459.511.665. The VAT number is the same number with BE in front: BE 0459.511.665.
- Where is PECA PACK based?
- The registered office is at Heuvelstraat 1, 2270 Herenthout.Company details
- What does PECA PACK do?
- According to the KBO register, the main activity is wholesale trade (NACE 46492).
- What is the legal form of PECA PACK?
- PECA PACK is a private limited company (BV).
- When was PECA PACK founded?
- PECA PACK was founded on 18-12-1996.
- Is PECA PACK still active?
- Yes, PECA PACK is an active enterprise in the KBO register.
- What is the turnover of PECA PACK?
- The turnover in financial year 2025 is ≈ €240,000. This figure is estimated from the gross margin of €46,590 and 34 comparable companies (NACE 464). It probably lies between €150,000 and €480,000.Financials
- Is PECA PACK profitable?
- In financial year 2025, PECA PACK made a profit of €25,879.
- Where can I find the annual accounts of PECA PACK?
- PECA PACK filed 28 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of PECA PACK due?
- PECA PACK must file the annual accounts for financial year 2026 by 30-04-2027.Timeline
Next steps
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