PEB Certi
The computed 12-month bankruptcy probability of PEB Certi is 0.3% (very low). The 2024 annual accounts show equity of €190k and a net result of €74k. Equity is growing by ~65.6% per year across the filed fiscal years. Its solvency ranks better than 17% of 3373 sector peers (fiscal year 2024). The company has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €190k |
| Net result | €74k |
| Better than sector | 17% |
| Active | 21 yrs |
Strong profile, led by profitability.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
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The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 15.3% | 55.1% | |
| Net result | €74k | €19k | |
| Equity | €190k | €45k | |
| Gross operating margin | €161k | €38k | |
| Total assets | €1.24M | €95k |
| Fiscal year | 2024 |
|---|---|
| Revenue | - |
| EBITDA | €157k |
| Net profit | €74k |
| Cash flow | €104k |
| Staff costs | - |
| Income taxes | €31k |
| Dividends | - |
| Total assets | €1.24M |
| Equity | €190k |
| Debt | €1.05M |
| of which ≤ 1y | €880k |
| of which > 1y | €162k |
| Working capital | €-53k |
| Employees (FTE) | - |
| 2024 | |
|---|---|
| Current ratio | 0.94 |
| Quick ratio | 0.86 |
| Working capital ratio | -4.3% |
| Solvency | 15.3% |
| Debt / equity | 5.52 |
| Long-term debt ratio | 0.85 |
| Interest coverage | 7.28 |
| Gross margin | - |
| Net margin | - |
| ROA | 6.0% |
| ROE | 39.0% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €1.24M |
| Fixed assets | 21/28 | €411k |
| Tangible fixed assets | 22/27 | €403k |
| Financial fixed assets | 28 | €8k |
| Current assets | 29/58 | €826k |
| Stocks & contracts in progress | 3 | €70k |
| Amounts receivable within one year | 40/41 | €755k |
| Cash & bank | 54/58 | €985 |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €1.24M |
| Equity | 10/15 | €190k |
| Contributions / capital | 10/11 | €19k |
| Reserves | 13 | €149k |
| Accumulated profits (losses) | 14 | €22k |
| Amounts payable | 17/49 | €1.05M |
| Amounts payable after one year | 17 | €162k |
| Amounts payable within one year | 42/48 | €880k |
| Trade debts payable within one year | 44 | €648k |
| Income statement | ||
| Gross operating margin | 9900 | €161k |
| Operating result | 9901 | €127k |
| Financial charges | 65 | €22k |
| Result before taxes | 9903 | €105k |
| Income taxes | 67/77 | €31k |
| Net result for the period | 9904 | €74k |
| Result to be appropriated | 9905 | €74k |
| NACE primary | Architecture & engineering(71209) |
| Legal form | Private limited company (pre-2019)(015) |
| Incorporation | 18-07-2005 |
| Status | Active |
| Postal code | 9000 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44807G0155/14N006 | Flanders | 301 m² | 1 · 183 m² | 13.1 m · 3 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
25-10-2023 1 director appointed, 1 resigning
- Murat Ozen, Gedelegeerd bestuurder
- Ali Temel, Niet statutaire bestuurder
Technical details
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}
},
{
"kind": "director_in",
"role": "gedelegeerd bestuurder",
"person": {
"rrn": null,
"name": "Murat Ozen",
"address": null,
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}
}
],
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"act_meta": {
"extractor": "qwen3-30b-a3b"
},
"subject_company": {
"kbo": "0875.165.969",
"name_full": "PEB Certi"
}
}11-04-2018 1 director appointed, 1 resigning
- TEMEL Ali, Zaakvoerder
- TEMEL Ali, Zaakvoerder
Technical details
{
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{
"kind": "director_out",
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},
{
"kind": "director_in",
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"name": "TEMEL Ali",
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}
],
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"subject_company": {
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"name_full": "PEB CERTI"
}
}30-10-2017 1 director appointed, 1 resigning
- Temel Ali, Zaakvoerder
- Masa Yucel, Zaakvoerder
Technical details
{
"events": [
{
"kind": "director_out",
"role": "zaakvoerder",
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"name": "Masa Yucel",
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}
},
{
"kind": "director_in",
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"person": {
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],
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"subject_company": {
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"name_full": "Peb Certi"
}
}23-09-2016 1 director appointed, 1 resigning
- Masa Yucel, Zaakvoerder
- Temel Eyupcan, Zaakvoerder
Technical details
{
"events": [
{
"kind": "director_out",
"role": "zaakvoerder",
"person": {
"rrn": null,
"name": "Temel Eyupcan",
"address": null,
"birth_date": null
}
},
{
"kind": "director_in",
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"person": {
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"name": "Masa Yucel",
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}
],
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"subject_company": {
"kbo": "0875.165.969",
"name_full": "Peb Certi"
}
}10-12-2014 Ozen Murat resigns as manager
- Ozen Murat, Zaakvoerder
Technical details
{
"events": [
{
"kind": "director_out",
"role": "zaakvoerder",
"person": {
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"name": "Ozen Murat",
"address": null,
"birth_date": null
}
}
],
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"subject_company": {
"kbo": "0875.165.969",
"name_full": "PEB Certi"
}
}25-11-2014 Ozen Murat resigns as manager
- Ozen Murat, Zaakvoerder
Technical details
{
"events": [
{
"kind": "director_out",
"role": "zaakvoerder",
"person": {
"rrn": null,
"name": "Ozen Murat",
"address": null,
"birth_date": null
}
}
],
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},
"subject_company": {
"kbo": "0875.165.969",
"name_full": "PEB Certi"
}
}30-08-2011 Registered office moved from Aalst to Gent
- Vlaanderenstraat 28 - 9300 Aalst → Afrikalaan 236 B 9000 Gent
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "siege_social",
"new_address": {
"raw": "Afrikalaan 236 B 9000 Gent",
"city": "Gent",
"region": "vlaams_gewest",
"street": "Afrikalaan",
"country": "BE",
"postcode": "9000",
"box_number": "B",
"street_number": "236",
"locality_suffix": null
},
"old_address": {
"raw": "Vlaanderenstraat 28 - 9300 Aalst",
"city": "Aalst",
"region": "vlaams_gewest",
"street": "Vlaanderenstraat",
"country": "BE",
"postcode": "9300",
"box_number": null,
"street_number": "28",
"locality_suffix": null
},
"effective_date": "2011-08-01",
"evidence_quote": "Verplaatsing maatschappelijke zetel de maatschappelijke zetel wordt verplaatst naar Afrikalaan 236 B 9000 Gent",
"region_changed": false,
"is_statute_change": false,
"nationality_change": false,
"old_address_source": "act_body",
"statute_clause_text": null,
"statute_article_number": null,
"effective_date_qualifier": "absolute",
"statutaire_vs_werkelijke": "statutaire",
"linguistic_region_changed": false,
"court_jurisdiction_changed": false,
"effective_date_is_approximate": false
},
{
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"country": "BE",
"postcode": "9000",
"box_number": "B",
"street_number": "236",
"locality_suffix": null
},
"old_address": {
"raw": "Vlaanderenstraat 28 - 9300 Aalst",
"city": "Aalst",
"region": "vlaams_gewest",
"street": "Vlaanderenstraat",
"country": "BE",
"postcode": "9300",
"box_number": null,
"street_number": "28",
"locality_suffix": null
},
"effective_date": "2011-08-01",
"evidence_quote": "Ontslag als zaakvoerder van Walgraaf Wendy",
"region_changed": false,
"is_statute_change": false,
"nationality_change": false,
"old_address_source": "act_body",
"statute_clause_text": null,
"statute_article_number": null,
"effective_date_qualifier": "absolute",
"statutaire_vs_werkelijke": "statutaire",
"linguistic_region_changed": false,
"court_jurisdiction_changed": false,
"effective_date_is_approximate": false
}
],
"notary": {
"name": "Ozen Murat",
"firm_city": null,
"firm_name": null,
"office_city": "Dermond",
"is_associated": false
},
"act_meta": {
"language": "nl",
"pub_date": "2011-08-30",
"filing_date": "2011-08-01",
"act_kind_objet": "Onderwerp akte:"
},
"decision": {
"body": "buitengewone_algemene_vergadering",
"date": "2011-08-01",
"unanimous": true
},
"subject_company": {
"kbo": "0875.165.969",
"name_full": "Layla",
"legal_form": "GCV"
},
"publication_proxy": {
"kind": "person",
"org_kbo": null,
"org_name": null,
"person_name": "Ozen Murat",
"org_rep_person_name": null,
"person_role_at_subject": "zaakvoerder"
},
"co_filed_documents": [
"Proces-verbaal van de Buitengewone Algemene Vergadering van 01/08/2011",
"Akte van verplaatsing maatschappelijke zetel"
]
}16-11-2010 Temel Emine resigns as manager
- Temel Emine, Zaakvoerder
Technical details
{
"events": [
{
"kind": "director_out",
"role": "zaakvoerder",
"person": {
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"name": "Temel Emine",
"address": null,
"birth_date": null
}
}
],
"schema": "v3.2",
"act_meta": {
"extractor": "qwen3-30b-a3b"
},
"subject_company": {
"kbo": "0875.165.969",
"name_full": "Layla"
}
}07-01-2010 Ozen Murat appointed as manager
- Ozen Murat, Zaakvoerder
Technical details
{
"events": [
{
"kind": "director_in",
"role": "zaakvoerder",
"person": {
"rrn": null,
"name": "Ozen Murat",
"address": null,
"birth_date": null
}
}
],
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"act_meta": {
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},
"subject_company": {
"kbo": "0875.165.969",
"name_full": "Layla GRIFFIE RECHTBANK VAN KOOPHANDEL"
}
}28-07-2005 Incorporation of a new CommV
Technical details
{
"notary": {
"name": "Walgraef Wendy",
"firm_city": null,
"firm_name": null,
"office_city": "Aalst",
"is_associated": false
},
"act_meta": {
"language": "nl",
"pub_date": "2005-07-28",
"filing_date": null,
"act_kind_objet": "Onderwerp akte:",
"is_private_deed": false
},
"decision": {
"body": "onderhandse_oprichting",
"act_date": "2005-07-14",
"unanimous": true
},
"founders": [
{
"org": null,
"kind": "natural_person",
"person": {
"dob": null,
"name": "Walgraef Wendy",
"niss": "801130/026/55",
"address": "P. De Paepestraat 15, 9300 Aalst",
"nationality": null,
"place_of_birth": null
},
"share_class": null,
"partner_role": "null",
"contribution_type": "geld",
"amount_paid_in_eur": 1600.0,
"is_subscriber_only": false,
"n_shares_subscribed": 160,
"amount_subscribed_eur": 1600.0,
"is_anonymous_silent_partner": false
},
{
"org": null,
"kind": "natural_person",
"person": {
"dob": null,
"name": "Ali Temel",
"niss": "610901/513/25",
"address": "Kempstraat 107, 9000 Gent",
"nationality": null,
"place_of_birth": null
},
"share_class": null,
"partner_role": "null",
"contribution_type": "geld",
"amount_paid_in_eur": 400.0,
"is_subscriber_only": false,
"n_shares_subscribed": 40,
"amount_subscribed_eur": 400.0,
"is_anonymous_silent_partner": false
}
],
"voorwerp": {
"full_text": "Het doel van de vennootschap is, zowel in Belgi\u00EB als in het buitenland\n- Het uitbaten van een horecabedrif, met alles wat daarmede verband houdt, spijshuis, restauratiehouder, verbruikssalon, drankgelegenheid, wat tevens omvat de verkoop van snacks en de verkoop van bereide schotels om mee te nemen en het inrichten van banketten alsook het bedelen van bereide schotels en spijzen in de meest brede zin\n- De inrichting en uitbating van een traiteurdienst, gepaard gaande met de levering van de erbij behorende dranken\n- De vennootschap zal alle burgerlijke, industri\u00EBle, commerci\u00EBle, financi\u00EBle, roerende en onroerende handelingen mogen verrichten in rechtstreeks of onrechtstreeks verband met haar doel, die van aard zijn de verwezenlijking ervan te vergemakkelijken of uit te breiden en die daartoe noodzakelijk, nuttig of alleen maar bevorderend zijn\n- De vennootschap mag daarenboven belangen nemen, hetzij door deelneming, inbreng of elke andere wijze in alle vennootschappen, ondernemingen, beroepsverenigingen of groeperingen, bestaande of op te richten, zowel in Belgi\u00EB als in het buitenland, die een gelijkluidend, aanvullend of soortgelijk doel nastreven, of die van aard zijn de ontwikkeling van haar onderneming te bevorderen",
"is_lucrative": true,
"short_summary": "Uitbating van een horecabedrijf, inclusief restaurant, drankgelegenheid, verkoop van snacks en bereide schotels, en uitbating van een traiteurdienst met levering van dranken."
},
"governance": {
"organ_kind": "enige_bestuurder",
"n_directors_max": 1,
"n_directors_min": 1,
"representation_clause": "enige bestuurder alleen",
"co_signature_threshold_eur": null
},
"fiscal_year": {
"end_mm_dd": "12-31",
"start_mm_dd": "01-01",
"first_exercise_end_date": "2006-12-31",
"is_prolonged_first_exercise": false
},
"agm_schedule": {
"time": "10:00",
"month": 6,
"rule_text": "laatste vrijdag van de maand juni om 10.00 uur"
},
"founding_event": {
"n_shares_total": 200,
"n_share_classes": 1,
"bank_attestation": null,
"amount_paid_in_eur": 2000.0,
"incorporation_date": "2005-07-14",
"amount_subscribed_eur": 2000.0,
"art_5_8_no_payment_due": false,
"pre_incorporation_activity_from_date": null
},
"subject_company": {
"kbo": "0875.165.969",
"email": null,
"region": "vlaams_gewest",
"website": null,
"name_full": "LAYLA",
"legal_form": "CommV",
"name_abbreviated": null,
"zetel_address_raw": "Vlaanderenstraat 28, 9300 Aalst",
"equity_account_type": "unavailable",
"_kbo_filled_from_list": true
},
"initial_directors": [
{
"kind": "natural_person",
"person": {
"name": "Walgraef Wendy",
"address": "P. De Paepestraat 15, 9300 Aalst"
},
"via_org": null,
"role_sub": "zaakvoerder",
"mandate_until": {
"kind": "indefinite",
"value": null
},
"rep_person_name": null,
"additional_roles": [],
"bestuursverbod_checked": false,
"bestuursverbod_check_date": null,
"rep_prior_publication_ref": null
}
],
"co_filed_documents": [
"statuten",
"expedition"
],
"post_incorporation_mandates": []
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameNL | PEB Certi |
| Trade nameNL | CertiExpress |