Active BE 0475.005.139Public limited company

PDM ADVICE & MANAGEMENT

Dennenlaan 1 ·9320 Aalst, Belgium· 25 yrs active

Sector: Market retail: textiles, clothing, footwear (47820)

Conclusion Checked

The computed 12-month bankruptcy probability of PDM ADVICE & MANAGEMENT is 0.6% (low). The 2024 annual accounts show equity of €616k and a net result of €-15k. Equity remains stable across the filed fiscal years (±2.4% per year). Its solvency ranks better than 87% of 6697 sector peers (fiscal year 2024). The company has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 7 annual accounts.

Key figures

Equity	€616k
Net result	€-15k
Staff (FTE)	1
Better than sector	87%

Snowflake analysis 5 of 5 axes measured · computed by Checked

60 / 100

Strong profile, led by stability.

All 5 axes are computed from data Checked has read.

Health 65

Profitability 0

Solvency 84

Growth 52

Stability 100

Bankruptcy probability (12 mo) Checked model v1 · free

0.6% Low

0%0,5%1,5%4%10%≥25%

Higher-failure-rate sector +Long track record −Lower-risk legal form −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

Long-established

Founded in 2001, 25 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags 0 events

No administrative flags

Health barometer FY 2024 · computed

65 / 100 Healthy

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

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Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Financial overview10 NBB filings

Annual accounts filed on 29-07-2025 with the NBB · fiscal year 2024 · micro

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

stable Equity: stable across 7 fiscal years (±2.4%/year).

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2024 · NACE 47, Retail trade · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	69.4%	20.4%	better than 87% of 6697 sector peers
Net result	€-15k	€4k	better than 14% of 6677 sector peers
Equity	€616k	€16k	better than 95% of 6711 sector peers
Gross operating margin	€166k	€24k	better than 91% of 6656 sector peers
Staff costs	€89k	€33k	higher than 80% of 3034 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

EBITDA

€63k

-36.8% 18-24

Net profit

€-15k

- 18-24

Cash flow

€52k

-43.3% 18-24

Total assets

€887k

-1.3% 18-24

Equity

€616k

-2.4% 18-24

Working capital

€47k

-5.5% 18-24

Employees (FTE)

1

0.0% 18-24

Staff costs

€89k

+1.2% 18-24

Income taxes

€622

+289.7% 18-24

Debt

€271k

+1.4% 18-24

Debt ≤ 1y

€155k

+11.0% 18-24

Debt > 1y

€116k

-8.6% 18-24

Current ratio

1.30

-3.9% 18-24

Quick ratio

1.21

-5.7% 18-24

Solvency

69.4%

-1.2% 18-24

Debt / equity

0.44

+4.0% 18-24

ROE

-2.5%

- 18-24

ROA

-1.7%

- 18-24

Interest coverage

5.95

-50.5% 18-24

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2024
Deposit	micro
Revenue	-
EBITDA	€63k
Net profit	€-15k
Cash flow	€52k
Staff costs	€89k
Income taxes	€622
Dividends	-
Total assets	€887k
Equity	€616k
Debt	€271k
of which ≤ 1y	€155k
of which > 1y	€116k
Working capital	€47k
Employees (FTE)	1.0

Ratios (computed)

	2024
Current ratio	1.30
Quick ratio	1.21
Working capital ratio	5.3%
Solvency	69.4%
Debt / equity	0.44
Long-term debt ratio	0.19
Interest coverage	5.95
Gross margin	-
Net margin	-
ROA	-1.7%
ROE	-2.5%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2024

Assets

Fixed assets €685k · 77.2% Current assets €202k · 22.8%

Equity & liabilities

Equity €616k · 69.4% Debt €271k · 30.6%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€887k
Fixed assets	21/28	€685k
Intangible fixed assets	21	€20k
Tangible fixed assets	22/27	€665k
Financial fixed assets	28	€422
Current assets	29/58	€202k
Stocks & contracts in progress	3	€14k
Amounts receivable within one year	40/41	€80k
Investments	50/53	€74k
Cash & bank	54/58	€33k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€887k
Equity	10/15	€616k
Contributions / capital	10/11	€202k
Reserves	13	€212k
Accumulated profits (losses)	14	€202k
Amounts payable	17/49	€271k
Amounts payable after one year	17	€116k
Amounts payable within one year	42/48	€155k
Trade debts payable within one year	44	€9k
Income statement
Gross operating margin	9900	€166k
Operating result	9901	€-4k
Financial income	75	€0
Financial charges	65	€11k
Result before taxes	9903	€-15k
Income taxes	67/77	€622
Net result for the period	9904	€-15k
Result to be appropriated	9905	€-15k

You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →

Ratios computed by Checked.

Directors & mandates 3 directors

Directors derived from a single State Gazette act, under verification

All 3 current directors first appear in the same act (23421350). Founders or capital subscribers may have been counted as directors here; the real board composition is being verified.

Current directors & mandates

DE MEERLEER Patricia
Director
State Gazette act 23421350 (06-11-2023)

Current
27-10-2023 → present
DE MEERLEER Pierre Victor
Director
State Gazette act 23421350 (06-11-2023)

Current
27-10-2023 → present
Pierre De Meerleer
Managing director
State Gazette act 23421350 (06-11-2023)

Current
27-10-2023 → present

Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Legal Structure

NACE primary	Market retail: textiles, clothing, footwear(47820)
Legal form	Public limited company(014)
Incorporation	14-06-2001
Status	Active
Postal code	9320

Establishment units 1 location

Dennenlaan 3, 9320 Aalst

de handel in nieuwe en gebruikte aanhangwagens en opleggers

since 20022.100.498.673

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
41342B1316/00X003	Flanders	2,936 m²	1 · 1,638 m²	6.5 m · 2 fl.
41342B1316/00W003	Flanders	320 m²	1 · 163 m²	10.7 m · 2 fl.

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 11 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025

29-07-2025

NBB filing Annual accounts filed

fiscal year 2024 · micro

2024

10-07-2024

NBB filing Annual accounts filed

fiscal year 2023 · micro

2023

06-11-2023

State Gazette act Director changes

Isabelle RAES

29-07-2023

NBB filing Annual accounts filed

fiscal year 2022 · micro

2022

21-06-2022

NBB filing Annual accounts filed

fiscal year 2021 · micro

2021

09-06-2021

NBB filing Annual accounts filed

fiscal year 2020 · micro

2020

17-07-2020

NBB filing Annual accounts filed

fiscal year 2019 · micro

2019

10-07-2019

NBB filing Annual accounts filed

fiscal year 2018 · micro

2018

04-07-2018

NBB filing Annual accounts filed

fiscal year 2017 · micro

2017

11-07-2017

NBB filing Annual accounts filed

fiscal year 2016 · micro

2016

20-06-2016

NBB filing Annual accounts filed

fiscal year 2015 · verkort

Belgisch Staatsblad, acts 1 acts

All acts · 1 updated 2 years ago

2023

06-11-2023 5 directors appointed Director changes·Isabelle RAES

DE MEERLEER Pierre Victor, Bestuurder
DE MEERLEER Patricia, Bestuurder
Pierre De Meerleer, Gedelegeerd bestuurder
I. RAES, Commissaris
Jürgen Brysse, Vereffenaar

Notary: Isabelle RAES · Sint-Jans-MolenbeekFirm: DEPUYT, RAES & de GRAVE

Original publication ↗

Technical details

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Credit advice verdict per customer and amount

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Company registry (CBE) Crossroads Bank

Activities

Detailhandel in onderdelen en accessoires van motorvoertuigen45320Detailhandel in onderdelen en accessoires van motorvoertuigen47820Kleinhandel in onderdelen en accessoires van auto's50302Activiteiten van hoofdkantoren70100Activiteiten van hoofdkantoren70100

Primary activity highlighted.

Names & trade names

Legal nameNL

PDM ADVICE & MANAGEMENT

Registered office

Dennenlaan 1

9320 Aalst, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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