Active BE 0501.560.571Private limited companyOpen bankruptcy

PDK FINISHING

Meersstraat 43 ·8580 Avelgem, Belgium· 13 yrs active

Sector: Vervaardiging van vloerkleden en tapijt (13930)

Conclusion Checked

A bankruptcy procedure is open for PDK FINISHING according to publications in the Belgian State Gazette. The 2024 annual accounts show equity of €60k and a net result of €-36k.

Based on the State Gazette, CBE and 7 annual accounts.

Key figures

Equity	€60k
Net result	€-36k
Staff (FTE)	10.8
Better than sector	29%

Financial profile 5 of 5 axes measured · computed by Checked

14 / 100

Fragile profile, watch health in particular.

All 5 axes are computed from data Checked has read.

Health 0

Profitability 0

Solvency 16

Growth 52

Stability 0

Bankruptcy probability (12 mo) Checked model v1 · free

Bankruptcy opened

A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.

Risk Assessment rule-based

50 / 100

High riskRegister: open bankruptcy

This score counts publications in the Belgian State Gazette only. The KBO register additionally records legal situation 050 for this company; it does not feed the figure above.

Components

· Open bankruptcy (+50)

Trust signals 2 signals

Register: open bankruptcy

The KBO register records legal situation 050 for this company. This is today's state according to the register itself; the register carries no start date.

Open bankruptcy

Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Health barometer FY 2024 · computed

0 / 100 Critical

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2024 and an insolvency signal from the Belgian State Gazette. Indicative, not credit advice.

Financial overview10 NBB filings

Annual accounts filed on 30-09-2025 with the NBB · fiscal year 2024 · verkort

Operating resultNet result

Sector comparison

Fiscal year 2024 · NACE 13 · compared across all schema types (micro, abbreviated and full combined)

Metric	This company	Sector median	Position in the sector
Solvency	10.0%	25.9%	better than 29% of 93 sector peers
Net result	€-36k	€1k	better than 15% of 93 sector peers
Equity	€60k	€39k	better than 58% of 93 sector peers
Gross operating margin	€288k	€35k	better than 76% of 84 sector peers
Staff costs	€278k	€155k	higher than 65% of 55 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

EBITDA

€-3k

- 18-24

Net profit

€-36k

- 18-24

Cash flow

€-25k

- 18-24

Total assets

€596k

+17.6% 18-24

Equity

€60k

-37.9% 18-24

Working capital

€-45k

-234.6% 18-24

Employees (FTE)

11

-6.9% 18-24

Staff costs

€278k

-10.9% 18-24

Show 12 other metrics

Income taxes

€434

-97.1% 18-24

Dividends

€0

- 18-24

Debt

€537k

+30.5% 18-24

Debt ≤ 1y

€537k

+30.9% 18-24

Debt > 1y

€0

- 18-24

Current ratio

0.92

-5.2% 18-24

Quick ratio

0.37

-31.5% 18-24

Solvency

10.0%

-47.2% 18-24

Debt / equity

9.00

+110.2% 18-24

ROE

-61.0%

- 18-24

ROA

-6.1%

- 18-24

Interest coverage

-0.12

- 18-24

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2024
Deposit	verkort
Revenue	-
EBITDA	€-3k
Net profit	€-36k
Cash flow	€-25k
Staff costs	€278k
Income taxes	€434
Dividends	-
Total assets	€596k
Equity	€60k
Debt	€537k
of which ≤ 1y	€537k
of which > 1y	-
Working capital	€-45k
Employees (FTE)	10.8

Ratios (computed)

	2024
Current ratio	0.92
Quick ratio	0.37
Working capital ratio	-7.5%
Solvency	10.0%
Debt / equity	9.00
Long-term debt ratio	-
Interest coverage	-0.12
Gross margin	-
Net margin	-
ROA	-6.1%
ROE	-61.0%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2024

Assets

Fixed assets €104k · 17.5% Current assets €492k · 82.5%

Equity & liabilities

Equity €60k · 10.0% Debt €537k · 90.0%

Full annual accounts (23 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€596k
Fixed assets	21/28	€104k
Tangible fixed assets	22/27	€25k
Financial fixed assets	28	€79k
Current assets	29/58	€492k
Stocks & contracts in progress	3	€293k
Amounts receivable within one year	40/41	€145k
Cash & bank	54/58	€24k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€596k
Equity	10/15	€60k
Contributions / capital	10/11	€19k
Reserves	13	€41k
Amounts payable	17/49	€537k
Amounts payable within one year	42/48	€537k
Trade debts payable within one year	44	€199k
Income statement
Gross operating margin	9900	€288k
Operating result	9901	€-15k
Financial income	75	€798
Financial charges	65	€22k
Result before taxes	9903	€-36k
Income taxes	67/77	€434
Net result for the period	9904	€-36k
Result to be appropriated	9905	€-36k

This table shows the latest fiscal year. 4 prior years, with figures and ratios, belong to a paid plan. See plans →

Ratios computed by Checked.

Directors & mandates 3 directors

Current directors & mandates

Dirk Pattyne
Director
State Gazette act 24379300 (21-03-2024)

Current
21-03-2024 → present
2 events
- 21-03-2024 Resigned· Manager
- 21-03-2024 Appointed· Director
Kurt Pattyne
Director
State Gazette act 24379300 (21-03-2024)

Current
21-03-2024 → present
2 events
- 21-03-2024 Resigned· Manager
- 21-03-2024 Appointed· Director

Permanent representatives (1)

These people represent a legal-person director (a management company, for instance). They hold no board mandate of their own and do not count as directors.

NV Weverij DeweerLegal entity
Permanent representative· perm. rep.: Dirk Pattyne
State Gazette act 23003773 (06-01-2023)

Permanent representative
- → 27-05-2022

Former directors (1)

NV WEVERIJ DEWEERLegal entity
Director
State Gazette act 23003773 (06-01-2023)

Former
- → 27-05-2022

Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Directors & mandates1 person

Role	Name	Tenure	Source
Curator	Yves FRANCOIS EERTBRUGGESTRAAT 10, 8790 WAREGEM	04-12-2025 → present	Belgian State Gazette

Legal Structure

NACE primary	Vervaardiging van vloerkleden en tapijt(13930)
Legal form	Private limited company(610)
Incorporation	01-11-2012
Status	Active
Postal code	8580
First BS signal	11-12-2025
Latest BS signal	11-12-2025

Establishment units 1 location

PDK FINISHING

Meersstraat 45, 8580 AvelgemWeven van textiel

since 20122.215.151.089

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
34003B1025/00H000	Flanders	7,333 m²	1 · 5,408 m²	7.0 m · 2 fl.
34003B1027/00B000	Flanders	1,570 m²	1 · 121 m²	5.6 m · 1 fl.

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 13 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025

11-12-2025

Bankruptcy Opening

Ondernemingsrechtbank Gent, afdeling Kortrijk · PDK FINISHING BV MEERS- STRAAT 43, 8580 AVELGEM · event 04-12-2025

30-09-2025

NBB filing Annual accounts filed

fiscal year 2024 · verkort

2024

04-11-2024

NBB filing Annual accounts filed

fiscal year 2023 · verkort

21-03-2024

State Gazette act Director changes

Marieke Monteyne

2023

24-11-2023

NBB filing Annual accounts filed

fiscal year 2022 · verkort

06-01-2023

State Gazette act Director changes

2022

29-11-2022

NBB filing Annual accounts filed

fiscal year 2021 · verkort

2021

20-08-2021

NBB filing Annual accounts filed

fiscal year 2020 · verkort

2020

31-08-2020

NBB filing Annual accounts filed

fiscal year 2019 · verkort

2019

10-10-2019

NBB filing Annual accounts filed

fiscal year 2018 · verkort

2018

25-07-2018

NBB filing Annual accounts filed

fiscal year 2017 · verkort

2017

10-07-2017

NBB filing Annual accounts filed

fiscal year 2016 · verkort

2016

24-08-2016

NBB filing Annual accounts filed

fiscal year 2015 · verkort

Lifecycle & Insolvency Signals1 events

11-12-2025

Bankruptcy Opening

Date: 04-12-2025 · Ondernemingsrechtbank Gent, afdeling Kortrijk · PDK FINISHING BV MEERS- STRAAT 43, 8580 AVELGEM · Publications in State Gazette ↗

Time machine, BS events + macro context 2021, 2026

Macro context

2020-Q2/Q3 COVID lockdown

2022 energy crisis

2023-2024 ECB rate hikes

Legend

Bankruptcy

Interim / reorg

KBO event

Belgian State Gazette reading coverage 0 of 6 acts read

We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 2 acts

All acts · 2 updated 2 years ago

2024

21-03-2024 2 directors appointed, 2 resigning Director changes·Marieke Monteyne

Dirk Pattyne, Bestuurder
Kurt Pattyne, Bestuurder
Dirk Pattyne, Zaakvoerder
Kurt Pattyne, Zaakvoerder

Notary: Marieke Monteyne · Avelgem

Original publication ↗

Technical details

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2023

06-01-2023 2 resigning Director changes

NV WEVERIJ DEWEER, Bestuurder
Dirk Pattyne, Vaste vertegenwoordiger

Original publication ↗

Technical details

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Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Activities

Vervaardiging van vloerkleden en tapijt13930Vervaardiging van vloerkleden en tapijt13930Vervaardiging van andere textielproducten, n.e.g.13990Vervaardiging van andere textielproducten, neg13990Groothandel in tapijten46472Groothandel in tapijten46473Detailhandel in tapijten en andere vloerbedekking en wandbekleding in gespecialiseerde winkels47530Detailhandel in tapijten en andere vloerbedekking en wandbekleding47530

Primary activity highlighted.

Names & trade names

Legal nameNL

PDK FINISHING

Registered office

Meersstraat 43

8580 Avelgem, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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