SBKS
ActiveSummary
SBKS has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €15,990 and a net result of €23,475. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 95% of 3163 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+100
Solvency100▲+100
Growth78▲+46
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,500 at 30 days acceptable
short-term debt: 1% and cash: 49.1% of total assets, and 1% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Crop and animal production, hunting and related service activities (NACE 01)
about 70% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
99%
Return on assets
145.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-09-2026, 54 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
54 d late
2024
61 d late
2023
55 d late
2022
31 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 50 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 37% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 24 September (4 of the last 4 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
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Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
€15,990
2024 · -€7,485
Total assets
€16,143▲ 1,053%
2024 · €1,400
Net result
€23,475
2024 · -€4,747
Working capital
€15,290
2023 · -€4,838
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 01, Crop and animal production, hunting and related service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2022202320242025
Operating result€5,143--€12,807-€3,728▲ 70.9%€23,673
Net result€4,910within the sector's middle half--€12,648below the sector's middle half-€4,747within the sector's middle half▲ 62.5%€23,475within the sector's middle half
Equity€9,910below the sector's middle half--€2,738below the sector's middle half-€7,485below the sector's middle half▼ 173%€15,990within the sector's middle half
Total assets€26,723below the sector's middle half-€2,753below the sector's middle half▼ 89.7%€1,400below the sector's middle half▼ 49.2%€16,143below the sector's middle half▲ 1,053%
Debt€16,813-€5,492▼ 67.3%€8,885▲ 61.8%€153▼ 98.3%
Working capital€21,230within the sector's middle half--€4,838within the sector's middle half€15,290within the sector's middle half
Solvency37.1%within the sector's middle half-99.0%above the sector's middle half
Current ratio8.88above the sector's middle half-
Return on assets (ROA)18.4%above the sector's middle half-145.4%above the sector's middle half
Staff (FTE)0.81.1▲ 37.5%1▼ 9.1%
above
within
below
the middle half (P25 to P75) of NACE 01, Crop and animal production, hunting and related service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €23,673 after a loss of €3,728 in 2024, the highest result in the available series.
Balance-sheet composition
Assets €16,143
Fixed assets
€700
Current assets
€15,443
Equity and liabilities €16,143
Equity
€15,990
Debt
€153
Debt finances 1.0% of the balance-sheet total.
Key figures and ratios
EBITDA
€24,373▲
2024 · -€3,028
Cash flow
€24,175▲
2024 · -€4,047
Debt to equity
0.01
ROE
146.8%
Interest coverage
122.92▲
2024 · -49.73
Debt ≤ 1 year
€153▼
2024 · €8,885
Staff costs
€12,091▼
2024 · €19,845
A ratio outside any meaningful range has been withheld (balance sheet total €16,143, equity €15,990).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 39,276 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.6%
went bankrupt
2.2%
stopped otherwise
96%
still going
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 39,276 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €6,868 | €19,845 | €12,091 | ▼ 39.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €700 | €700 | €700 | €700 | = |
| Other operating charges640/8 | - | €75 | €137 | €62 | ▼ 54.6% |
| Gross operating margin9900 | €5,843 | -€5,165 | €16,953 | €36,527 | ▲ 115% |
| Operating profit (loss)9901 | €5,143 | -€12,807 | -€3,728 | €23,673 | ▲ 735% |
| Financial income75/76B | €0 | €240 | €24 | - | - |
| Recurring financial income75 | €0 | €240 | €24 | - | - |
| Financial charges65/66B | €233 | €81 | €61 | €198 | ▲ 226% |
| Recurring financial charges65 | €233 | €81 | €61 | €198 | ▲ 226% |
| Profit (loss) for the period before taxes9903 | €4,910 | -€12,648 | -€3,765 | €23,475 | ▲ 724% |
| Income taxes67/77 | - | - | €982 | - | - |
| Profit (loss) for the period9904 | €4,910 | -€12,648 | -€4,747 | €23,475 | ▲ 595% |
| Profit (loss) for the period to be appropriated9905 | €4,910 | -€12,648 | -€4,747 | €23,475 | ▲ 595% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €26,723 | €2,753 | €1,400 | €16,143 | ▲ 1,053% |
| Fixed assets21/28 | €2,800 | €2,100 | €1,400 | €700 | ▼ 50.0% |
| Tangible fixed assets22/27 | €2,800 | €2,100 | €1,400 | €700 | ▼ 50.0% |
| Plant, machinery and equipment23 | €2,800 | €2,100 | €1,400 | €700 | ▼ 50.0% |
| Current assets29/58 | €23,923 | €653 | - | €15,443 | - |
| Amounts receivable within one year40/41 | €13,080 | - | - | €7,524 | - |
| Trade receivables40 | €11,344 | - | - | €487 | - |
| Other amounts receivable41 | €1,736 | - | - | €7,036 | - |
| Cash at bank and in hand54/58 | €10,187 | €653 | - | €7,920 | - |
| Deferred charges and accrued income490/1 | €656 | - | - | - | - |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €26,723 | €2,753 | €1,400 | €16,143 | ▲ 1,053% |
| Equity10/15 | €9,910 | -€2,738 | -€7,485 | €15,990 | ▲ 314% |
| Contributions10/11 | €5,000 | €5,000 | €5,000 | €5,000 | = |
| Profit (loss) carried forward14 | €4,910 | -€7,738 | -€12,485 | €10,990 | ▲ 188% |
| Amounts payable17/49 | €16,813 | €5,492 | €8,885 | €153 | ▼ 98.3% |
| Amounts payable within one year42/48 | €2,693 | €5,492 | €8,885 | €153 | ▼ 98.3% |
| Trade debts44 | €2,693 | €1,615 | €4,440 | €135 | ▼ 97.0% |
| Suppliers440/4 | €2,693 | €1,615 | €4,440 | €135 | ▼ 97.0% |
| Taxes, remuneration and social security45 | - | €424 | €2,389 | - | - |
| Taxes450/3 | - | €424 | €2,389 | - | - |
| Other amounts payable47/48 | - | €3,452 | €2,057 | €18 | ▼ 99.1% |
| Accrued charges and deferred income492/3 | €14,121 | - | - | - | - |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €4,910 | -€12,648 | -€4,747 | €23,475 | ▲ 595% |
| + Depreciation and write-downs630 | €700 | €700 | €700 | €700 | = |
| Operating cash flow (approximation) | €5,610 | -€11,948 | -€4,047 | €24,175 | ▲ 697% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | - |
| Change in cash | - | -€9,534 | - | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 54 days late
2025
31-12
Financial
Back to profitnet €23,475
Net result €23,475 after 2 loss-making years.
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
24-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 55 days late
2023
31-12
Financial
Weakest financial yearnet -€12,648
Net result drops to -€12,648, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tongeren-Borgloon · 1 establishment unit since 2022
Ground area
324 m²
Building footprint
199 m²
Volume, LiDAR
811 m³
Parcel 73031C0450/00E000, Flanders · tallest building 7.6 m, ±1 floor. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
SBKS
since 20222.327.743.543
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73031C0450/00E000 | Flanders | 324 m² | 1 · 199 m² | 7.6 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteTongeren-Borgloon2.327.743.543
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Of 526 companies in sector 01250 we hold annual accounts for 118. 39 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded15-02-2022
Fiscal year end31-12
Activities, NACEBEL 2025
01250Crop and animal production, hunting and related service activities
46319Wholesale of fruit and vegetables, excluding potatoes
47210Retail sale of fruit and vegetables
Contact
E-mail
angraj@live.be
E-invoicing
Reachable via Peppol
Peppol ID
0208:0781993610
Registered
18-10-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.