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PCF FRUIT

Active
Private limited companyfounded 201511 yrs activeWaltwilderstraat 10A, 3740 Bilzen-Hoeselt, BelgiumKBO/BCE: BE 0606.988.683
Summary

For PCF FRUIT, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show equity of €2,528 and a net result of -€349. Equity is growing by ~25.2% per year across the filed fiscal years. Its solvency ranks better than 40% of 3695 sector peers (fiscal year 2023). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Axes, FY 2023 · tick = 2022
Profitability15▼-59
Solvency46▼-1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Crop and animal production, hunting and related service activities (NACE 01)
about 70% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023
Solvency, return and age of the figures
Solvency
20.8%
Return on assets
-2.9%
Age of the figures
33 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 11 years 0 20 y
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 8 filings
Position against the passed deadline
31-12-2024 close31-07-2025 deadline30-09-2026 today
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 25-07-2024, 6 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
not confirmed
2024
not filed
2023
6 d early
2022
on the day
2021
16 d early
2020
30 d late
2019
31 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 8 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 37% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 19 March 2015, PCF FRUIT was incorporated.1 Total assets went from EUR 18,896 in 2018 to EUR 12,171 in 2023.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2023

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Financials · fiscal year 2023, micro schema

Equity
€2,528▼ 12.1%
2022 · €2,877
Total assets
€12,171▼ 6.2%
2022 · €12,976
Net result
-€349
2022 · €526
Working capital
€3,223▲ 9.4%
2022 · €2,946
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 01, Crop and animal production, hunting and related service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20192020202120222023
Operating result€1,802€3,102▲ 72.1%-€1,038€622-€305
Net result€1,384€2,769within the sector's middle half▲ 100%-€1,260within the sector's middle half€526within the sector's middle half-€349within the sector's middle half
Equity€841€3,610below the sector's middle half▲ 329%€2,351below the sector's middle half▼ 34.9%€2,877below the sector's middle half▲ 22.4%€2,528below the sector's middle half▼ 12.1%
Total assets€18,782▼ 0.6%€15,795below the sector's middle half▼ 15.9%€13,631below the sector's middle half▼ 13.7%€12,976below the sector's middle half▼ 4.8%€12,171below the sector's middle half▼ 6.2%
Debt€17,941▼ 7.7%€12,185▼ 32.1%€11,280▼ 7.4%€10,100▼ 10.5%€9,643▼ 4.5%
Working capital€5,123▼ 4.8%€4,710within the sector's middle half▼ 8.1%€1,945within the sector's middle half▼ 58.7%€2,946within the sector's middle half▲ 51.5%€3,223within the sector's middle half▲ 9.4%
Solvency4.5%▲ 7.4pp22.9%within the sector's middle half▲ 18.4pp17.2%within the sector's middle half▼ 5.6pp22.2%within the sector's middle half▲ 4.9pp20.8%within the sector's middle half▼ 1.4pp
Current ratio1.40▼ 0.181.49within the sector's middle half▲ 0.091.18within the sector's middle half▼ 0.311.30within the sector's middle half▲ 0.121.36within the sector's middle half▲ 0.06
Return on assets (ROA)7.4%▲ 28.9pp17.5%above the sector's middle half▲ 10.2pp-9.2%below the sector's middle half▼ 26.8pp4.1%within the sector's middle half▲ 13.3pp-2.9%below the sector's middle half▼ 6.9pp
above within below the middle half (P25 to P75) of NACE 01, Crop and animal production, hunting and related service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€2,000€0€2,000€4,000Operating result 2019: €1,802€1,802Net result 2019: €1,384€1,384Operating result 2020: €3,102€3,102Net result 2020: €2,769€2,769Operating result 2021: -€1,038-€1,038Net result 2021: -€1,260-€1,260Operating result 2022: €622€622Net result 2022: €526€526Operating result 2023: -€305-€305Net result 2023: -€349-€34920192020202120222023-€1,500-€1,000-€500€0€500Operating result 2021: -€1,038-€1,040Net result 2021: -€1,260-€1,260Operating result 2022: €622€622Net result 2022: €526€526Operating result 2023: -€305-€305Net result 2023: -€349-€349202120222023
The operating result turns negative in 2023: a loss of €305 after €622 in 2022.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Equity and liabilities €12,171
Equity €2,528 ▼ 12.1%
Debt €9,643 ▼ 4.5%
Debt's share of the balance-sheet total rises from 77.8% to 79.2%. Equity and debt are lower.
Key figures and ratios
2023 value · change against 2022
EBITDA
-€27▼
2022 · €1,097
Cash flow
-€71▼
2022 · €1,001
Debt to equity
3.81▲
2022 · 3.51
ROE
-13.8%▼
2022 · 18.3%
Interest coverage
-0.60▼
2022 · 11.38
Debt ≤ 1 year
€8,948▼
2022 · €9,752
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2023 against 2022 · 32 lines
Balance sheet Code20222023
Assets
Total assets20/58€12,976€12,171▼
Fixed assets21/28€278-
Tangible fixed assets22/27€278-
Furniture and vehicles24€278-
Current assets29/58€12,698€12,171▼
Amounts receivable within one year40/41€11,288€10,912▼
Trade receivables40€10,859€10,359▼
Other amounts receivable41€429€553▲
Cash at bank and in hand54/58€1,411€1,259▼
Equity and liabilities
Total equity and liabilities10/49€12,976€12,171▼
Equity10/15€2,877€2,528▼
Contributions10/11€6,200€6,200=
Profit (loss) carried forward14-€3,323-€3,672▼
Amounts payable17/49€10,100€9,643▼
Amounts payable within one year42/48€9,752€8,948▼
Trade debts44€620-
Suppliers440/4€620-
Other amounts payable47/48€9,132€8,948▼
Accrued charges and deferred income492/3€348€695▲
Income statement Code20222023
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€475€278▼
Other operating charges640/8€759€287▼
Gross operating margin9900€1,856€260▼
Operating profit (loss)9901€622-€305▼
Financial income75/76B-€1
Recurring financial income75-€1
Financial charges65/66B€96€45▼
Recurring financial charges65€96€45▼
Profit (loss) for the period before taxes9903€526-€349▼
Profit (loss) for the period9904€526-€349▼
Profit (loss) for the period to be appropriated9905€526-€349▼
Appropriation of the result
Profit (loss) to be appropriated9906-€3,323-€3,672▼
Profit (loss) brought forward from the previous period14P-€3,849-€3,323▲

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20192020202120222023Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,272€821€768€475€278▼ 41.5%
Other operating charges640/8--€635€759€287▼ 62.2%
Gross operating margin9900€6,709€4,558€364€1,856€260▼ 86.0%
Operating profit (loss)9901€1,802€3,102-€1,038€622-€305▼ 149%
Financial income75/76B----€1-
Recurring financial income75----€1-
Financial charges65/66B--€222€96€45▼ 53.3%
Recurring financial charges65€418€333€222€96€45▼ 53.3%
Profit (loss) for the period before taxes9903€1,384€2,769-€1,260€526-€349▼ 166%
Profit (loss) for the period9904€1,384€2,769-€1,260€526-€349▼ 166%
Profit (loss) for the period to be appropriated9905€1,384€2,769-€1,260€526-€349▼ 166%
Line20192020202120222023Change
Assets
Total assets20/58€18,782€15,795€13,631€12,976€12,171▼ 6.2%
Formation expenses20€26-----
Fixed assets21/28€890€1,520€753€278--
Tangible fixed assets22/27€890€1,520€753€278--
Furniture and vehicles24--€753€278--
Current assets29/58€17,866€14,275€12,878€12,698€12,171▼ 4.2%
Amounts receivable within one year40/41€14,492€12,151€12,793€11,288€10,912▼ 3.3%
Trade receivables40--€12,404€10,859€10,359▼ 4.6%
Other amounts receivable41--€389€429€553▲ 29.0%
Cash at bank and in hand54/58€3,374€2,124€85€1,411€1,259▼ 10.8%
Equity and liabilities
Total equity and liabilities10/49€18,782€15,795€13,631€12,976€12,171▼ 6.2%
Equity10/15€841€3,610€2,351€2,877€2,528▼ 12.1%
Contributions10/11€6,200-€6,200€6,200€6,200=
Profit (loss) carried forward14-€5,359-€2,590-€3,849-€3,323-€3,672▼ 10.5%
Amounts payable17/49€17,941€12,185€11,280€10,100€9,643▼ 4.5%
Amounts payable after more than one year17€5,198€2,620----
Amounts payable within one year42/48€12,743€9,565€10,933€9,752€8,948▼ 8.2%
Current portion of amounts payable after more than one year42--€2,620---
Trade debts44€1,062€62€512€620--
Suppliers440/4--€512€620--
Other amounts payable47/48--€7,801€9,132€8,948▼ 2.0%
Accrued charges and deferred income492/3--€348€348€695▲ 100%
Line20192020202120222023Change
Profit (loss) for the period9904€1,384€2,769-€1,260€526-€349▼ 166%
+ Depreciation and write-downs630€4,272€821€768€475€278▼ 41.5%
Operating cash flow (approximation)€5,656€3,590-€492€1,001-€71▼ 107%
Investment in fixed assets (approximation)--€1,451-€0€0--
Change in cash--€1,250-€2,039€1,326-€152▼ 111%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2024
25-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-07
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial Back to profitnet €526
Net result €526 after one loss-making year.
15-07
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-08
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema · 30 days late
2020
31-12
Financial Highest result since 2018net €2,769 ▲100%
Operating result €3,102, net result €2,769, both a record.
31-08
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema · 31 days late
2019
31-12
Financial Back to profitnet €1,384
Net result €1,384 after one loss-making year.
31-07
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
30-08
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema · 30 days late
2017
30-06
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bilzen-Hoeselt · 1 establishment unit since 2015
seat establishment The establishment unit on the map
Ground area
767 m²
Building footprint
744 m²
Volume, LiDAR
4,013 m³
Parcel 73097A0351/00H000, Flanders · tallest building 9.9 m, ±2 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
PCF FRUIT
Waltwilderstraat 10A, 3740 Bilzen-HoeseltInvestigation and security activities
since 20152.240.584.390
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
73097A0351/00H000 Flanders 767 m² 1 · 744 m² 9.9 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 526 companies in sector 01250 we hold annual accounts for 118. 16 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded19-03-2015
Fiscal year end31-12
Activities, NACEBEL 2025
01250Crop and animal production, hunting and related service activities
46319Wholesale of fruit and vegetables, excluding potatoes
47210Retail sale of fruit and vegetables
E-invoicing
Reachable via Peppol
Peppol ID 0208:0606988683
Also 9925:BE0606988683
Registered 09-01-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.