PEB AND CONSTRUCT
ActivePEB AND CONSTRUCT has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €10k and a net result of €-2k. Equity is shrinking by ~27% per year across the filed fiscal years. Its solvency ranks better than 95% of 9369 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency100▲+47
Growth32=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
0% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
100%
Return on assets
-15.6%
Age of the figures
14 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-11-2025, 64 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
64 d early
2024
63 d early
2023
56 d early
2022
47 d early
2021
46 d early
2020
6 d early
2019
29 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close12-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€10k▼ 13.5%
2024 · €12k
2019: €58k
2020: €95k
2021: €97k
2022: €94k
2023: €44k
2024: €12k
2019 → 2025
Total assets
€10k▼ 75.6%
2024 · €43k
2019: €100k
2020: €113k
2021: €97k
2022: €94k
2023: €107k
2024: €43k
2019 → 2025
Net result
€-2k▲ 21.6%
2024 · €-2k
2019: €42k
2020: €38k
2021: €1k
2022: €-3k
2023: €10k
2024: €-2k
2019 → 2025
Working capital
€12k▼ 72.8%
2023 · €44k
2019: €58k
2020: €95k
2021: €96k
2023: €44k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€97k-€94k▼ 3.0%€44k▼ 52.9%€12k▼ 72.8%€10k▼ 13.5%
Operating result€49-€-4k€12k€-2k€-2k▲ 19.6%
Net result€1k-€-3k€10k€-2k€-2k▲ 21.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €2k in 2025 against €2k in 2024; the loss shrinks.
Balance-sheet composition
Assets €10k
Fixed assets
€1k
Current assets
€9k
Key figures and ratios
EBITDA
€-1k
Cash flow
€-1k
Solvency
100.0%▲
2024 · 28.2%
ROE
-15.6%▲
2024 · -17.2%
ROA
-15.6%▼
2024 · -4.9%
Interest coverage
-11.83
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€43k€10k▼
Fixed assets21/28-€1k
Tangible fixed assets22/27-€1k
Furniture and vehicles24-€1k
Current assets29/58€43k€9k▼
Amounts receivable within one year40/41€801€7k▲
Trade receivables40€105-
Other amounts receivable41€696€7k▲
Current investments50/53-€2k
Cash at bank and in hand54/58€42k-
Equity and liabilities
Total equity and liabilities10/49€43k€10k▼
Equity10/15€12k€10k▼
Contributions10/11€8k€8k=
Reserves13€6k€6k=
Distributable reserves133€6k€6k=
Profit (loss) carried forward14€-2k€-4k▼
Amounts payable17/49€31k-
Amounts payable within one year42/48€31k-
Taxes, remuneration and social security45€2k-
Taxes450/3€2k-
Other amounts payable47/48€29k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€454
Other operating charges640/8-€423
Gross operating margin9900€-2k€-708▲
Operating profit (loss)9901€-2k€-2k▲
Financial income75/76B-€59
Recurring financial income75-€59
Financial charges65/66B€96€96=
Recurring financial charges65€96€96=
Profit (loss) for the period before taxes9903€-2k€-2k▲
Profit (loss) for the period9904€-2k€-2k▲
Profit (loss) for the period to be appropriated9905€-2k€-2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-2k€-4k▼
Profit (loss) brought forward from the previous period14P€0€-2k▼
Transfer from equity791/2€30k-
Profit to be distributed694/7€30k-
Return on contributions (dividend)694€30k-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
28-11
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
29-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
06-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
2022
15-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial
Weakest financial yearnet €-3k ▼389%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
2021
16-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial
Liquidity times 41current ratio 261.32
Current ratio from 6.35 to 261.32; short-term debt falls from €18k to €368.
25-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Liquidity triplescurrent ratio 6.35
Current ratio from 2.36 to 6.35; short-term debt falls from €42k to €18k.
02-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
02-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
26-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
30-11
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Overijse · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Smetslaan 53090 OverijseGround area
2,293 m²
Building footprint
280 m²
Volume, LiDAR
3,787 m³
2 parcels, Brussels, Flanders · tallest building 22.9 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
Landsroemlaan 83, 1083 Ganshoren
since 20112.200.833.988
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23543O0005/00R009 | Flanders | 2,140 m² | 1 · 138 m² | 9.5 m · 2 fl. |
| 21392B0038/00R007 | Brussels | 153 m² | 1 · 141 m² | 22.9 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
TECH CERT
BE 0674.430.013
Leuven · Eq €10k
Mecanovation
BE 1011.427.017
Andenne · Eq €10k
THINK SOLID
BE 0801.474.376
Overijse · Eq €10k
GROUPE BECL
BE 0666.899.546
Philippeville · Eq €10k
TNE ENGINEERING
BE 1016.198.427
Liège · Eq €10k
Of 11,503 companies in sector 71121 we hold annual accounts for 6,523. 2,968 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded28-06-2011
Fiscal year end30-06
Activities, NACEBEL
71121Engineering and related technical consultancy, excluding land surveyors
41001General construction of residential buildings
43910Bricklaying and masonry work
43994Specialised construction activities
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.