Investments
€2,164 2.5 × depreciation
Green is investment, beige is depreciation.
PEBEC
Lifetime
2 annual accounts with figures on one time axispeak €48,269 (2025)
€48,269▲ 76.3%
peak €37,047 (2025)
€37,047▲ 91.4%
peak €61,404 (2025)
€61,404▲ 152%
€7,986▲ 71.9%
Board1 name since 2024
1 directorLoïc BOURDON
Documentsfilings and deeds
29-06-202632 days before the deadline
2025micro format
Gross margin from €27,375 to €48,269Result from €19,356 to €37,047Equity from €24,356 to €61,404Debts from €4,646 to €7,986Investments €2,164Cash from €11,004 to €53,240
Key points
from the 2025 annual accountsLiquidity
9.20 was 5.96 in 2024
Short-term debts rose from €4,646 to €7,256.
Position in the sector
88.5%
Higher solvency than 88% of companies in office administrative support. Sector median 50.3% · 9,695 companies.
Checked score
99
Excellent
Financially stronger than 90% of micro companies in office administrative support (NACE 82)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 12,672 companies (NACE 82, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
06-2025: 0.6%highest value
07-2025: 0.1%▼ -0.5 percentage points vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.2%▲ +0.1 percentage points vs 05-2026
07-2026: < 0.1%▼ -0.2 percentage points vs 06-2026lowest value
08-2026: < 0.1%● unchanged vs 07-2026lowest value
09-2026: < 0.1%● unchanged vs 08-2026lowest value
10-2026: < 0.1%● unchanged vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Founded in 2024
lowers risk
Liquidity: current ratio 9.20, cash €53,240
Sector: Office administrative, office support and other business support activities (NACE 82)
Equity €61,404 (88.5% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro). It does better than 88% of them on solvency, 94% on liquidity, 87% on profitability and 93% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as PEBEC has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of PEBEC itself is lower: < 0.1% within 12 months. It rests on far more data about PEBEC than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for PEBEC. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €6,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity is ample, with a current ratio of 9.2 (5.96 in 2024), above the usual 1.5. Short-term debt is 10.5% and cash 76.7% of total assets. 11.5% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
32 days early
2024
31 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 32 days before the deadline. In the sector (NACE 82), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1009334092
Incorporation
Founding capital of €5,000 · Founder: Loïc BOURDON · Appointment: Loïc BOURDON (director) · published on 16-05-2024 · Gazette deed
First establishment
Floraliënlaan 49, Ghent
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| PEBEC Ghent | €69,389 | €48,269 | 88.5% | - |
| SAILING QUEEN Ghent | €68,797 | €48,885 | 21.1% | - |
| ONYGO Ghent | €65,423 | €42,364 | 53.4% | - |
| LDW Farma Lievegem | €71,475 | €47,129 | 53.9% | - |
| ALBEMACO Oudenaarde | €61,203 | €57,037 | 64.6% | - |
| DOBBE Consult & Training Dilbeek | €65,919 | €43,396 | 66.7% | - |
| VCM Care Awans | €74,909 | €46,549 | 77.0% | - |
These companies have the same main activity as PEBEC: other business support services (NACE 82990). They are comparable in size and age: total assets between €61,200 and €74,900, founded between 2023 and 2024.
Official details
Source: KBO- Status
- Active since 14-05-2024Normal situation
- Activity
- Other business support servicesNACE 82990and 2 others
- Establishment unit
- 2.359.310.4129000 Ghent, since 14-05-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 28-05-2024
Annual accounts 2025
- ≈ €130,000estimated
- €69,389▲ 139%
- Filing
- Filed on 29-06-2026, 32 days before the end of the filing period
Insights on PEBEC
PEBEC has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €61,404 and a net result of €37,047.
Its solvency ranks better than 88% of 9,695 sector peers (NACE 82, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about PEBEC
- What is the company number of PEBEC?
- The company number of PEBEC is 1009.334.092. The VAT number is the same number with BE in front: BE 1009.334.092.
- Where is PEBEC based?
- The registered office is at Floraliënlaan 49, 9000 Ghent.Company details
- What does PEBEC do?
- According to the KBO register, the main activity is other business support services (NACE 82990).
- What is the legal form of PEBEC?
- PEBEC is a private limited company (BV).
- When was PEBEC founded?
- PEBEC was founded on 14-05-2024.
- Is PEBEC still active?
- Yes, PEBEC is an active enterprise in the KBO register.
- What is the turnover of PEBEC?
- The turnover in financial year 2025 is ≈ €130,000. This figure is estimated from the gross margin of €48,269 and 41 comparable companies (NACE 82990). It probably lies between €77,000 and €160,000.Financials
- Is PEBEC profitable?
- In financial year 2025, PEBEC made a profit of €37,047.
- Where can I find the annual accounts of PEBEC?
- PEBEC filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of PEBEC due?
- PEBEC must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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